- Cheapest car insurance for high-risk drivers in Connecticut
- Average rates for high-risk drivers in Connecticut by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Connecticut
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Connecticut is Geico, followed by State Farm and Progressive.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,692 | $141 |
| State Farm | $1,780 | $148 |
| Progressive | $1,892 | $158 |
| Kemper Insurance | $2,131 | $178 |
| Allstate | $2,680 | $223 |
| Nationwide | $2,691 | $224 |
| USAA | $1,786 | $149 |
Average rates for high-risk drivers in Connecticut by driving record
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| Geico | $1,348 |
| State Farm | $1,555 |
| USAA | $1,859 |
| Kemper Insurance | $1,960 |
| Progressive | $2,498 |
| Nationwide | $2,773 |
| Allstate | $3,477 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Connecticut for a driver with a DUI is State Farm with an average annual of $1,555 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,555 | $130 |
| Progressive | $1,669 | $139 |
| Kemper Insurance | $2,691 | $224 |
| Allstate | $3,059 | $255 |
| Geico | $3,135 | $261 |
| Nationwide | $3,456 | $288 |
| USAA | $2,548 | $212 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Connecticut, the cheapest car insurance with multiple tickets is from Geico. It offers full coverage insurance at $1,101 per year or $92 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,101 | $92 |
| State Farm | $1,555 | $130 |
| Progressive | $1,805 | $150 |
| Kemper Insurance | $1,885 | $157 |
| Nationwide | $2,269 | $189 |
| USAA | $1,439 | $120 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Connecticut, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,555 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,555 | $130 |
| Progressive | $2,155 | $180 |
| Geico | $2,336 | $195 |
| Kemper Insurance | $2,691 | $224 |
| Allstate | $3,059 | $255 |
| Nationwide | $3,456 | $288 |
| USAA | $1,724 | $144 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Connecticut is Geico with an average annual cost of $1,376 or $115 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,376 | $115 |
| Kemper Insurance | $1,750 | $146 |
| Progressive | $2,113 | $176 |
| Nationwide | $2,428 | $202 |
| State Farm | $2,903 | $242 |
| Allstate | $3,507 | $292 |
| USAA | $2,129 | $177 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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