Cheapest car insurance companies in Milwaukee 

Travelers and Geico have the cheapest car insurance premiums for Milwaukee drivers in 2023, based on a data study by Insurance.com. 

Travelers offers the cheapest car insurance premium for Milwaukee drivers at an annual rate of $1,258 a year, on average. 

Car insurance prices in Milwaukee can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Milwaukee drivers.

CompaniesAverage annual rates
USAA$1,063
Travelers$1,258
Geico$1,553
Erie Insurance$1,725
Nationwide$1,777
West Bend Mutual$1,993
Acuity Insurance$2,551
Progressive$2,709
Farmers$2,846
Allstate$2,896
State Farm$2,964

Cheapest car insurance cost in Milwaukee by Age Group 

In Milwaukee, USAA is the cheapest car insurance company for teenagers, offering full coverage policies at $3,429 a year, on average. Teenagers often face higher car insurance rates due to statistical data indicating that they pose a greater risk on the roads. 

Teenagers can lower their insurance costs by strategically utilizing the good student discount or remaining listed as a driver on their parent's policy.

When compared to other car insurance companies, USAA turned out to be the cheapest car insurance company for young drivers in Milwaukee, offering full coverage at an annual average cost of $1,647.

An analysis of car insurance rates for Milwaukee drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. USAA offers the cheapest full-coverage car insurance rates at $1,079 per year.

With an average annual premium of $1,106, USAA offers Milwaukee's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel. 

CompanyTeensYoung AdultsAdultsSeniors
USAA$3,429$1,647$1,079$1,106
Erie Insurance$4,168$2,761$1,749$1,799
Travelers$5,114$2,299$1,288$1,326
Geico$6,712$2,515$1,547$1,865
West Bend Mutual$7,270$3,833$1,996$2,125
Nationwide$7,517$3,298$1,760$1,613
Allstate$9,662$4,753$2,908$2,876
State Farm$10,161$4,750$3,001$2,931
Progressive$10,637$4,533$2,725$2,724
Farmers$11,125$4,593$2,750$2,859
Acuity Insurance$13,665$4,163$2,568$2,537

Cheapest car insurance companies in Milwaukee by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Milwaukee. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

To find the cheapest car insurance company in Milwaukee, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Here's a list of car insurance companies that offer cheap insurance rates in Milwaukee based on driver profile. 

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Milwaukee drivers at about $1,539 per year

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Milwaukee.

CompanyAverage annual rates
Geico$1,539
USAA$1,541
Nationwide$1,742
Travelers$1,956
Farmers$3,103
Allstate$3,777
Progressive$4,409
State Farm$7,011

USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Milwaukee. Its full coverage car insurance policy costs an average of $1,014 per year for drivers aged 30. 

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs. 

CompanyAverage annual premium
USAA$1,014
State Farm$1,519
Travelers$1,849
Geico$1,907
Nationwide$1,991
Farmers$2,731
Allstate$2,874
Progressive$3,662

According to Insurance.com's analysis, USAA tops the list of cheap car insurance providers in Milwaukee for drivers involved in at-fault accidents, with an average annual cost of $1,375. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget. 

CompanyAverage annual rates
USAA$1,375
State Farm$1,643
Travelers$1,886
Nationwide$2,262
Geico$2,305
Farmers$3,199
Allstate$4,276
Progressive$5,031

Buying car insurance doesn't have to break the bank. State Farm offers the cheapest full coverage policy in Milwaukee for drivers with a DUI, with an average annual premium of $1,519.

Following a DUI conviction, it's likely that your auto insurance premiums will increase. To get affordable premiums, compare car insurance quotes from various providers. Comparison shopping can help you find the best possible offer.

CompanyAverage annual rates
State Farm$1,519
USAA$1,597
Travelers$2,329
Geico$3,176
Nationwide$3,219
Farmers$3,311
Allstate$3,381
Progressive$3,712

Average car insurance cost in Milwaukee 

In Milwaukee, the annual cost of car insurance for the coverage level of 100/300/100 is $2,013 or around $168 per month. However, the average yearly rate for state minimum coverage in Milwaukee is $549.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$2,013$549

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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