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GEICO offers the cheapest car insurance rates in Wisconsin for full coverage, at $588 annually, or $49 per month. Whereas Allstate is rated as the best car insurance company in Wisconsin, based on Insurance.com's analysis.

There are a lot of different car insurance companies in Wisconsin, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?

To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.

Best car insurance companies in Wisconsin

Allstate is the best car insurance company in Wisconsin with a 4.5 auto star rating, highest among the companies surveyed.

Experts at Insurance.com have analyzed the companies and compiled data from across Wisconsin to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Wisconsin.

CompanyAuto star ratings
Allstate4.5
American Family4.2
The Auto Club Group (ACG) – AAA4.1
Travelers3.9
USAA3.7
Progressive3.7
The General3.5
Geico3.5
Erie3.5
State Farm3.5

Cheapest car insurance companies in Wisconsin

GEICO is the cheapest car insurance company in Wisconsin that offers full coverage car insurance at an average rate of $588 annually or $49 a month.

CompanyAverage annual premiumAverage monthly premium
GEICO Casualty Co$588$49
United Svcs Automobile Assn$600$50
Nationwide General$759$63
Standard Fire$806$67
State Farm Mutl Automobile Ins$906$76
American Family$910$76
Owners$1,107$92
Erie Ins Exchange$1,133$94
Auto Club Group$1,182$98
Artisan & Truckers Casualty Co$1,300$108
Allstate P&C$1,520$127
Mid-Century$1,546$129
Alpha P&C$1,891$158
Metropolitan P&C$2,709$226

Cheapest car insurance for teens in Wisconsin

State Farm offers the cheapest car insurance for teens in Wisconsin at about $2,820 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.

Find below average annual premium of cheapest auto insurance companies in Wisconsin for teens.

CompanyAverage annual premium
State Farm Mut Auto$2,820
Geico Cas Co$3,158
Nationwide Of Amer$3,884
Artisan & Truckers Cas Co$6,118
Mid Century$7,917
Allstate Prop & Cas$8,030

Cheapest car insurance for young drivers in Wisconsin

Geico is the cheapest car insurance company for young drivers in Wisconsin. Its average annual premium is $1,230 annually or $103 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.

CompanyAverage annual premium
Geico Cas Co$1,230
State Farm Mut Auto$1,639
Nationwide Of Amer$1,957
Artisan & Truckers Cas Co$2,049
Allstate Prop & Cas$2,446
Mid Century$2,732

Cheapest car insurance for adults in Wisconsin

Geico offers the cheapest car insurance for adults in Wisconsin for a full coverage policy with an average annual premium of $902 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.

CompanyAverage annual premium
Geico Cas Co$902
Nationwide Of Amer$1,008
State Farm Mut Auto$1,014
Artisan & Truckers Cas Co$1,222
Mid Century$1,615
Allstate Prop & Cas$1,847

Cheapest car insurance for seniors in Wisconsin

Geico is the cheapest car insurance company for seniors in Wisconsin. Its average annual premium is $899 a year or about $75 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.

CompanyAverage annual premium
Geico Cas Co$899
Nationwide Of Amer$918
State Farm Mut Auto$929
Artisan & Truckers Cas Co$1,032
Mid Century$1,480
Allstate Prop & Cas$1,900

Cheapest car insurance rates in Wisconsin by driving record

Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.

The best way to find affordable coverage in Wisconsin is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Wisconsin.

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Wisconsin drivers at an average of $963 a year.

Compare average annual premium of cheapest car insurance companies in Wisconsin for drivers with poor credit.

CompanyAverage annual premium
Geico$963
Nationwide$1,153
United$1,383
Standard Fire$1,681
American Family$1,990
Mid-Century$2,424
Allstate$2,879
Erie Ins$2,941
Artisan & Truckers Casualty Co$2,969
Alpha P&C$3,291
Auto Club$3,409
Owners$4,347
State Farm$4,781
Metropolitan$5,195

Cheapest auto insurance for drivers with a speeding ticket: United

United offers the cheapest car insurance for drivers with a speeding ticket at about $922 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.

CompanyAverage annual premium
United$922
State Farm$1,025
Geico$1,194
Erie Ins$1,277
Nationwide$1,301
Standard Fire$1,413
American Family$1,514
Mid-Century$2,010
Allstate$2,164
Owners$2,185
Artisan & Truckers Casualty Co$2,333
Auto Club$3,264
Alpha P&C$3,352
Metropolitan$4,933

Cheapest auto insurance after an at-fault accident: United

United has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $1,087 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.

CompanyAverage annual premium
United$1,087
State Farm$1,102
American Family$1,176
Geico$1,231
Owners$1,315
Nationwide$1,355
Standard Fire$1,407
Erie Ins$1,532
Mid-Century$2,165
Artisan & Truckers Casualty Co$2,870
Allstate$2,968
Auto Club$3,071
Alpha P&C$4,157
Metropolitan$5,367

Cheapest auto insurance after a DUI: State Farm

The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $1,025 a year or $85 a month.

If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.

CompanyAverage annual premium
State Farm$1,025
United$1,429
Standard Fire$1,474
Geico$1,483
American Family$1,514
Nationwide$1,713
Erie Ins$1,786
Artisan & Truckers Casualty Co$1,999
Owners$2,012
Mid-Century$2,081
Allstate$2,227
Alpha P&C$2,877
Metropolitan$7,032
Auto Club$7,064

Average cost of car insurance in Wisconsin

The average annual cost of car insurance in Wisconsin for a full coverage policy is $1,211. For full coverage, the recommended coverage limits for Wisconsin drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

For the state minimum coverage, the average annual cost in Wisconsin is $364.

State minimum average annual rateFull coverage average annual rate
$364$1,211