Cheapest car insurance companies in Lewiston 

Auto-Owners and Travelers have the cheapest car insurance premiums for Lewiston drivers in 2023, based on a data study by Insurance.com. 

Auto-Owners has the cheapest car insurance rates in Lewiston at an average cost of $688 per year.

Car insurance costs may vary in Lewiston based on your location, driving record, coverage level and the insurance company you choose. Increase your chances of getting the best deal by comparing car insurance quotes from multiple carriers. The following companies are known to offer the cheapest auto insurance rates in Lewiston.

CompaniesAverage annual rates
Auto-Owners$688
Travelers$818
USAA$887
Geico$1,107
Progressive$1,108
Allstate$1,175
State Farm$1,291
Frankenmuth Insurance$1,470
Farmers$1,640
MMG Insurance$1,668
Data updated in 2024
Read our full methodology

Cheapest car insurance cost in Lewiston by Age Group 

Auto-Owners stands out as Lewiston's cheapest auto insurance company for teen drivers at an average annual of $1,748. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

When compared to other car insurance companies, Auto-Owners turned out to be the cheapest car insurance company for young drivers in Lewiston, offering full coverage at an annual average cost of $1,117.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Lewiston is Auto-Owners. Its average rate for a full coverage car insurance policy is $717 per year

Lewiston senior drivers seeking affordable car insurance should look no further than Auto-Owners. It offers the cheapest car insurance rates for seniors, with an average annual premium of $663. It makes Auto-Owners a good choice for seniors who want to save money without sacrificing coverage. 

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$1,748$1,117$717$663
Travelers$2,597$1,354$823$711
USAA$3,086$1,367$921$887
Allstate$3,206$1,902$1,166$1,094
Geico$3,464$1,817$1,107$1,048
State Farm$4,016$2,245$1,316$1,248
Frankenmuth Insurance$4,540$3,090$1,554$1,387
MMG Insurance$5,038$3,170$1,725$1,611
Progressive$5,958$2,119$1,167$1,098
Farmers$8,508$3,772$1,633$1,643
Data updated in 2024
Read our full methodology

Cheapest car insurance companies in Lewiston by driver profile 

Your driving profile plays an important role in determining your car insurance rates in Lewiston. Those with past accidents, speeding tickets, or other traffic citations on their record can expect increased insurance rates compared to drivers with clean driving records.

Finding the cheapest car insurance in Lewiston requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit. 

In Lewiston, these insurance companies offer cheap car insurance rates based on your driver profile.

The cheapest car insurance company for a driver with poor credit is Geico. It offers auto insurance for Lewiston drivers at about $1,012 per year

Know which car insurance companies offer affordable car insurance for drivers with poor credit scores in Lewiston.

CompanyAverage annual rates
Geico$1,012
Travelers$1,330
USAA$1,354
Progressive$1,889
Allstate$2,278
State Farm$2,720
Farmers$3,234
Data updated in 2024
Read our full methodology

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Lewiston. It provides full coverage car insurance for drivers aged 30 at about $956 per year

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
Geico$956
State Farm$973
USAA$1,016
Travelers$1,268
Progressive$1,481
Allstate$1,699
Farmers$3,454
Data updated in 2024
Read our full methodology

According to Insurance.com's analysis, State Farm tops the list of cheap car insurance providers in Lewiston for drivers involved in at-fault accidents, with an average annual cost of $1,059. After being in an at-fault accident, finding cheap car insurance rates might seem challenging, but by comparing quotes, you can find a policy that aligns with your budget. 

CompanyAverage annual rates
State Farm$1,059
Geico$1,299
Travelers$1,305
USAA$1,523
Progressive$2,015
Allstate$2,269
Farmers$4,003
Data updated in 2024
Read our full methodology

State Farm is the carrier that offers cheap auto insurance rates in Lewiston for drivers after a DUI. Its average annual rate for full coverage is $973

Drivers convicted of a DUI offense face substantial increases in their car insurance rates. To get affordable premiums, you should compare quotes from different insurance carriers.

CompanyAverage annual rates
State Farm$973
Progressive$1,549
Travelers$1,588
USAA$1,880
Allstate$2,484
Geico$2,676
Farmers$3,438
Data updated in 2024
Read our full methodology

Average car insurance cost in Lewiston 

On average, Lewiston drivers pay $1,185 annually, or $99 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Lewiston is $384.

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,185$384
Data updated in 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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