Cheapest car insurance for high-risk drivers in Alaska

Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Alaska is State Farm, followed by Progressive and USAA.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,558$130
Progressive$1,728$144
USAA$1,867$156
Geico$2,274$190
Allstate$3,000$250
Data updated in 2024
Read our full methodology

Average rates for high-risk drivers in Alaska by driving record

Average cost of car insurance in Alaska for high-risk driver

Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.

Average annual car insurance rate for At-fault bodily injury accident in Alaska, AK is $1,880
Show Graph View
Company nameAverage annual premium
State Farm$1,480
USAA$1,500
Geico$1,815
Progressive$1,872
Allstate$2,731
Data updated in 2024
Read our full methodology

Cheapest car insurance with a DUI

A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Alaska for a driver with a DUI is Progressive with an average annual of $1,269 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
Progressive$1,269$106
State Farm$1,372$114
USAA$1,869$156
Geico$2,050$171
Allstate$2,715$226
Data updated in 2024
Read our full methodology

Cheapest car insurance with multiple tickets

While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Alaska, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,372 per year or $114 monthly.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,372$114
USAA$1,492$124
Progressive$1,605$134
Geico$1,833$153
Allstate$2,514$209
Data updated in 2024
Read our full methodology

Cheapest car insurance with a reckless driving conviction

Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Alaska, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,372 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,372$114
USAA$1,527$127
Progressive$1,559$130
Geico$2,380$198
Allstate$2,715$226
Data updated in 2024
Read our full methodology

Cheapest car insurance with bad credit

Although it’s not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Alaska is Progressive with an average annual cost of $1,561 or $130 per month.

CompanyAvg Annual PremiumAvg Monthly Premium
Progressive$1,561$130
USAA$1,908$159
Geico$2,156$180
State Farm$2,381$198
Allstate$2,547$212
Data updated in 2024
Read our full methodology

Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.

Tip icon You might also be interested in