The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more.
Most insurance companies offer a cheaper price to drivers with good records. But if you have been cited or have tickets on your record, then your insurance premiums will likely go up.
However, comparison shopping can help you save money on your car insurance premiums. Our research for drivers with a clean record can help you save on car insurance. But if you have a bad driving record, then you'll have to pay more for car insurance.
Worry not! We are here to help. Our team of experts has analyzed hundreds of companies to find the cheapest rates available for drivers with less than perfect records.
- Cheapest insurance for high-risk drivers in Delaware with an at-fault accident
- Auto insurance for high-risk drivers in Delaware with a DUI
- Delaware car insurance rates for high-risk drivers with speeding tickets
- How much is car insurance for high-risk drivers in Delaware with poor credit?
- Who has the cheapest car insurance for high-risk drivers in Delaware with SR22?
Cheapest insurance for high-risk drivers in Delaware with an at-fault accident
Travelers offers the cheapest car insurance rates for drivers with an accident record. With an average annual rate of $1,539 per year after the accident, Travelers rates are 40.35% cheaper than the Delaware state average (rates after the accident) and $1,548 Less than the national average of $3,087 (rates after the accident).
However, you can save on your insurance by comparing price quotes from multiple insurers.
| Company | Avg Annual Premium |
|---|---|
| Travelers | $1,539 |
| State Farm | $1,594 |
| Nationwide | $1,856 |
| Progressive | $2,355 |
| Geico | $2,601 |
| American Family | $3,189 |
| Allstate | $4,925 |
Auto insurance for high-risk drivers in Delaware with a DUI
State Farm offers the cheapest car insurance for high-risk drivers with a DUI in Delaware. It costs $1,470 a year on average for a full coverage policy after a DUI. If you get pulled over for driving under the influence, your car insurance rates will likely skyrocket. Having a DUI on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of DUI as high-risk. The cost of auto insurance can vary widely after a DUI, depending on your state and the insurer. Based on our rate data analysis, we have put together a list of the companies that offer cheap car insurance for drivers with a DUI in Delaware.
| Company | Avg Annual Premium |
|---|---|
| State Farm | $1,470 |
| Progressive | $2,839 |
| Nationwide | $3,041 |
| Geico | $3,262 |
| Travelers | $3,265 |
| American Family | $3,989 |
| Allstate | $5,091 |
Delaware car insurance rates for high-risk drivers with speeding tickets
The cheapest insurance carrier for drivers with speeding tickets on their record is State Farm. It offers full coverage insurance to Delaware drivers for $1,470 per year or $123 monthly. If you get a speeding ticket, your car insurance company will likely raise your rates when it comes time to renew your policy. But comparison shopping can help you trim your insurance cost overall.
| Company | Avg Annual Premium |
|---|---|
| State Farm | $1,470 |
| Nationwide | $1,819 |
| Travelers | $1,951 |
| Progressive | $2,205 |
| Geico | $2,448 |
| American Family | $2,577 |
| Allstate | $3,592 |
How much is car insurance for high-risk drivers in Delaware with poor credit?
Geico is the cheapest insurance company for high-risk drivers with poor credit. On average, the cost $1,699 per year for a full coverage policy in Delaware. Insurers use your credit score as one factor when deciding how much to charge for coverage. If you're paying too high because of this, switching companies could save money in the long run.
| Company | Avg Annual Premium |
|---|---|
| Geico | $1,699 |
| Nationwide | $1,945 |
| Travelers | $2,682 |
| Progressive | $2,742 |
| State Farm | $4,184 |
| Allstate | $4,800 |
| American Family | $4,858 |
Who has the cheapest car insurance for high-risk drivers in Delaware with SR22?
The cheapest auto insurance in Delaware with an SR-22 is State Farm with an average annual cost of $1,786 or $149 per month.
If you have a DUI or DWI conviction on your driving record, you might need your insurance company to file an SR-22 form with the state DMV in your name. SR-22 is a guarantee from a car insurance company to the state that you have the legally mandated coverage.
| Company | Avg Annual Premium |
|---|---|
| State Farm | $1,786 |
| Geico | $1,936 |
| Nationwide | $2,018 |
| Travelers | $2,059 |
| Progressive | $2,154 |
| American Family | $3,400 |
| Allstate | $3,948 |