Cheapest car insurance companies in Nashua 

Auto-Owners and The Hanover have the cheapest car insurance premiums for Nashua drivers in 2023, based on a data study by Insurance.com. 

Auto-Owners has the cheapest car insurance rates in Nashua at an average cost of $838 per year.

In Nashua, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates. 

CompaniesAverage annual rates
Auto-Owners$838
USAA$883
The Hanover$1,057
MMG Insurance$1,130
Geico$1,196
Progressive$1,287
State Farm$1,315
Nationwide$1,319
Farmers$1,835
Allstate$2,311
Data updated in 2024
Read our full methodology

Cheapest car insurance cost in Nashua by Age Group 

The cheapest auto insurance company in Nashua for teen drivers is The Hanover. For full coverage, its average annual rate for Nashua drivers is $1,947. Insurance companies put teenagers in the category of high-risk drivers, and as a result, they are charged higher rates for insurance. 

However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.

For young drivers in Nashua, The Hanover has the cheapest auto insurance rates, with an average annual cost of $1,341 annually

Drivers in Nashua stepping into their 30s can expect a substantial drop in car insurance costs compared to their younger counterparts. Auto-Owners has the cheapest car insurance rates for a full coverage policy for adult drivers, averaging $875 a year

Auto-Owners is the cheapest option for senior drivers in Nashua, with an average premium of $894 a year, significantly lower than most competitors, based on Insurance.com's in-depth data analysis. 

CompanyTeensYoung AdultsAdultsSeniors
The Hanover$1,947$1,341$1,019$975
Auto-Owners$2,014$1,367$875$894
MMG Insurance$2,643$1,885$1,194$1,304
USAA$3,979$1,518$907$969
Geico$4,100$2,016$1,252$1,293
State Farm$4,628$2,294$1,329$1,293
Nationwide$5,269$2,442$1,317$1,317
Allstate$5,764$3,452$2,419$2,630
Progressive$6,430$2,372$1,306$1,396
Farmers$7,213$3,572$1,826$1,812
Data updated in 2024
Read our full methodology

Cheapest car insurance companies in Nashua by driver profile 

When determining car insurance rates in Nashua, insurers consider multiple factors, including the driver's profile. Individuals with a clean driving record enjoy substantially lower premiums than drivers with a history of accidents or traffic citations.

To find the cheapest car insurance company in Nashua, it's important to compare auto insurance rates from multiple providers. This way, you can find the best deal that meets your needs and budget. 

Based on data analysis by Insurance.com's experts, these are the cheapest car insurance companies for Nashua drivers based on driver profile.

Drivers in Nashua with poor credit can get the cheapest car insurance from Geico at an average cost of $1,156 a year, according to a data study by Insurance.com.

The table below shows the list of car insurance companies that offer affordable car insurance for drivers with poor or bad credit scores. 

CompanyAverage annual rates
Geico$1,156
Nationwide$1,431
USAA$1,435
Progressive$1,546
State Farm$2,216
Allstate$2,394
Data updated in 2024
Read our full methodology

USAA has the cheapest car insurance premiums for drivers with speeding ticket violations on their records in Nashua. Its full coverage car insurance policy costs an average of $922 per year for drivers aged 30. 

Find the best car insurance company for your needs by comparing quotes from different carriers. Don't assume that the cheapest option for someone else will also be the cheapest for you. Take the time to shop around and get the coverage that best suits your needs. 

CompanyAverage annual premium
USAA$922
State Farm$992
Progressive$1,170
Geico$1,487
Nationwide$1,519
Allstate$2,043
Data updated in 2024
Read our full methodology

Finding affordable car insurance rates after an at-fault accident isn't easy, but if you compare quotes, you might find a policy that fits your budget.

In a recent data analysis, Insurance.com found that State Farm offers the cheapest car insurance rates for Nashua drivers with at-fault accidents. It provides coverage at an average annual cost of $1,167.

CompanyAverage annual rates
State Farm$1,167
USAA$1,243
Progressive$1,571
Nationwide$1,597
Geico$1,738
Allstate$2,743
Data updated in 2024
Read our full methodology

USAA is the cheapest option for Nashua drivers seeking affordable auto insurance rates after a DUI conviction, at an annual rate of $1,336, on average.

A DUI conviction can significantly affect your auto insurance rates. However, to keep your coverage rates low, it is important to compare quotes from various insurers before renewing or purchasing a new policy. Doing so ensures you get the most competitive rate for your situation.

CompanyAverage annual rates
USAA$1,336
Progressive$1,355
State Farm$1,934
Geico$2,060
Nationwide$2,518
Allstate$2,556
Data updated in 2024
Read our full methodology

Average car insurance cost in Nashua 

The average car insurance rate in Nashua for full coverage is $1,317 per year or $110 a month. These rates are for coverage levels of 100/300/100. Whereas the average rate for state minimum coverage in Nashua is $459 per year. 

Choosing full coverage insurance may mean a higher policy cost compared to the state minimum, but it offers better protection. It provides liability coverage as well as

Average annual RatesState minimum average
$1,317$459
Data updated in 2024
Read our full methodology

Methodology

Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:

  • 40-year-old male driver
  • Honda Accord LX
  • 12-mile daily commute, 10,000 annual miles
  • Good credit
  • Clean record

While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.

Rates are based on coverage limits of:

  • $100,000 bodily injury per person
  • $300,000 bodily injury per accident
  • $100,000 property damage per accident
  • $500 comprehensive and collision deductible

Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.