- Cheapest car insurance for high-risk drivers in New Hampshire
- Average rates for high-risk drivers in New Hampshire by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in New Hampshire
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in New Hampshire is Auto-Owners, followed by State Farm and Progressive.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $1,053 | $88 |
| State Farm | $1,192 | $99 |
| Progressive | $1,205 | $100 |
| Geico | $1,535 | $128 |
| Nationwide | $1,561 | $130 |
| Auto Club Enterprises (AAA) | $1,801 | $150 |
| Allstate | $2,006 | $167 |
| USAA | $1,016 | $85 |
Average rates for high-risk drivers in New Hampshire by driving record
Average cost of car insurance in New Hampshire for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| State Farm | $1,059 |
| USAA | $1,074 |
| Auto-Owners | $1,075 |
| Progressive | $1,419 |
| Nationwide | $1,482 |
| Geico | $1,501 |
| Auto Club Enterprises (AAA) | $1,576 |
| Allstate | $2,374 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in New Hampshire for a driver with a DUI is Progressive with an average annual of $998 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Progressive | $998 | $83 |
| Auto-Owners | $1,303 | $109 |
| State Farm | $1,449 | $121 |
| Geico | $1,767 | $147 |
| Nationwide | $1,912 | $159 |
| Allstate | $2,062 | $172 |
| Auto Club Enterprises (AAA) | $2,168 | $181 |
| USAA | $1,191 | $99 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In New Hampshire, the cheapest car insurance with multiple tickets is from Auto-Owners. It offers full coverage insurance at $858 per year or $72 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $858 | $72 |
| Progressive | $1,140 | $95 |
| Nationwide | $1,406 | $117 |
| Geico | $1,509 | $126 |
| Auto Club Enterprises (AAA) | $1,643 | $137 |
| Allstate | $1,886 | $157 |
| USAA | $843 | $70 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In New Hampshire, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,174 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,174 | $98 |
| Progressive | $1,252 | $104 |
| Auto-Owners | $1,367 | $114 |
| Geico | $1,767 | $147 |
| Nationwide | $1,912 | $159 |
| Allstate | $2,062 | $172 |
| Auto Club Enterprises (AAA) | $2,088 | $174 |
| USAA | $999 | $83 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in New Hampshire is Auto-Owners with an average annual cost of $1,073 or $89 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $1,073 | $89 |
| Geico | $1,150 | $96 |
| Nationwide | $1,323 | $110 |
| Progressive | $1,562 | $130 |
| Auto Club Enterprises (AAA) | $1,621 | $135 |
| State Farm | $2,000 | $167 |
| Allstate | $2,255 | $188 |
| USAA | $1,378 | $115 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
Helpful auto insurance tools and calculators
You might also be interested in
