Cheapest car insurance for high-risk drivers in Delaware

Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Delaware is State Farm, followed by USAA and Nationwide.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,943$162
USAA$2,186$182
Nationwide$2,555$213
Travelers$2,589$216
Progressive$2,793$233
Geico$2,930$244
American Family$3,792$316
Allstate$4,960$413
Data updated in 2024
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Average rates for high-risk drivers in Delaware by driving record

Average cost of car insurance in Delaware for high-risk driver

Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.

Average annual car insurance rate for At-fault bodily injury accident in Delaware, DE is $2,442
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Company nameAverage annual premium
USAA$1,244
Travelers$1,578
State Farm$1,594
Nationwide$2,053
Progressive$2,355
Geico$2,601
American Family$3,189
Allstate$4,925
Data updated in 2024
Read our full methodology

Cheapest car insurance with a DUI

A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Delaware for a driver with a DUI is State Farm with an average annual of $1,470 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,470$122
Progressive$2,066$172
USAA$2,236$186
Geico$2,525$210
Nationwide$2,578$215
Travelers$2,581$215
American Family$3,829$319
Allstate$4,258$355
Data updated in 2024
Read our full methodology

Cheapest car insurance with multiple tickets

While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Delaware, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,470 per year or $122 monthly.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,470$122
Travelers$1,676$140
USAA$1,800$150
Nationwide$1,996$166
Progressive$2,277$190
Geico$2,492$208
American Family$2,577$215
Allstate$3,702$309
Data updated in 2024
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Cheapest car insurance with a reckless driving conviction

Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Delaware, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,470 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,470$122
USAA$2,006$167
Progressive$2,437$203
Nationwide$2,578$215
Travelers$2,581$215
Geico$2,923$244
American Family$3,829$319
Allstate$4,258$355
Data updated in 2024
Read our full methodology

Cheapest car insurance with bad credit

Although it’s not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Delaware is Geico with an average annual cost of $1,598 or $133 per month.

CompanyAvg Annual PremiumAvg Monthly Premium
Geico$1,598$133
Nationwide$1,949$162
USAA$2,317$193
Progressive$2,559$213
Travelers$2,658$222
State Farm$4,184$349
Allstate$4,786$399
American Family$4,858$405
Data updated in 2024
Read our full methodology

Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.

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