Cheapest car insurance for high-risk drivers in Kansas

Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Kansas is State Farm, followed by American Family and USAA.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,772$148
American Family$1,998$167
USAA$2,014$168
Nationwide$2,062$172
Progressive$2,330$194
Travelers$2,402$200
Farmers$2,953$246
Allstate$3,511$293
Auto-Owners$3,953$329
Geico$3,960$330
Data updated in 2024
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Average rates for high-risk drivers in Kansas by driving record

Average cost of car insurance in Kansas for high-risk driver

Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.

Average annual car insurance rate for At-fault bodily injury accident in Kansas, KS is $2,049
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Company nameAverage annual premium
American Family$1,303
USAA$1,429
State Farm$1,577
Nationwide$1,649
Geico$2,001
Travelers$2,018
Auto-Owners$2,236
Progressive$2,322
Farmers$2,567
Allstate$3,387
Data updated in 2024
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Cheapest car insurance with a DUI

A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Kansas for a driver with a DUI is State Farm with an average annual of $1,485 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
State Farm$1,485$124
Progressive$1,631$136
American Family$1,686$140
Nationwide$2,122$177
Travelers$2,185$182
USAA$2,345$195
Farmers$2,433$203
Allstate$3,086$257
Auto-Owners$3,900$325
Geico$4,051$338
Data updated in 2024
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Cheapest car insurance with multiple tickets

While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Kansas, the cheapest car insurance with multiple tickets is from USAA. It offers full coverage insurance at $1,458 per year or $121 monthly.

CompanyAvg Annual PremiumAvg Monthly Premium
USAA$1,458$121
State Farm$1,485$124
Nationwide$1,507$126
American Family$1,805$150
Progressive$2,210$184
Travelers$2,216$185
Geico$2,305$192
Allstate$2,738$228
Farmers$2,793$233
Auto-Owners$3,900$325
Data updated in 2024
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Cheapest car insurance with a reckless driving conviction

Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Kansas, USAA offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,357 a year.

CompanyAvg Annual PremiumAvg Monthly Premium
USAA$1,357$113
State Farm$1,485$124
Travelers$1,948$162
American Family$2,063$172
Progressive$2,097$175
Nationwide$2,122$177
Farmers$2,793$233
Auto-Owners$2,838$237
Geico$2,859$238
Allstate$3,086$257
Data updated in 2024
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Cheapest car insurance with bad credit

Although it’s not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Kansas is Nationwide with an average annual cost of $1,389 or $116 per month.

CompanyAvg Annual PremiumAvg Monthly Premium
Nationwide$1,389$116
Geico$1,657$138
USAA$1,925$160
American Family$2,299$192
Travelers$2,581$215
Progressive$2,586$216
Farmers$2,793$233
State Farm$3,116$260
Auto-Owners$3,282$274
Allstate$3,666$305
Data updated in 2024
Read our full methodology

Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.

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