The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more. Most insurance companies offer a lower price to drivers with good records. But, if you have been cited or have tickets on your record in Georgia, your insurance premiums will likely increase.
Experts at Insurance.com have analyzed the rates of various companies to find the cheapest car insurance available for high-risk drivers in Georgia. Keep reading to learn more.
- Cheapest car insurance for high-risk drivers in Georgia with an at-fault accident
- Car insurance for high-risk drivers in Georgia with a DUI
- Cheapest car insurance for high-risk drivers in Georgia with speeding tickets
- Cheapest insurance for high-risk drivers in Georgia with poor credit
- Car insurance for high-risk drivers in Georgia with SR22
- Methodology
Cheapest car insurance for high-risk drivers in Georgia with an at-fault accident
At $1,754 per year, Auto-Owners offers the cheapest car insurance rates for drivers with at-fault accident in Georgia. The rates of Auto-Owners are 34.70% less than the state average and $1,333 Less than the national average.
However, you can save on your insurance by comparing price quotes from multiple insurers.
Below are the average annual rates of carriers providing coverage for drivers with an at-fault accident.
| Company | Avg Annual Premium |
|---|---|
| Auto-Owners | $1,754 |
| State Farm | $2,070 |
| Nationwide | $2,272 |
| Geico | $2,475 |
| Progressive | $3,134 |
| Allstate | $3,142 |
| Mercury | $3,956 |
Car insurance for high-risk drivers in Georgia with a DUI
If you get pulled over for driving under the influence, your car insurance rates will increase considerably as auto insurers often designate drivers convicted of DUI as high-risk.
In Georgia, State Farm offers the cheapest full coverage car insurance for drivers with a DUI at $1,913 a year.
Here’s the list of the companies offering cheap car insurance for drivers with a DUI in Georgia.
| Company | Avg Annual Premium |
|---|---|
| State Farm | $1,913 |
| Nationwide | $3,345 |
| Mercury | $3,354 |
| Allstate | $3,359 |
| Progressive | $3,789 |
| Auto-Owners | $3,944 |
| Geico | $7,226 |
Cheapest car insurance for high-risk drivers in Georgia with speeding tickets
The cheapest insurance carrier for Georgia drivers with speeding tickets is Nationwide. It offers full coverage insurance at $1,704 per year or $142 monthly.
Find out car insurance rates different carriers offer in Georgia for drivers with speeding tickets
| Company | Avg Annual Premium |
|---|---|
| Nationwide | $1,704 |
| Auto-Owners | $1,822 |
| State Farm | $1,913 |
| Geico | $2,277 |
| Allstate | $2,385 |
| Progressive | $2,417 |
| Mercury | $3,060 |
Cheapest insurance for high-risk drivers in Georgia with poor credit
In Georgia Nationwide is the cheapest insurance company for drivers with poor credit. Georgia drivers with poor credit pay an average of $1,849 per year for a full coverage policy.
Here’s how much different carriers charge for car insurance to drivers with poor credit in Georgia
| Company | Avg Annual Premium |
|---|---|
| Nationwide | $1,849 |
| Geico | $1,964 |
| Progressive | $2,655 |
| Mercury | $2,893 |
| Allstate | $3,131 |
| Auto-Owners | $3,360 |
| State Farm | $3,437 |
Car insurance for high-risk drivers in Georgia with SR22
If you have SR22 on your driving record, insurance companies see you as a high-risk driver and charge more for policies. The cheapest auto insurance in Georgia for drivers with an SR-22 is Nationwide with an average annual cost of $2,124 or $177 per month.
If you have a DUI or DWI conviction on your driving record, your insurance company might need to file an SR-22 form with the state DMV in your name.
See below the car insurance premiums different insurance carriers offer for drivers with SR-22 in Georgia
| Company | Avg Annual Premium |
|---|---|
| Nationwide | $2,124 |
| State Farm | $2,238 |
| Auto-Owners | $2,273 |
| Progressive | $2,591 |
| Allstate | $2,607 |
| Mercury | $2,643 |
| Geico | $3,200 |
Methodology
Data was provided in 2022 for Insurance.com by Quadrant Information Services. Rates are based on the driving profile of a 40-year-old male driver with a Honda Accord LX for a full-coverage policy (100/300/100 with a $500 deductible).
