- Cheapest car insurance for high-risk drivers in Vermont
- Average rates for high-risk drivers in Vermont by driving record
- Cheapest car insurance with a DUI
- Cheapest car insurance with multiple tickets
- Cheapest car insurance with a reckless driving conviction
- Cheapest car insurance with bad credit
- Methodology
Cheapest car insurance for high-risk drivers in Vermont
Rates will vary depending on what’s on your driving record, but on average the cheapest car insurance company for high-risk drivers in Vermont is State Farm, followed by Auto-Owners and Nationwide.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $1,142 | $95 |
| Auto-Owners | $1,253 | $104 |
| Nationwide | $1,301 | $108 |
| Geico | $1,392 | $116 |
| American Family | $1,815 | $151 |
| Allstate | $2,075 | $173 |
| Progressive | $2,272 | $189 |
| USAA | $1,175 | $98 |
Average rates for high-risk drivers in Vermont by driving record
Average cost of car insurance in Vermont for high-risk driver
Select your state and risk factor below to see the insurance company and its
average annual full coverage rates.
| Company name | Average annual premium |
|---|---|
| State Farm | $915 |
| USAA | $1,098 |
| American Family | $1,205 |
| Nationwide | $1,217 |
| Auto-Owners | $1,370 |
| Geico | $1,472 |
| Allstate | $2,254 |
| Progressive | $2,637 |
Cheapest car insurance with a DUI
A DUI will put you into the high-risk category quickly, and you can expect a big jump in your rates. Shopping around can make a big difference, however. The cheapest car insurance company in Vermont for a driver with a DUI is State Farm with an average annual of $849 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $849 | $71 |
| Auto-Owners | $1,533 | $128 |
| Nationwide | $1,536 | $128 |
| Progressive | $1,916 | $160 |
| American Family | $1,920 | $160 |
| Allstate | $2,208 | $184 |
| Geico | $2,454 | $205 |
| USAA | $1,528 | $127 |
Cheapest car insurance with multiple tickets
While a single ticket doesn’t mean you’re high-risk, multiple tickets will worry insurance companies more, resulting in higher rates. In Vermont, the cheapest car insurance with multiple tickets is from State Farm. It offers full coverage insurance at $849 per year or $71 monthly.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $849 | $71 |
| Geico | $987 | $82 |
| Auto-Owners | $1,051 | $88 |
| Nationwide | $1,192 | $99 |
| American Family | $1,666 | $139 |
| Allstate | $1,866 | $156 |
| Progressive | $2,131 | $178 |
| USAA | $862 | $72 |
Cheapest car insurance with a reckless driving conviction
Reckless driving is a serious violation and indicates you drive in a very risky manner, which means higher insurance rates. In Vermont, State Farm offers the cheapest full coverage car insurance for drivers with a reckless driving conviction at $849 a year.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| State Farm | $849 | $71 |
| Auto-Owners | $1,533 | $128 |
| Nationwide | $1,536 | $128 |
| Geico | $1,844 | $154 |
| American Family | $1,920 | $160 |
| Allstate | $2,208 | $184 |
| Progressive | $2,287 | $191 |
| USAA | $1,274 | $106 |
Cheapest car insurance with bad credit
Although it's not directly related to driving skills, people with poor credit are statistically more likely to file a claim. As a result, bad credit can put you in the high-risk category, but you can save by shopping around. The cheapest car insurance for drivers with bad credit in Vermont is Geico with an average annual cost of $1,092 or $91 per month.
| Company | Avg annual premium | Avg monthly premium |
|---|---|---|
| Geico | $1,092 | $91 |
| Nationwide | $1,158 | $97 |
| Auto-Owners | $1,302 | $109 |
| American Family | $2,053 | $171 |
| Allstate | $2,438 | $203 |
| State Farm | $2,608 | $217 |
| Progressive | $3,036 | $253 |
| USAA | $1,664 | $139 |
Methodology
Data is sourced from the Auto Problems Report 2022 for all states including Washington D.C. The rates are based on the driving profile of a 40-year-old male driver who drives a Honda Accord LX and opts for a full-coverage policy with coverage limits of 100/300/100 and a $500 comprehensive and collision deductible across most ZIP codes with 50,00,736 records from 27 companies.
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