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If you're looking for the best and cheapest car insurance in Fayetteville, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Fayetteville and prepared this guide for you.

The average cost of auto insurance in Fayetteville for full coverage is $1,284 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Fayetteville. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Fayetteville

According to a study by Insurance.com, the cheapest car insurance companies in Fayetteville for 2023 are Geico and USAA.

Geico is the cheapest option for most Fayetteville drivers, with an average annual rate of $874.

Car insurance cost may vary in Fayetteville based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Fayetteville

CompaniesAverage Annual Rates
Geico$874
USAA$965
State Farm$1,165
Travelers$1,178
Nationwide$1,253
Auto-Owners$1,256
Farmers$1,331
Auto Club Enterprises (AAA)$1,358
Progressive$1,522
Allstate$1,937

Cheapest car insurance cost in Fayetteville by Age Group

The cheapest auto insurance company in Fayetteville for teen drivers is Geico. For full coverage, its average annual rate for Fayetteville drivers is $3,094. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Fayetteville at about $1,393 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Fayetteville is the Geico. Its average rate for a full coverage car insurance policy is $883 per year.

If you are a senior driver in Fayetteville and looking for a cheap car insurance company, then consider buying insurance from the Geico. It is the cheapest auto insurance company for senior drivers with an average premium of $820 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$1,966$1,997$8,234$3,183
Auto Club Enterprises (AAA)$1,385$1,271$7,146$2,694
Auto-Owners$1,307$1,263$4,197$2,216
Farmers$1,333$1,333$6,488$1,951
Geico$883$820$3,094$1,393
Nationwide$1,275$1,225$5,176$2,408
Progressive$1,559$1,555$7,852$2,655
State Farm$1,200$1,107$3,730$2,117
Travelers$1,223$1,206$3,622$1,912
USAA$987$958$3,277$1,441

Cheapest car insurance companies in Fayetteville by driver profile

Car insurance rates in Fayetteville vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Fayetteville, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Fayetteville based on driver profile.

Cheapest for a driver with poor credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Fayetteville drivers at about $1,248 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,248
USAA$1,871
Nationwide$2,051
Farmers$2,188
Travelers$2,207
Auto Club Entreprises$2,456
Progressive$2,757
Allstate$3,055
Auto-Owners$4,224
State Farm$6,467

Cheapest for drivers with a speeding ticket: Geico

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Fayetteville. It offers full coverage car insurance for drivers age 30 at about $998 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Geico$998
USAA$1,190
State Farm$1,340
Nationwide$1,438
Travelers$1,863
Farmers$1,873
Auto-Owners$1,893
Auto Club Entreprises$2,096
Progressive$2,200
Allstate$2,292

Cheapest auto insurance after an at-fault accident: Geico

Geico is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Fayetteville is $1,418. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Geico$1,418
State Farm$1,436
USAA$1,459
Travelers$1,760
Farmers$2,018
Nationwide$2,267
Auto-Owners$2,368
Auto Club Entreprises$2,502
Progressive$2,852
Allstate$2,892

Cheapest auto insurance after a DUI: Geico

Geico is the carrier that offers cheap auto insurance rates in Fayetteville for drivers after a DUI. Its average annual rate for full coverage is $988.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
Geico$988
State Farm$1,340
Progressive$1,896
USAA$1,908
Travelers$1,913
Farmers$1,941
Auto Club Entreprises$2,486
Allstate$2,632
Auto-Owners$3,140
Nationwide$4,080

Average car insurance cost in Fayetteville

The average car insurance rate in Fayetteville for full coverage is $1,284 per year or $107 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Fayetteville is $365 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,284$365

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Arkansas

Hope
$1,505/year
Hot Springs
$1,457/year
Newport
$1,373/year
Sherwood
$1,410/year
West Memphis
$1,548/year

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