- Cheapest car insurance for high-risk drivers in Mississippi
- Average rates for high-risk drivers in Mississippi by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Mississippi
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Mississippi is Nationwide, followed by Progressive and Travelers.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Nationwide | $1,768 | $147 |
| Progressive | $2,135 | $178 |
| Travelers | $2,155 | $180 |
| State Farm | $2,368 | $197 |
| Geico | $2,479 | $207 |
| Allstate | $2,552 | $213 |
| USAA | $1,431 | $119 |
Average rates for high-risk drivers in Mississippi by driving record
Average cost of car insurance in Mississippi for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| USAA | $1,414 |
| State Farm | $1,622 |
| Nationwide | $1,643 |
| Travelers | $2,042 |
| Geico | $2,486 |
| Progressive | $2,607 |
| Allstate | $2,953 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Mississippi for a driver with a DUI is State Farm with an average annual of $1,465 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,465 | $122 |
| Progressive | $2,004 | $167 |
| Nationwide | $2,048 | $171 |
| Travelers | $2,149 | $179 |
| Allstate | $2,728 | $227 |
| Geico | $4,432 | $369 |
| USAA | $1,784 | $149 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Mississippi, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,465 per year or $122 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,465 | $122 |
| Nationwide | $1,570 | $131 |
| Geico | $1,858 | $155 |
| Progressive | $1,947 | $162 |
| Travelers | $2,060 | $172 |
| Allstate | $2,211 | $184 |
| USAA | $1,204 | $100 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Mississippi, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,465 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,465 | $122 |
| Nationwide | $2,048 | $171 |
| Travelers | $2,149 | $179 |
| Progressive | $2,283 | $190 |
| Allstate | $2,728 | $227 |
| Geico | $3,110 | $259 |
| USAA | $1,255 | $105 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Mississippi is Geico with an average annual cost of $1,757 or $146 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,757 | $146 |
| Nationwide | $1,804 | $150 |
| Travelers | $2,448 | $204 |
| Progressive | $2,678 | $223 |
| Allstate | $3,221 | $268 |
| State Farm | $6,884 | $574 |
| USAA | $1,934 | $161 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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