The cost of car insurance in Hawaii can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Hawaii is $1,306 annually for the profile of a 30-year-old driver.
When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.
- The average cost of auto insurance in Hawaii is $1,306 per year for a 30-year-old driver.
- Geico is the cheapest car insurance company in Hawaii that offers full coverage policy at about $960 per year or $80 monthly.
- In Hawaii, Geico is the cheapest company for teens, Geico is the cheapest company for young drivers. On the other hand, Geico is the cheapest company for adults, and Geico is the cheapest company for seniors.
- Based on the driving history of a driver in Hawaii, the cheapest company for drivers with a speeding ticket is Geico, and State Farm is the cheapest for drivers with DUI.
- Cheapest car insurance companies in Hawaii
- Cheapest car insurance for teens in Hawaii
- Cheapest car insurance for young drivers in Hawaii
- Cheapest car insurance for adults in Hawaii
- Cheapest car insurance for seniors in Hawaii
- Cheapest car insurance rates in Hawaii by driving record
- Average cost of car insurance in Hawaii
Cheapest car insurance companies in Hawaii
Geico is the cheapest car insurance company in Hawaii that offers full coverage policy at about $960 per year or $80 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Hawaii.
Following is the list of the cheap auto insurance companies and their average annual and monthly premium.
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Geico | $960 | $80 |
| USAA | $1,040 | $87 |
| State Farm | $1,097 | $91 |
| Progressive | $1,343 | $112 |
| Farmers | $1,411 | $118 |
| Allstate | $1,622 | $135 |
| Island Insurance | $1,668 | $139 |
Cheapest car insurance for teens in Hawaii
Geico is the cheapest car insurance provider for teen drivers in Hawaii. It offers insurance at about $1,083 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.
| Company | Average annual premium |
|---|---|
| Geico | $1,083 |
| State Farm | $1,097 |
| USAA | $1,112 |
| Farmers | $1,411 |
| Island Insurance | $1,668 |
| Allstate | $1,763 |
| Progressive | $1,808 |
Cheapest car insurance for young drivers in Hawaii
The cheapest car insurance company for young drivers in Hawaii is Geico at about $985 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.
| Company | Average annual premium |
|---|---|
| Geico | $985 |
| USAA | $1,040 |
| State Farm | $1,097 |
| Progressive | $1,343 |
| Farmers | $1,411 |
| Allstate | $1,622 |
| Island Insurance | $1,668 |
Cheapest car insurance for adults in Hawaii
According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Hawaii. Its average rate is $960 annually.
Below are the companies that offer cheap insurance rates for adult drivers in Hawaii.
| Company | Average annual premium |
|---|---|
| Geico | $960 |
| USAA | $1,040 |
| State Farm | $1,097 |
| Progressive | $1,343 |
| Farmers | $1,411 |
| Allstate | $1,622 |
| Island Insurance | $1,668 |
Cheapest car insurance for seniors in Hawaii
Geico offers the cheapest car insurance for seniors in Hawaii. The average annual premium offered is $960. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.
Below is the list of companies that offer the cheapest car insurance for seniors in Hawaii:
| Company | Average annual premium |
|---|---|
| Geico | $960 |
| USAA | $1,040 |
| State Farm | $1,097 |
| Progressive | $1,343 |
| Farmers | $1,411 |
| Allstate | $1,622 |
| Island Insurance | $1,668 |
Cheapest car insurance rates in Hawaii by driving record
The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.
Cheapest auto insurance for drivers with a speeding ticket: Geico
If you have a speeding ticket on your record, Geico offers the cheapest car insurance at about $1,997 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.
| Company | Average annual premium |
|---|---|
| Geico | $962 |
| USAA | $1,159 |
| State Farm | $1,218 |
| Farmers | $1,585 |
| Progressive | $1,799 |
| Allstate | $2,227 |
| Island | $7,197 |
Cheapest auto insurance after an at-fault accident : State Farm
State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Hawaii drivers is $1,841 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.| Company | Average annual premium |
|---|---|
| State Farm | $1,321 |
| USAA | $1,356 |
| Geico | $1,403 |
| Progressive | $1,958 |
| Island | $2,283 |
| Farmers | $2,327 |
| Allstate | $2,424 |
Cheapest auto insurance after a DUI : State Farm
If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Hawaii at $4,150 per year. To find the best deal, it is required to shop around and compare insurance quotes.
The table below lists the cheapest car insurance companies after DUI in Hawaii, along with their average annual premium.
| Company | Average annual premium |
|---|---|
| State Farm | $1,218 |
| Progressive | $2,168 |
| USAA | $2,230 |
| Farmers | $2,477 |
| Allstate | $4,069 |
| Geico | $6,684 |
| Island | $14,531 |
Average cost of car insurance in Hawaii
The average car insurance rate for full coverage in Hawaii is $1,306 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.
The state minimum average rate in Hawaii is $389 annually.
