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The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more.

Most insurance companies offer a cheaper price to drivers with good records. But if you have been cited or have tickets on your record, then your insurance premiums will likely go up.

However, comparison shopping can help you save money on your car insurance premiums. Our research for drivers with a clean record can help you save on car insurance. But if you have a bad driving record, then you'll have to pay more for car insurance.

Worry not! We are here to help. Our team of experts has analyzed hundreds of companies to find the cheapest rates available for drivers with less than perfect records.

Cheapest car insurance for high-risk drivers in Kansas with an at-fault accident

American Family offers the cheapest car insurance rates for drivers with an accident record. With an average annual rate of $1,303 per year after the accident, American Family rates are 37.69% cheaper than the Kansas state average (rates after the accident) and $1,784 Less than the national average of $3,087 (rates after the accident).

However, you can save on your insurance by comparing price quotes from multiple insurers.

CompanyAvg Annual Premium
American Family$1,303
Nationwide$1,450
State Farm$1,577
Travelers$1,978
Geico$2,001
Auto-Owners$2,236
Progressive$2,322

Auto insurance for high-risk drivers in Kansas with a DUI

State Farm offers the cheapest car insurance for high-risk drivers with a DUI in Kansas. It costs $1,485 a year on average for a full coverage policy after a DUI. If you get pulled over for driving under the influence, your car insurance rates will likely skyrocket. Having a DUI on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of DUI as high-risk. The cost of auto insurance can vary widely after a DUI, depending on your state and the insurer. Based on our rate data analysis, we have put together a list of the companies that offer cheap car insurance for drivers with a DUI in Kansas.

CompanyAvg Annual Premium
State Farm$1,485
American Family$1,781
Progressive$1,980
Travelers$2,524
Nationwide$2,563
Farmers$2,902
Allstate$3,678

How much is car insurance for high-risk drivers in Kansas with speeding tickets?

The cheapest insurance carrier for drivers with speeding tickets on their record is Nationwide. It offers full coverage insurance to Kansas drivers for $1,335 per year or $111 monthly. If you get a speeding ticket, your car insurance company will likely raise your rates when it comes time to renew your policy. But comparison shopping can help you trim your insurance cost overall.

CompanyAvg Annual Premium
Nationwide$1,335
State Farm$1,485
Geico$1,597
American Family$1,690
Travelers$1,984
Progressive$2,031
Farmers$2,545

Kansas car insurance rates for high-risk drivers with poor credit

Nationwide is the cheapest insurance company for high-risk drivers with poor credit. On average, the cost $1,403 per year for a full coverage policy in Kansas. Insurers use your credit score as one factor when deciding how much to charge for coverage. If you're paying too high because of this, switching companies could save money in the long run.

CompanyAvg Annual Premium
Nationwide$1,403
Geico$1,486
American Family$2,257
Travelers$2,524
Progressive$2,640
Farmers$2,861
State Farm$3,116

Who has the cheapest insurance for high-risk drivers in Kansas with SR22?

The cheapest auto insurance company for high-risk driver in Kansas with an SR-22 is State Farm with an average annual cost of $1,439 or $120 per month.

If you have a DUI or DWI conviction on your driving record, you might need your insurance company to file an SR-22 form with the state DMV in your name. SR-22 is a guarantee from a car insurance company to the state that you have the legally mandated coverage.

CompanyAvg Annual Premium
State Farm$1,439
American Family$1,492
Nationwide$1,606
Travelers$1,772
Progressive$1,786
Farmers$2,214
Geico$2,453