The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more. Most insurance companies offer a lower price to drivers with good records. But, if you have been cited or have tickets on your record in Arizona, your insurance premiums will likely increase.
Experts at Insurance.com have analyzed the rates of various companies to find the cheapest car insurance available for high-risk drivers in Arizona. Keep reading to learn more.
- Cheapest car insurance for high-risk drivers in Arizona with an at-fault accident
- Car insurance for high-risk drivers in Arizona with a DUI
- Cheapest car insurance for high-risk drivers in Arizona with speeding tickets
- Cheapest insurance for high-risk drivers in Arizona with poor credit
- Car insurance for high-risk drivers in Arizona with SR22
- Methodology
Cheapest car insurance for high-risk drivers in Arizona with an at-fault accident
At $1,698 per year, Auto-Owners offers the cheapest car insurance rates for drivers with at-fault accident in Arizona. The rates of Auto-Owners are 34.08% less than the state average and $1,389 Less than the national average.
However, you can save on your insurance by comparing price quotes from multiple insurers.
Below are the average annual rates of carriers providing coverage for drivers with an at-fault accident.
| Company | Avg Annual Premium |
|---|---|
| Auto-Owners | $1,698 |
| Nationwide | $1,716 |
| Geico | $1,790 |
| State Farm | $1,881 |
| Travelers | $1,910 |
| Hartford | $2,292 |
| Progressive | $2,914 |
Car insurance for high-risk drivers in Arizona with a DUI
If you get pulled over for driving under the influence, your car insurance rates will increase considerably as auto insurers often designate drivers convicted of DUI as high-risk.
In Arizona, State Farm offers the cheapest full coverage car insurance for drivers with a DUI at $1,742 a year.
Here’s the list of the companies offering cheap car insurance for drivers with a DUI in Arizona.
| Company | Avg Annual Premium |
|---|---|
| State Farm | $1,742 |
| Geico | $2,489 |
| Travelers | $2,503 |
| Mercury | $2,701 |
| Progressive | $2,770 |
| Nationwide | $2,884 |
| Hartford | $3,035 |
Cheapest car insurance for high-risk drivers in Arizona with speeding tickets
The cheapest insurance carrier for Arizona drivers with speeding tickets is Nationwide. It offers full coverage insurance at $1,568 per year or $131 monthly.
Find out car insurance rates different carriers offer in Arizona for drivers with speeding tickets
| Company | Avg Annual Premium |
|---|---|
| Nationwide | $1,568 |
| State Farm | $1,742 |
| Auto-Owners | $1,768 |
| Geico | $1,775 |
| Travelers | $1,988 |
| Hartford | $2,193 |
| Mercury | $2,494 |
Cheapest insurance for high-risk drivers in Arizona with poor credit
In Arizona Geico is the cheapest insurance company for drivers with poor credit. Arizona drivers with poor credit pay an average of $1,662 per year for a full coverage policy.
Here’s how much different carriers charge for car insurance to drivers with poor credit in Arizona
| Company | Avg Annual Premium |
|---|---|
| Geico | $1,662 |
| Nationwide | $1,745 |
| Travelers | $2,092 |
| Mercury | $2,096 |
| Hartford | $3,088 |
| Progressive | $3,233 |
| Auto-Owners | $3,552 |
Car insurance for high-risk drivers in Arizona with SR22
If you have SR22 on your driving record, insurance companies see you as a high-risk driver and charge more for policies. The cheapest auto insurance in Arizona for drivers with an SR-22 is Geico with an average annual cost of $1,643 or $137 per month.
If you have a DUI or DWI conviction on your driving record, your insurance company might need to file an SR-22 form with the state DMV in your name.
See below the car insurance premiums different insurance carriers offer for drivers with SR-22 in Arizona
| Company | Avg Annual Premium |
|---|---|
| Geico | $1,643 |
| Travelers | $1,697 |
| Nationwide | $1,847 |
| Hartford | $1,924 |
| Auto-Owners | $1,999 |
| State Farm | $2,035 |
| Mercury | $2,051 |
Methodology
Data was provided in 2022 for Insurance.com by Quadrant Information Services. Rates are based on the driving profile of a 40-year-old male driver with a Honda Accord LX for a full-coverage policy (100/300/100 with a $500 deductible).
