Why you should trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

If you're looking for the best and cheapest car insurance in Auburn, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Auburn and prepared this guide for you.

The average cost of auto insurance in Auburn for full coverage is $1,138 per year for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Auburn. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance companies in Auburn

According to a study by Insurance.com, the cheapest car insurance companies in Auburn for 2023 are Auto-Owners and Geico.

Auto-Owners is the cheapest option for most Auburn drivers, with an average annual rate of $676.

Car insurance cost may vary in Auburn based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Auburn

CompaniesAverage Annual Rates
Auto-Owners$676
Geico$727
Travelers$810
USAA$846
State Farm$893
Progressive$967
Frankenmuth Insurance$1,249
Allstate$1,534
Farmers$2,542

Cheapest car insurance cost in Auburn by Age Group

The cheapest auto insurance company in Auburn for teen drivers is Auto-Owners. For full coverage, its average annual rate for Auburn drivers is $1,729. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Auto-Owners is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Auburn at about $1,118 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Auburn is the Auto-Owners. Its average rate for a full coverage car insurance policy is $715 per year.

If you are a senior driver in Auburn and looking for a cheap car insurance company, then consider buying insurance from the Auto-Owners. It is the cheapest auto insurance company for senior drivers with an average premium of $651 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Allstate$1,555$1,445$4,103$2,581
Auto-Owners$715$651$1,729$1,118
Farmers$2,535$2,413$8,271$3,740
Frankenmuth Insurance$1,358$1,188$5,720$3,335
Geico$719$654$2,391$1,168
Progressive$1,032$959$5,622$2,045
State Farm$926$865$3,067$1,691
Travelers$832$714$2,826$1,405
USAA$888$846$3,077$1,344

Cheapest car insurance companies in Auburn by driver profile

Car insurance rates in Auburn vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Auburn, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget.

Here are some of the cheapest car insurance companies in Auburn based on driver profile.

Cheapest for a driver with poor credit: Geico

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Auburn drivers at about $987 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Geico$987
Auto-Owners$995
Travelers$1,363
USAA$1,365
Progressive$1,740
Allstate$2,345
State Farm$2,735
Farmers$3,303

Cheapest for drivers with a speeding ticket: Auto-Owners

Auto-Owners offers the cheapest auto insurance rates for drivers with a speeding ticket in Auburn. It offers full coverage car insurance for drivers age 30 at about $776 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. Ensure you compare car insurance quotes from various carriers to secure the most favorable deal. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
Auto-Owners$776
Geico$895
USAA$951
State Farm$979
Travelers$1,245
Progressive$1,315
Allstate$1,712
Farmers$3,382

Cheapest auto insurance after an at-fault accident: Auto-Owners

Auto-Owners is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Auburn is $983. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
Auto-Owners$983
State Farm$1,064
Geico$1,118
Travelers$1,248
USAA$1,287
Progressive$1,669
Allstate$2,161
Farmers$3,867

Cheapest auto insurance after a DUI: State Farm

State Farm is the carrier that offers cheap auto insurance rates in Auburn for drivers after a DUI. Its average annual rate for full coverage is $979.

If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.

CompaniesAverage Annual Rates
State Farm$979
Auto-Owners$1,129
Progressive$1,155
Travelers$1,333
USAA$1,725
Geico$1,773
Allstate$2,101
Farmers$3,044

Average car insurance cost in Auburn

The average car insurance rate in Auburn for full coverage is $1,138 per year or $95 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Auburn is $396 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$1,138$396

Methodology

Insurance.com commissioned 2022 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2022.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Rates sourced from Quadrant Data Services are for comparison purposes only; your rates may differ.

Compare auto insurance rates by city in Maine

Bangor
$1,072/year
Bowdoinham
$1,036/year
Caribou
$1,047/year
Cliff Island
$1,099/year
Farmingdale
$1,110/year
Gorham
$1,070/year
Holden
$1,093/year
Lewiston
$1,157/year

Helpful Auto Insurance Articles & Guides