Go To Top
Why you can trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

The cost of car insurance in New Hampshire can vary greatly, depending on your driving history, coverage options you choose and the type of car you drive among other factors. The average cost of auto insurance in New Hampshire is $965 annually for the profile of a 30-year-old driver.

When comparing quotes from different companies make sure you take the time to do your research so that you know which company provides excellent service at a fair price.

Cheapest car insurance companies in New Hampshire

United Svcs Automobile is the cheapest car insurance company in New Hampshire that offers full coverage policy at about $651 per year or $54 monthly. We have gathered insurance quotes from major insurance companies and compiled a list of the cheapest auto insurers in New Hampshire.

Following is the list of the cheap auto insurance companies and their average annual and monthly premium.

CompanyAverage annual premiumAverage monthly premium
United Svcs Automobile Assn$651$54
GEICO Advantage$682$57
Concord General Mutual$702$58
Progressive Universal$822$69
State Farm Mutl Automobile Ins$844$70
Nationwide Mutual$887$74
Metropolitan Group P&C$1,436$120
Allstate F&C$1,509$126

Cheapest car insurance for teens in New Hampshire

Geico Gen is the cheapest car insurance provider for teen drivers in New Hampshire. It offers insurance at about $1,775 a year. The average price of car insurance for a teenage driver can be more expensive than that for an older or mature driver. This is because they are more likely to be involved in accidents and make claims on their policies, therefore leading to higher insurance premiums.

CompanyAverage annual premium
Geico Gen$1,775
Concord Gen Mut$1,790
State Farm Mut Auto$3,030
Allstate Fire & Cas$4,211
Nationwide Mut$4,365
Progressive Universal$4,858

Cheapest car insurance for young drivers in New Hampshire

The cheapest car insurance company for young drivers in New Hampshire is Geico at about $1,049 a year, on average. As young adults gain more experience behind the wheel, their auto insurance rates become considerably lower.

CompanyAverage annual premium
Geico Gen$1,049
Concord Gen Mut$1,209
Progressive Universal$1,438
State Farm Mut Auto$1,512
Nationwide Mut$2,118
Allstate Fire & Cas$2,909

Cheapest car insurance for adults in New Hampshire

According to Insurance.com's rate analysis, Geico offers the cheapest car insurance for adults in New Hampshire. Its average rate is $705 annually.

Below are the companies that offer cheap insurance rates for adult drivers in New Hampshire.

CompanyAverage annual premium
Geico Gen$705
Concord Gen Mut$732
Progressive Universal$795
State Farm Mut Auto$899
Nationwide Mut$1,114
Allstate Fire & Cas$1,899

Cheapest car insurance for seniors in New Hampshire

Concord offers the cheapest car insurance for seniors in New Hampshire. The average annual premium offered is $642. Senior drivers experience higher insurance rates, but shopping around can help them save hundreds of dollars every year.

Below is the list of companies that offer the cheapest car insurance for seniors in New Hampshire:

CompanyAverage annual premium
Concord Gen Mut$642
Geico Gen$673
Progressive Universal$734
State Farm Mut Auto$854
Nationwide Mut$1,094
Allstate Fire & Cas$2,208

Cheapest car insurance rates in New Hampshire by driving record

The insurance rates differ based on your driving record. Having a clean driving record may help you save money on your auto insurance premium. But drivers with a history of speeding tickets, reckless driving or at-fault accident may experience higher insurance rates. This is because they pose greater risk than a driver with a clean driving history in the eyes of an insurer.

Cheapest auto insurance for drivers with poor credit: Geico

Geico has the cheapest auto insurance for drivers with poor credit at about $1,170 annually. If you have poor credit, getting cheap car insurance can be challenging. But the only way to find affordable auto insurance is by shopping around and comparing quotes from multiple insurers.

CompanyAverage annual premium
Concord General Mutual$1,290
State Farm$2,051

Cheapest auto insurance for drivers with a speeding ticket: State Farm

If you have a speeding ticket on your record, State Farm offers the cheapest car insurance at about $865 a year. Since all insurance companies calculate rates differently, it is important to get multiple quotes from different companies to get the best deal for yourself.

CompanyAverage annual premium
State Farm$865
Concord General Mutual$1,026

Cheapest auto insurance after an at-fault accident : State Farm

State Farm offers the cheapest car insurance after an at-fault accident. Its average cost for New Hampshire drivers is $1,084 annually. If you are a safe driver with no history of traffic violations, then it is likely that your insurance rates will be lower than those who have an at-fault accident on their record.

CompanyAverage annual premium
State Farm$1,084
Concord General Mutual$1,292

Cheapest auto insurance after a DUI : Progressive

If there exists DUI on your driving record, Progressive offers the cheapest auto insurance in New Hampshire at $1,053 per year. To find the best deal, it is required to shop around and compare insurance quotes.

The table below lists the cheapest car insurance companies after DUI in New Hampshire, along with their average annual premium.

CompanyAverage annual premium
State Farm$1,474
Concord General Mutual$1,562

Average cost of car insurance in New Hampshire

The average car insurance rate for full coverage in New Hampshire is $965 per year. This rate is for the coverage level of $100,000 for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

The state minimum average rate in New Hampshire is $341 annually.