Cheapest car insurance for high-risk drivers in Wyoming

Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Wyoming is State Farm, followed by Farmers and Allstate.

CompanyAvg annual premiumAvg monthly premium
State Farm$1,658$138
Farmers$2,343$195
Allstate$3,078$257
Geico$4,218$352
USAA$1,775$148
Data updated in 2024
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Average rates for high-risk drivers in Wyoming by driving record

Average cost of car insurance in Wyoming for high-risk driver

Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.

Average annual car insurance rate for At-fault bodily injury accident in Wyoming, WY is $2,318
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Company nameAverage annual premium
USAA$1,393
State Farm$1,635
Farmers$1,964
Geico$3,200
Allstate$3,396
Data updated in 2024
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Cheapest car insurance with a DUI

A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Wyoming for a driver with a DUI is State Farm with an average annual of $1,522 a year.

CompanyAvg annual premiumAvg monthly premium
State Farm$1,522$127
Allstate$3,060$255
Farmers$3,394$283
Geico$5,463$455
USAA$1,996$166
Data updated in 2024
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Cheapest car insurance with multiple tickets

While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Wyoming, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,522 per year or $127 monthly.

CompanyAvg annual premiumAvg monthly premium
State Farm$1,522$127
Farmers$1,760$147
Allstate$2,839$237
Geico$4,228$352
USAA$1,248$104
Data updated in 2024
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Cheapest car insurance with a reckless driving conviction

Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Wyoming, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,522 a year.

CompanyAvg annual premiumAvg monthly premium
State Farm$1,522$127
Allstate$3,060$255
Farmers$3,394$283
Geico$4,228$352
USAA$1,647$137
Data updated in 2024
Read our full methodology

Cheapest car insurance with bad credit

Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Wyoming is Farmers with an average annual cost of $1,993 or $166 per month.

CompanyAvg annual premiumAvg monthly premium
Farmers$1,993$166
State Farm$2,335$195
Geico$2,929$244
Allstate$3,832$319
USAA$3,261$272
Data updated in 2024
Read our full methodology

Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.

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