Cheapest car insurance for high-risk drivers in Maine
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Maine is Auto-Owners, followed by Geico and Travelers.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $889 | $74 |
| Geico | $1,193 | $99 |
| Travelers | $1,224 | $102 |
| State Farm | $1,259 | $105 |
| Progressive | $1,431 | $119 |
| Allstate | $1,901 | $158 |
| Farmers | $2,917 | $243 |
| USAA | $1,061 | $88 |
Average rates for high-risk drivers in Maine by driving record
Average cost of car insurance in Maine for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| Auto-Owners | $935 |
| State Farm | $1,052 |
| Geico | $1,137 |
| USAA | $1,145 |
| Travelers | $1,198 |
| Progressive | $1,695 |
| Allstate | $2,111 |
| Farmers | $3,230 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Maine for a driver with a DUI is State Farm with an average annual of $969 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $969 | $81 |
| Auto-Owners | $1,079 | $90 |
| Progressive | $1,188 | $99 |
| Travelers | $1,245 | $104 |
| Geico | $1,829 | $152 |
| Allstate | $2,049 | $171 |
| Farmers | $2,548 | $212 |
| USAA | $1,534 | $128 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Maine, the cheapest car insurance with multiple tickets is from Auto-Owners. It offers full coverage insurance at $743 per year or $62 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $743 | $62 |
| Geico | $957 | $80 |
| State Farm | $969 | $81 |
| Travelers | $1,192 | $99 |
| Progressive | $1,355 | $113 |
| Allstate | $1,673 | $139 |
| Farmers | $2,828 | $236 |
| USAA | $853 | $71 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Maine, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $969 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $969 | $81 |
| Auto-Owners | $1,079 | $90 |
| Travelers | $1,245 | $104 |
| Geico | $1,421 | $118 |
| Progressive | $1,531 | $128 |
| Allstate | $2,049 | $171 |
| Farmers | $3,690 | $308 |
| USAA | $1,047 | $87 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Maine is Auto-Owners with an average annual cost of $950 or $79 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Auto-Owners | $950 | $79 |
| Geico | $1,038 | $87 |
| Travelers | $1,275 | $106 |
| Progressive | $1,805 | $150 |
| Allstate | $2,287 | $191 |
| State Farm | $2,712 | $226 |
| Farmers | $2,779 | $232 |
| USAA | $1,226 | $102 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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