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If you're looking for the best and cheapest car insurance in Elkins, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Elkins and prepared this guide for you.

The average auto insurance cost in Elkins for full coverage is $1,372 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Elkins. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Elkins

According to a study by Insurance.com, the cheapest car insurance companies in Elkins for 2022 are GEICO Advantage and United Svcs Automobile Assn.

GEICO Advantage is the cheapest option for most Elkins drivers, with an average annual rate of $835.

Car insurance cost may vary in Elkins based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Elkins

CompaniesAverage Annual Rates
GEICO Advantage$835
United Svcs Automobile Assn$836
Standard Fire$1,027
State Farm Mutl Automobile Ins$1,146
Nationwide General$1,166
Auto-Owners$1,310
Automobile Club Inter-Ins$1,338
Progressive Northwestern Ins$1,404
Farmers$1,417
Allstate P&C$1,784
Metropolitan P&C$2,829

Cheapest car insurance cost in Elkins by Age Group

The cheapest auto insurance company in Elkins for teen drivers is State Farm Mut Auto Ins Co. For full coverage, its average annual rate for Elkins drivers is $3,360. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Gen Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Elkins at about $1,632 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Elkins is the Geico Gen Ins Co. Its average rate for a full coverage car insurance policy is $1,072 per year.

If you are a senior driver in Elkins and looking for a cheap car insurance company, then consider buying insurance from the Progressive Northwestern Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $1,121 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Geico Gen$1,072$1,258$3,395$1,632
Progressive Northwestern$1,298$1,121$7,329$2,150
State Farm Mut Auto$1,329$1,217$3,360$2,100
Nationwide Prop & Cas$1,520$1,851$5,376$2,722
Farmers Inc$1,736$1,587$8,949$2,544
Allstate Prop & Cas$2,213$2,171$8,598$3,302

Cheapest car insurance companies in Elkins by driver profile

Car insurance rates in Elkins vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Elkins, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Elkins based on driver profile.

  • Cheapest for a driver with Poor Credit: Geico
  • Cheapest for a driver with a speeding ticket: Geico
  • Cheapest for accident: United
  • Cheapest for DUI: Geico

Cheapest for a driver with Poor Credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Elkins drivers at about $1,745 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$1,745
United$2,160
Standard Fire$2,654
Farmers Ins$2,850
Nationwide$2,954
Automobile Club Inter-Ins$3,363
Progressive$3,835
Allstate$3,914
Auto-Owners$5,393
State Farm$8,090
Metropolitan$10,865

Cheapest for drivers with a speeding ticket: Geico

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Elkins. It offers full coverage car insurance for drivers age 30 at about $1,384 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Geico$1,384
United$1,428
State Farm$1,674
Standard Fire$2,318
Farmers Ins$2,369
Auto-Owners$2,505
Nationwide$2,883
Allstate$2,933
Progressive$2,986
Automobile Club Inter-Ins$3,043
Metropolitan$9,771

Cheapest auto insurance after an at-fault accident: United

United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Elkins is $1,679. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
United$1,679
State Farm$1,809
Geico$1,925
Standard Fire$2,171
Farmers Ins$2,533
Nationwide$2,769
Auto-Owners$3,062
Automobile Club Inter-Ins$3,428
Progressive$3,585
Allstate$3,728
Metropolitan$9,481

Cheapest auto insurance after a DUI: Geico

Geico is the carrier that offers cheap auto insurance rates in Elkins for drivers after a DUI. Its average annual rate for full coverage is $1,347.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
Geico$1,347
State Farm$1,674
United$2,177
Standard Fire$2,291
Farmers Ins$2,439
Progressive$2,633
Allstate$3,389
Automobile Club Inter-Ins$3,408
Auto-Owners$4,101
Nationwide$4,656
Metropolitan$10,898

Average car insurance cost in Elkins

The average car insurance rate in Elkins for full coverage is $1,372 per year or $114 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Elkins is $426 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,372$426

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