- Cheapest car insurance for high-risk drivers in Nevada
- Average rates for high-risk drivers in Nevada by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Nevada
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Nevada is State Farm, followed by Auto-Owners and Geico.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $2,114 | $176 |
| Auto-Owners | $2,167 | $181 |
| Geico | $2,452 | $204 |
| Nationwide | $2,580 | $215 |
| Progressive | $2,904 | $242 |
| Travelers | $3,470 | $289 |
| Mercury Insurance | $3,857 | $321 |
| Allstate | $3,898 | $325 |
| Farmers | $4,179 | $348 |
| Kemper Insurance | $4,453 | $371 |
| American Family | $4,455 | $371 |
| CSAA (AAA) | $5,842 | $487 |
| USAA | $2,433 | $203 |
Average rates for high-risk drivers in Nevada by driving record
Average cost of car insurance in Nevada for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| State Farm | $2,013 |
| USAA | $2,172 |
| Geico | $2,176 |
| Nationwide | $2,634 |
| Auto-Owners | $2,765 |
| Travelers | $3,294 |
| Progressive | $3,334 |
| American Family | $4,002 |
| Allstate | $4,108 |
| Farmers | $4,120 |
| Kemper Insurance | $4,541 |
| Mercury Insurance | $4,998 |
| CSAA (AAA) | $7,422 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Nevada for a driver with a DUI is State Farm with an average annual of $1,874 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,874 | $156 |
| Geico | $2,600 | $217 |
| Auto-Owners | $2,669 | $222 |
| Progressive | $2,928 | $244 |
| Nationwide | $3,422 | $285 |
| Travelers | $3,521 | $293 |
| Allstate | $4,092 | $341 |
| Mercury Insurance | $4,426 | $369 |
| Farmers | $4,448 | $371 |
| Kemper Insurance | $4,909 | $409 |
| CSAA (AAA) | $6,004 | $500 |
| American Family | $6,685 | $557 |
| USAA | $3,149 | $262 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Nevada, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $1,874 per year or $156 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,874 | $156 |
| Auto-Owners | $1,880 | $157 |
| Nationwide | $2,039 | $170 |
| Geico | $2,512 | $209 |
| Progressive | $2,713 | $226 |
| Allstate | $3,339 | $278 |
| Travelers | $3,341 | $278 |
| Mercury Insurance | $3,515 | $293 |
| American Family | $3,594 | $300 |
| Farmers | $3,793 | $316 |
| Kemper Insurance | $4,223 | $352 |
| CSAA (AAA) | $5,641 | $470 |
| USAA | $1,830 | $153 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Nevada, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $1,874 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,874 | $156 |
| Auto-Owners | $2,669 | $222 |
| Geico | $2,925 | $244 |
| Progressive | $3,056 | $255 |
| Nationwide | $3,422 | $285 |
| Travelers | $3,521 | $293 |
| Allstate | $4,092 | $341 |
| Mercury Insurance | $4,426 | $369 |
| Farmers | $4,451 | $371 |
| Kemper Insurance | $4,909 | $409 |
| American Family | $5,058 | $422 |
| CSAA (AAA) | $6,004 | $500 |
| USAA | $2,560 | $213 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Nevada is Geico with an average annual cost of $1,653 or $138 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,653 | $138 |
| Auto-Owners | $2,022 | $169 |
| Nationwide | $2,519 | $210 |
| Progressive | $3,300 | $275 |
| State Farm | $3,315 | $276 |
| Mercury Insurance | $3,745 | $312 |
| Travelers | $3,754 | $313 |
| American Family | $4,202 | $350 |
| Kemper Insurance | $4,228 | $352 |
| Farmers | $4,795 | $400 |
| Allstate | $5,186 | $432 |
| CSAA (AAA) | $6,120 | $510 |
| USAA | $3,400 | $283 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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