Connecticut government car insurance for low-income drivers

There is no government-run car insurance program for low-income drivers in Connecticut. Only a handful of states (California, Hawaii and New Jersey) have such a program.

In Connecticut, low-income drivers must still carry the minimum amount of car insurance. The best way to find it on a budget is to shop around.

Connecticut minimum car insurance requirements

The minimum car insurance requirements in Connecticut are as follows:

Minimum liability coverage limitsAverage annual premiumOther types of insurance required (if any)
25/50/25$704UIMBI and UMBI
Data updated in 2024
Read our methodology

Remember that if you have a loan on your car, you’re required to carry full coverage, which includes collision and comprehensive.

Best low income car insurance in Connecticut

Geico came out on top as the best pick for low-income car insurance.

People on a tight budget still deserve great service from their car insurance company. We gathered the data on the top car insurance companies in Connecticut and compared them on rates for state-minimum coverage, financial stability and customer satisfaction based on J.D. Power and National Association of Insurance Commissioners (NAIC) scores.

These are the best low-income car insurance companies in Connecticut.

CompanyAverage annual premiumJ.D. PowerAM BestNAICInsurance.com score
Geico$384836A++0.913.94
State Farm$613829A++0.73.65
Amica Mutual$731833A+0.613.44
Allstate$732816A+0.653.28
Nationwide$808810A+0.643.15
Progressive$881802A+0.653.03
Farmers$921821A0.82.84
Kemper Insurance$562736A-2.162.13
Data updated in 2024
Read our methodology

Cheap car insurance in Connecticut for low-income individuals

Based on state-minimum coverage, we found that the cheapest car insurance company in Connecticut is Geico at an average rate of $384 a year.

When you’re working with a tight budget, price is the number one consideration. We gathered rates from car insurance companies in Connecticut to find the cheapest options on average.

Company nameAverage annual premiumAverage monthly premium
Geico$384$32
Kemper$562$47
State Farm$613$51
Amica$731$61
Allstate$732$61
Nationwide$808$67
Progressive$881$73
Farmers$921$77
Data updated in 2024
Read our methodology

Car insurance discounts in Connecticut for low-income drivers

Discounts are the best way to bring down your car insurance rates. There are a number of discounts low-income drivers in Connecticut can take advantage of for cheaper insurance. Take a look at some common discounts and how much you can save below.

Discount type% Discount
Vehicle Ownership25%
Years Insured23%
Years Licensed21%
Loyalty - Years Renewal With Company15%
Purchase Status13%
Telematics11%
Primary Use11%
Multi Policy10%
Lower Annual Mileage9%
Profession8%
Electronic Signature8%
Payment Type7%
Days Advanced Purchase7%
Daily Commute7%
Homeowner7%
Education6%
Marital Status4%
Electronic Funds Transfer4%
Days Per Week Driven4%
Paperless/Electornic Documents3%
Safety Devices2%
Anti-Theft Device1%
Air Bags1%
Data updated in 2024
Read our methodology

Insurance.com commissioned car insurance rates from Quadrant Data Services in late 2023 for state minimum car insurance policies across all states. Rates are based on a 40-year-old driver with a clean driving record and good credit, driving a Honda Accord LX. We compared rates from 170 companies across 35,488 ZIP codes.

Low-income car insurance in Connecticut: Frequently asked questions

What is the cheapest car insurance company for low-income people?

In Connecticut, the cheapest car insurance company is Geico. However, that’s based on average rates and may differ for you, so it’s important to shop around.

Does Connecticut have car insurance for low-income individuals?

No, Connecticut doesn’t offer a car insurance program for low-income individuals or families.

Tip icon You might also be interested in