- Cheapest car insurance for high-risk drivers in Alaska
- Average rates for high-risk drivers in Alaska by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Alaska
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Alaska is State Farm, followed by Progressive and USAA.
Company | Avg Annual Premium | Avg Monthly Premium |
---|---|---|
State Farm | $1,558 | $130 |
Progressive | $1,728 | $144 |
USAA | $1,867 | $156 |
Geico | $2,274 | $190 |
Allstate | $3,000 | $250 |
Average rates for high-risk drivers in Alaska by driving record
Average cost of car insurance in Alaska for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
Company name | Average annual premium |
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Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Alaska for a driver with a DUI is Progressive with an average annual of $1,269 a year.
Company | Avg Annual Premium | Avg Monthly Premium |
---|---|---|
Progressive | $1,269 | $106 |
State Farm | $1,372 | $114 |
USAA | $1,869 | $156 |
Geico | $2,050 | $171 |
Allstate | $2,715 | $226 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Alaska, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,372 per year or $114 monthly.
Company | Avg Annual Premium | Avg Monthly Premium |
---|---|---|
State Farm | $1,372 | $114 |
USAA | $1,492 | $124 |
Progressive | $1,605 | $134 |
Geico | $1,833 | $153 |
Allstate | $2,514 | $209 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Alaska, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,372 a year.
Company | Avg Annual Premium | Avg Monthly Premium |
---|---|---|
State Farm | $1,372 | $114 |
USAA | $1,527 | $127 |
Progressive | $1,559 | $130 |
Geico | $2,380 | $198 |
Allstate | $2,715 | $226 |
Cheapest car insurance with bad credit
Although it’s not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Alaska is Progressive with an average annual cost of $1,561 or $130 per month.
Company | Avg Annual Premium | Avg Monthly Premium |
---|---|---|
Progressive | $1,561 | $130 |
USAA | $1,908 | $159 |
Geico | $2,156 | $180 |
State Farm | $2,381 | $198 |
Allstate | $2,547 | $212 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.