Cheapest car insurance for high-risk drivers in Alaska

Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Alaska is State Farm, followed by Progressive and USAA.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,558$130
Progressive$1,728$144
USAA$1,867$156
Geico$2,274$190
Allstate$3,000$250

Average rates for high-risk drivers in Alaska by driving record

Average cost of car insurance in Alaska for high-risk driver

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Company nameAverage annual premium

Cheapest car insurance with a DUI

A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Alaska for a driver with a DUI is Progressive with an average annual of $1,269 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
Progressive$1,269$106
State Farm$1,372$114
USAA$1,869$156
Geico$2,050$171
Allstate$2,715$226

Cheapest car insurance with multiple tickets

While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Alaska, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,372 per year or $114 monthly.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,372$114
USAA$1,492$124
Progressive$1,605$134
Geico$1,833$153
Allstate$2,514$209

Cheapest car insurance with a reckless driving conviction

Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Alaska, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,372 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,372$114
USAA$1,527$127
Progressive$1,559$130
Geico$2,380$198
Allstate$2,715$226

Cheapest car insurance with bad credit

Although it’s not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Alaska is Progressive with an average annual cost of $1,561 or $130 per month.

CompanyAvg Annual PremiumAvg Monthly Premium
Progressive$1,561$130
USAA$1,908$159
Geico$2,156$180
State Farm$2,381$198
Allstate$2,547$212

Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.

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