- Cheapest car insurance for high-risk drivers in Nebraska
- Average rates for high-risk drivers in Nebraska by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Nebraska
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Nebraska is Nationwide, followed by Allstate and Auto-Owners.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,614 | $135 |
| Allstate | $2,154 | $180 |
| Auto-Owners | $2,245 | $187 |
| Geico | $2,317 | $193 |
| Farmers | $2,637 | $220 |
| State Farm | $2,932 | $244 |
| Progressive | $3,155 | $263 |
| Auto Club Enterprises (AAA) | $6,570 | $548 |
| Automobile Club of MI (AAA) | $6,777 | $565 |
| USAA | $1,745 | $145 |
Average rates for high-risk drivers in Nebraska by driving record
Average cost of car insurance in Nebraska for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| Auto-Owners | $1,467 |
| USAA | $1,738 |
| Nationwide | $1,818 |
| State Farm | $2,079 |
| Allstate | $2,432 |
| Farmers | $2,679 |
| Geico | $2,842 |
| Progressive | $3,347 |
| Auto Club Enterprises (AAA) | $5,098 |
| Automobile Club of MI (AAA) | $5,503 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Nebraska for a driver with a DUI is State Farm with an average annual of $1,942 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,942 | $162 |
| Nationwide | $2,152 | $179 |
| Allstate | $2,240 | $187 |
| Progressive | $2,399 | $200 |
| Auto-Owners | $2,518 | $210 |
| Farmers | $2,566 | $214 |
| Geico | $4,581 | $382 |
| Automobile Club of MI (AAA) | $8,082 | $674 |
| Auto Club Enterprises (AAA) | $8,095 | $675 |
| USAA | $2,416 | $201 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Nebraska, the cheapest car insurance with multiple tickets is from Nationwide. It offers full coverage insurance at $1,295 per year or $108 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,295 | $108 |
| Geico | $1,474 | $123 |
| Auto-Owners | $1,611 | $134 |
| Allstate | $1,908 | $159 |
| State Farm | $1,942 | $162 |
| Farmers | $2,471 | $206 |
| Progressive | $2,683 | $224 |
| Auto Club Enterprises (AAA) | $6,011 | $501 |
| Automobile Club of MI (AAA) | $6,289 | $524 |
| USAA | $1,456 | $121 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Nebraska, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,942 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,942 | $162 |
| Nationwide | $2,152 | $179 |
| Allstate | $2,240 | $187 |
| Auto-Owners | $2,518 | $210 |
| Geico | $2,895 | $241 |
| Farmers | $2,945 | $245 |
| Progressive | $3,976 | $331 |
| Automobile Club of MI (AAA) | $8,082 | $674 |
| Auto Club Enterprises (AAA) | $8,095 | $675 |
| USAA | $1,651 | $138 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Nebraska is Nationwide with an average annual cost of $1,492 or $124 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,492 | $124 |
| Geico | $2,006 | $167 |
| Allstate | $2,721 | $227 |
| Farmers | $2,897 | $241 |
| Auto-Owners | $3,605 | $300 |
| Progressive | $4,504 | $375 |
| Auto Club Enterprises (AAA) | $5,199 | $433 |
| Automobile Club of MI (AAA) | $5,631 | $469 |
| State Farm | $7,882 | $657 |
| USAA | $2,037 | $170 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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