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The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more.

Most insurance companies offer a cheaper price to drivers with good records. But if you have been cited or have tickets on your record, then your insurance premiums will likely go up.

However, comparison shopping can help you save money on your car insurance premiums. Our research for drivers with a clean record can help you save on car insurance. But if you have a bad driving record, then you'll have to pay more for car insurance.

Worry not! We are here to help. Our team of experts has analyzed hundreds of companies to find the cheapest rates available for drivers with less than perfect records.

Cheapest insurance for high-risk drivers in Georgia with an at-fault accident

Auto-Owners offers the cheapest car insurance rates for drivers with an accident record. With an average annual rate of $1,754 per year after the accident, Auto-Owners rates are 34.70% cheaper than the Georgia state average (rates after the accident) and $1,333 Less than the national average of $3,087 (rates after the accident).

However, you can save on your insurance by comparing price quotes from multiple insurers.

CompanyAvg Annual Premium
Auto-Owners$1,754
State Farm$2,070
Nationwide$2,272
Geico$2,475
Progressive$3,134
Allstate$3,142
Mercury$3,956

Best auto insurance for high-risk drivers in Georgia with a DUI

State Farm offers the cheapest car insurance for high-risk drivers with a DUI in Georgia. It costs $1,913 a year on average for a full coverage policy after a DUI. If you get pulled over for driving under the influence, your car insurance rates will likely skyrocket. Having a DUI on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of DUI as high-risk. The cost of auto insurance can vary widely after a DUI, depending on your state and the insurer. Based on our rate data analysis, we have put together a list of the companies that offer cheap car insurance for drivers with a DUI in Georgia.

CompanyAvg Annual Premium
State Farm$1,913
Nationwide$3,345
Mercury$3,354
Allstate$3,359
Progressive$3,789
Auto-Owners$3,944
Geico$7,226

Car insurance rates for high-risk drivers in Georgia with speeding tickets

The cheapest insurance carrier for drivers with speeding tickets on their record is Nationwide. It offers full coverage insurance to Georgia drivers for $1,704 per year or $142 monthly. If you get a speeding ticket, your car insurance company will likely raise your rates when it comes time to renew your policy. But comparison shopping can help you trim your insurance cost overall.

CompanyAvg Annual Premium
Nationwide$1,704
Auto-Owners$1,822
State Farm$1,913
Geico$2,277
Allstate$2,385
Progressive$2,417
Mercury$3,060

Georgia car insurance rates for high-risk drivers with poor credit

Nationwide is the cheapest insurance company for high-risk drivers with poor credit. On average, the cost $1,849 per year for a full coverage policy in Georgia. Insurers use your credit score as one factor when deciding how much to charge for coverage. If you're paying too high because of this, switching companies could save money in the long run.

CompanyAvg Annual Premium
Nationwide$1,849
Geico$1,964
Progressive$2,655
Mercury$2,893
Allstate$3,131
Auto-Owners$3,360
State Farm$3,437

How much is car insurance for high-risk drivers in Georgia with SR22

The cheapest auto insurance in Georgia with an SR-22 is Nationwide with an average annual cost of $2,124 or $177 per month.

If you have a DUI or DWI conviction on your driving record, you might need your insurance company to file an SR-22 form with the state DMV in your name. SR-22 is a guarantee from a car insurance company to the state that you have the legally mandated coverage.

CompanyAvg Annual Premium
Nationwide$2,124
State Farm$2,238
Auto-Owners$2,273
Progressive$2,591
Allstate$2,607
Mercury$2,643
Geico$3,200