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The cost of car insurance in Maine can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in Maine is $964 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in Maine

Concord General Mutual is the cheapest car insurance company in Maine that offers full coverage policy at about $596 per year or $50 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in Maine.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
Concord General Mutual$596$50
GEICO General$659$55
Standard Fire$700$58
United Svcs Automobile Assn$710$59
State Farm Mutl Automobile Ins$857$71
Metropolitan P&C$907$76
United Financial Casualty Co$939$78
Allstate F&C$1,259$105
Bristol West$2,048$171

Cheapest car insurance for teens in Maine

Geico Gen is the cheapest car insurance provider for teen drivers in Maine. It offers insurance at about $1,645 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
Geico Gen$1,645
Concord Gen Mut$1,733
State Farm Mut Auto$2,886
MMG$3,676
Allstate Fire & Cas$4,324
Progressive Northwestern$6,294

Cheapest car insurance for young drivers in Maine

The cheapest car insurance company for young drivers in Maine is Geico at about $912 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico Gen$912
Concord Gen Mut$1,111
State Farm Mut Auto$1,614
Progressive Northwestern$1,806
MMG$2,354
Allstate Fire & Cas$2,598

Cheapest car insurance for adults in Maine

According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in Maine. Its average rate is $604 annually.

Below are the companies that offer cheap insurance rates for adult drivers in Maine.

CompanyAverage annual premium
Geico Gen$604
Concord Gen Mut$671
State Farm Mut Auto$960
Progressive Northwestern$1,016
MMG$1,289
Allstate Fire & Cas$1,663

Cheapest car insurance for seniors in Maine

Concord offers the cheapest car insurance for seniors in Maine. The average annual premium offered is $539. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in Maine:

CompanyAverage annual premium
Concord Gen Mut$539
Geico Gen$566
State Farm Mut Auto$894
Progressive Northwestern$938
MMG$1,194
Allstate Fire & Cas$1,495

Cheapest car insurance rates in Maine by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $1,015 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Geico$1,015
Concord General Mutual$1,130
Standard Fire$1,436
United$1,705
Allstate$2,320
State Farm$2,805
Bristol West$2,878
Metropolitan$2,983

Cheapest auto insurance for drivers with a speeding ticket: Concord General Mutual

If you have a speeding ticket on your record, Concord General Mutual offers the cheapest car insurance at about $883 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
Concord General Mutual$883
Geico$978
State Farm$1,002
United$1,223
Standard Fire$1,248
Allstate$1,696
Metropolitan$1,878
Bristol West$2,916

Cheapest auto insurance after an at-fault accident : State Farm

State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for Maine drivers is $1,088 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,088
Concord General Mutual$1,115
Geico$1,149
Standard Fire$1,254
United$1,562
Metropolitan$1,705
Allstate$2,139
Bristol West$3,332

Cheapest auto insurance after a DUI : State Farm

If there exists DUI on your driving record, State Farm offers the cheapest auto insurance in Maine at $1,002 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in Maine, along with their average annual premium.

CompanyAverage annual premium
State Farm$1,002
Concord General Mutual$1,285
Standard Fire$1,304
United$1,510
Geico$1,823
Allstate$2,077
Metropolitan$2,485
Bristol West$2,637

Average cost of car insurance in Maine

The average car insurance rate for full coverage in Maine is $964 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in Maine is $317 annually.

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