GEICO offers the cheapest car insurance rates in Wisconsin for full coverage, at $588 annually, or $49 per month. Whereas Allstate is rated as the best car insurance company in Wisconsin, based on Insurance.com's analysis.
There are a lot of different car insurance companies in Wisconsin, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?
To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.
- Best car insurance companies in Wisconsin
- Cheapest car insurance companies in Wisconsin
- Cheapest car insurance for teens in Wisconsin
- Cheapest car insurance for young drivers in Wisconsin
- Cheapest car insurance for adults in Wisconsin
- Cheapest car insurance for seniors in Wisconsin
- Cheapest car insurance rates in Wisconsin by driving record
- Average cost of car insurance in Wisconsin
Best car insurance companies in Wisconsin
Allstate is the best car insurance company in Wisconsin with a 4.5 auto star rating, highest among the companies surveyed.
Experts at Insurance.com have analyzed the companies and compiled data from across Wisconsin to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Wisconsin.
| Company | Auto star ratings |
|---|---|
| Allstate | 4.5 |
| American Family | 4.2 |
| The Auto Club Group (ACG) – AAA | 4.1 |
| Travelers | 3.9 |
| USAA | 3.7 |
| Progressive | 3.7 |
| The General | 3.5 |
| Geico | 3.5 |
| Erie | 3.5 |
| State Farm | 3.5 |
Cheapest car insurance companies in Wisconsin
GEICO is the cheapest car insurance company in Wisconsin that offers full coverage car insurance at an average rate of $588 annually or $49 a month.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO Casualty Co | $588 | $49 |
| United Svcs Automobile Assn | $600 | $50 |
| Nationwide General | $759 | $63 |
| Standard Fire | $806 | $67 |
| State Farm Mutl Automobile Ins | $906 | $76 |
| American Family | $910 | $76 |
| Owners | $1,107 | $92 |
| Erie Ins Exchange | $1,133 | $94 |
| Auto Club Group | $1,182 | $98 |
| Artisan & Truckers Casualty Co | $1,300 | $108 |
| Allstate P&C | $1,520 | $127 |
| Mid-Century | $1,546 | $129 |
| Alpha P&C | $1,891 | $158 |
| Metropolitan P&C | $2,709 | $226 |
Cheapest car insurance for teens in Wisconsin
State Farm offers the cheapest car insurance for teens in Wisconsin at about $2,820 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.
Find below average annual premium of cheapest auto insurance companies in Wisconsin for teens.
| Company | Average annual premium |
|---|---|
| State Farm Mut Auto | $2,820 |
| Geico Cas Co | $3,158 |
| Nationwide Of Amer | $3,884 |
| Artisan & Truckers Cas Co | $6,118 |
| Mid Century | $7,917 |
| Allstate Prop & Cas | $8,030 |
Cheapest car insurance for young drivers in Wisconsin
Geico is the cheapest car insurance company for young drivers in Wisconsin. Its average annual premium is $1,230 annually or $103 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $1,230 |
| State Farm Mut Auto | $1,639 |
| Nationwide Of Amer | $1,957 |
| Artisan & Truckers Cas Co | $2,049 |
| Allstate Prop & Cas | $2,446 |
| Mid Century | $2,732 |
Cheapest car insurance for adults in Wisconsin
Geico offers the cheapest car insurance for adults in Wisconsin for a full coverage policy with an average annual premium of $902 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $902 |
| Nationwide Of Amer | $1,008 |
| State Farm Mut Auto | $1,014 |
| Artisan & Truckers Cas Co | $1,222 |
| Mid Century | $1,615 |
| Allstate Prop & Cas | $1,847 |
Cheapest car insurance for seniors in Wisconsin
Geico is the cheapest car insurance company for seniors in Wisconsin. Its average annual premium is $899 a year or about $75 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.
| Company | Average annual premium |
|---|---|
| Geico Cas Co | $899 |
| Nationwide Of Amer | $918 |
| State Farm Mut Auto | $929 |
| Artisan & Truckers Cas Co | $1,032 |
| Mid Century | $1,480 |
| Allstate Prop & Cas | $1,900 |
Cheapest car insurance rates in Wisconsin by driving record
Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.
The best way to find affordable coverage in Wisconsin is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Wisconsin.
Cheapest auto insurance for drivers with poor credit: Geico
Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Wisconsin drivers at an average of $963 a year.
Compare average annual premium of cheapest car insurance companies in Wisconsin for drivers with poor credit.
| Company | Average annual premium |
|---|---|
| Geico | $963 |
| Nationwide | $1,153 |
| United | $1,383 |
| Standard Fire | $1,681 |
| American Family | $1,990 |
| Mid-Century | $2,424 |
| Allstate | $2,879 |
| Erie Ins | $2,941 |
| Artisan & Truckers Casualty Co | $2,969 |
| Alpha P&C | $3,291 |
| Auto Club | $3,409 |
| Owners | $4,347 |
| State Farm | $4,781 |
| Metropolitan | $5,195 |
Cheapest auto insurance for drivers with a speeding ticket: United
United offers the cheapest car insurance for drivers with a speeding ticket at about $922 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.
| Company | Average annual premium |
|---|---|
| United | $922 |
| State Farm | $1,025 |
| Geico | $1,194 |
| Erie Ins | $1,277 |
| Nationwide | $1,301 |
| Standard Fire | $1,413 |
| American Family | $1,514 |
| Mid-Century | $2,010 |
| Allstate | $2,164 |
| Owners | $2,185 |
| Artisan & Truckers Casualty Co | $2,333 |
| Auto Club | $3,264 |
| Alpha P&C | $3,352 |
| Metropolitan | $4,933 |
Cheapest auto insurance after an at-fault accident: United
United has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $1,087 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.
| Company | Average annual premium |
|---|---|
| United | $1,087 |
| State Farm | $1,102 |
| American Family | $1,176 |
| Geico | $1,231 |
| Owners | $1,315 |
| Nationwide | $1,355 |
| Standard Fire | $1,407 |
| Erie Ins | $1,532 |
| Mid-Century | $2,165 |
| Artisan & Truckers Casualty Co | $2,870 |
| Allstate | $2,968 |
| Auto Club | $3,071 |
| Alpha P&C | $4,157 |
| Metropolitan | $5,367 |
Cheapest auto insurance after a DUI: State Farm
The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $1,025 a year or $85 a month.
If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.
| Company | Average annual premium |
|---|---|
| State Farm | $1,025 |
| United | $1,429 |
| Standard Fire | $1,474 |
| Geico | $1,483 |
| American Family | $1,514 |
| Nationwide | $1,713 |
| Erie Ins | $1,786 |
| Artisan & Truckers Casualty Co | $1,999 |
| Owners | $2,012 |
| Mid-Century | $2,081 |
| Allstate | $2,227 |
| Alpha P&C | $2,877 |
| Metropolitan | $7,032 |
| Auto Club | $7,064 |
Average cost of car insurance in Wisconsin
The average annual cost of car insurance in Wisconsin for a full coverage policy is $1,211. For full coverage, the recommended coverage limits for Wisconsin drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
For the state minimum coverage, the average annual cost in Wisconsin is $364.
| State minimum average annual rate | Full coverage average annual rate |
|---|---|
| $364 | $1,211 |