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The cost of car insurance varies depending on your age, marital status, mileage, driving history, and more.

Most insurance companies offer a cheaper price to drivers with good records. But if you have been cited or have tickets on your record, then your insurance premiums will likely go up.

However, comparison shopping can help you save money on your car insurance premiums. Our research for drivers with a clean record can help you save on car insurance. But if you have a bad driving record, then you'll have to pay more for car insurance.

Worry not! We are here to help. Our team of experts has analyzed hundreds of companies to find the cheapest rates available for drivers with less than perfect records.

Cheapest insurance for high-risk drivers in Indiana with an at-fault accident

American Family offers the cheapest car insurance rates for drivers with an accident record. With an average annual rate of $1,251 per year after the accident, American Family rates are 40.11% cheaper than the Indiana state average (rates after the accident) and $1,836 Less than the national average of $3,087 (rates after the accident).

However, you can save on your insurance by comparing price quotes from multiple insurers.

CompanyAvg Annual Premium
American Family$1,251
State Farm$1,455
Geico$1,609
Travelers$1,677
Auto-Owners$1,704
Nationwide$1,799
Farmers$2,327

Auto insurance for high-risk drivers in Indiana with a DUI

State Farm offers the cheapest car insurance for high-risk drivers with a DUI in Indiana. It costs $1,949 a year on average for a full coverage policy after a DUI. If you get pulled over for driving under the influence, your car insurance rates will likely skyrocket. Having a DUI on your driving record can make it difficult to get car insurance because auto insurers often designate drivers who have been convicted of DUI as high-risk. The cost of auto insurance can vary widely after a DUI, depending on your state and the insurer. Based on our rate data analysis, we have put together a list of the companies that offer cheap car insurance for drivers with a DUI in Indiana.

CompanyAvg Annual Premium
State Farm$1,949
American Family$1,954
Geico$2,039
Travelers$2,203
Nationwide$2,767
Farmers$2,818
Progressive$2,910

Indiana car insurance rates for high-risk drivers with speeding tickets

The cheapest insurance carrier for drivers with speeding tickets on their record is State Farm. It offers full coverage insurance to Indiana drivers for $1,188 per year or $99 monthly. If you get a speeding ticket, your car insurance company will likely raise your rates when it comes time to renew your policy. But comparison shopping can help you trim your insurance cost overall.

CompanyAvg Annual Premium
State Farm$1,188
Geico$1,533
Nationwide$1,544
Travelers$1,745
American Family$1,758
Auto-Owners$2,095
Farmers$2,197

How much is car insurance for high-risk drivers in Indiana with poor credit?

Geico is the cheapest insurance company for high-risk drivers with poor credit. On average, the cost $1,078 per year for a full coverage policy in Indiana. Insurers use your credit score as one factor when deciding how much to charge for coverage. If you're paying too high because of this, switching companies could save money in the long run.

CompanyAvg Annual Premium
Geico$1,078
Nationwide$1,382
American Family$1,911
Travelers$1,958
Farmers$2,401
Auto-Owners$2,463
State Farm$2,650

Who has the cheapest insurance for high-risk drivers in Indiana with SR22?

The cheapest auto insurance in Indiana with an SR-22 is Geico with an average annual cost of $1,220 or $102 per month.

If you have a DUI or DWI conviction on your driving record, you might need your insurance company to file an SR-22 form with the state DMV in your name. SR-22 is a guarantee from a car insurance company to the state that you have the legally mandated coverage.

CompanyAvg Annual Premium
Geico$1,220
State Farm$1,424
Travelers$1,484
American Family$1,715
Nationwide$1,731
Progressive$2,164
Farmers$2,470