Cheapest car insurance companies in Lewiston 

Auto-Owners and Travelers have the cheapest car insurance premiums for Lewiston drivers in 2023, based on a data study by Insurance.com. 

In Lewiston, Auto-Owners provides the cheapest auto insurance rates to drivers at an average annual premium of $688 annually

Car insurance prices in Lewiston can differ based on where you live, your driving history, coverage limit, and your insurance provider. To find the best deal on auto insurance, it's wise to compare quotes from various companies. Below are the companies that offer cheap car insurance to Lewiston drivers.

CompaniesAverage annual rates
Auto-Owners$688
Travelers$818
USAA$887
Geico$1,107
Progressive$1,108
Allstate$1,175
State Farm$1,291
Frankenmuth Insurance$1,470
Farmers$1,640
MMG Insurance$1,668

Cheapest car insurance cost in Lewiston by Age Group 

Auto-Owners offers the cheapest full coverage car insurance for teenage drivers in Lewiston, with an average annual cost of $1,748 per year. Insurance companies deem teenagers as "high-risk" drivers due to their inexperience and statistically higher accident rates. This elevated risk profile translates to significantly higher car insurance costs for young drivers compared to their older counterparts. 

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on their parent's car insurance policy for as long as possible. 

For young drivers in Lewiston, Auto-Owners has the cheapest auto insurance rates, with an average annual cost of $1,117 annually

An analysis of car insurance rates for Lewiston drivers reveal a significant decrease in premiums for individuals in their 30s compared to those in their 20s. Auto-Owners offers the cheapest full-coverage car insurance rates at $717 per year.

If you are a senior driver in Lewiston and looking for a cheap car insurance company, then consider buying insurance from Auto-Owners. It is the cheapest auto insurance company for senior drivers, with an average premium of $663 per year

CompanyTeensYoung AdultsAdultsSeniors
Auto-Owners$1,748$1,117$717$663
Travelers$2,597$1,354$823$711
USAA$3,086$1,367$921$887
Allstate$3,206$1,902$1,166$1,094
Geico$3,464$1,817$1,107$1,048
State Farm$4,016$2,245$1,316$1,248
Frankenmuth Insurance$4,540$3,090$1,554$1,387
MMG Insurance$5,038$3,170$1,725$1,611
Progressive$5,958$2,119$1,167$1,098
Farmers$8,508$3,772$1,633$1,643

Cheapest car insurance companies in Lewiston by driver profile 

Car insurance rates in Lewiston vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations

When it comes to finding the cheapest car insurance rates in Lewiston, make sure you compare insurance quotes from various insurers. By comparing rates from multiple providers, you can get the coverage you need while saving money.

Below are some of the cheapest car insurance companies in Lewiston by driver profile.

Drivers in Lewiston with poor credit can get the cheapest car insurance from Geico at an average cost of $1,012 a year, according to a data study by Insurance.com.

Here are car insurance carriers that offer affordable rates for drivers with poor credit scores in Lewiston.

CompanyAverage annual rates
Geico$1,012
Travelers$1,330
USAA$1,354
Progressive$1,889
Allstate$2,278
State Farm$2,720
Farmers$3,234

Geico offers the cheapest auto insurance rates for drivers with a speeding ticket in Lewiston. It offers full coverage car insurance for drivers aged 30 at about $956 per year

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
Geico$956
State Farm$973
USAA$1,016
Travelers$1,268
Progressive$1,481
Allstate$1,699
Farmers$3,454

State Farm is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault accident in Lewiston is $1,059. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket. 

CompanyAverage annual rates
State Farm$1,059
Geico$1,299
Travelers$1,305
USAA$1,523
Progressive$2,015
Allstate$2,269
Farmers$4,003

State Farm is the cheapest option for Lewiston drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $973, on average.

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
State Farm$973
Progressive$1,549
Travelers$1,588
USAA$1,880
Allstate$2,484
Geico$2,676
Farmers$3,438

Average car insurance cost in Lewiston 

On average, Lewiston drivers pay $1,185 annually, or $99 monthly, for full coverage car insurance policies with a coverage level of 100/300/100. Conversely, the average annual cost of state minimum coverage in Lewiston is $384.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies. 

Average annual RatesState minimum average
$1,185$384

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.

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