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If you're looking for the best and cheapest car insurance in Concord, then you're in luck. Our team of experts at Insurance.com has analyzed major auto insurance carriers across Concord and prepared this guide for you.

The average auto insurance cost in Concord for full coverage is $918 for the profile of a 30-year-old driver. However, your rates will vary depending on your driving record, age, and the amount of coverage you purchase.

The following guide will help you find the best car insurance companies in Concord. It also includes information on carriers with high customer satisfaction rates, as well as their respective insurance premium for your specific needs and situation.

Cheapest car insurance Companies in Concord

According to a study by Insurance.com, the cheapest car insurance companies in Concord for 2022 are United Svcs Automobile Assn and Geico.

United Svcs Automobile Assn is the cheapest option for most Concord drivers, with an average annual rate of $618.

Car insurance cost may vary in Concord based on your location, driving record, coverage level and the insurance company you choose. To get the best deal make sure you compare rates from multiple carriers.

The following companies are known to offer the cheapest auto insurance rates in Concord

CompaniesAverage Annual Rates
United Svcs Automobile Assn$618
GEICO Advantage$679
Concord General Mutual$691
Progressive Universal$782
Nationwide Mutual$819
State Farm Mutl Automobile Ins$847
Commerce$1,117
Metropolitan Group P&C$1,236
Allstate F&C$1,474

Cheapest car insurance cost in Concord by Age Group

The cheapest auto insurance company in Concord for teen drivers is Geico Gen Ins Co. For full coverage, its average annual rate for Concord drivers is $1,793. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance.

However, teen drivers can keep their insurance rates low by taking advantage of the good student discount or by staying on your parents' car insurance policy for as long as possible.

Geico Gen Ins Co is the cheapest car insurance company for young adults. It offers full coverage auto insurance for young drivers in Concord at about $1,055 per year.

You'll find that car insurance rates are much lower by the time drivers reach their 30s than they are for drivers in their 20s. The cheapest auto insurance company for adult drivers in Concord is the Progressive Universal Ins Co. Its average rate for a full coverage car insurance policy is $695 per year.

If you are a senior driver in Concord and looking for a cheap car insurance company, then consider buying insurance from the Concord Gen Mut Ins Co. It is the cheapest auto insurance company for senior drivers with an average premium of $642 per year.

CompaniesAdultsSeniorsTeensYoung Adults
Progressive Universal$695$646$4,211$1,247
Geico Gen$709$678$1,793$1,055
Concord Gen Mut$737$642$1,859$1,240
State Farm Mut Auto$914$871$3,098$1,543
Nationwide Mut$1,075$1,059$4,190$2,037
Allstate Fire & Cas$1,761$2,058$3,891$2,675

Cheapest car insurance companies in Concord by driver profile

Car insurance rates in Concord vary by driver profile. Drivers with a history of accidents or tickets on their record will likely pay more for car insurance than those without any driving violations.

To find the cheapest car insurance company in Concord, it's important to compare rates from multiple providers. This way, you can find the best deal that meets your needs and budget

Here are some of the cheapest car insurance companies in Concord based on driver profile.

  • Cheapest for a driver with Poor Credit: Concord General Mutual
  • Cheapest for a driver with a speeding ticket: United
  • Cheapest for accident: United
  • Cheapest for DUI: Progressive

Cheapest for a driver with Poor Credit: Concord General Mutual

The cheapest car insurance company for a driver with poor credit is Concord General Mutual . It offers auto insurance for Concord drivers at about $1,375 per year.

Below is a list of carriers that offer car insurance at an affordable rate for drivers with poor or less-than-perfect credit score.

CompaniesAverage Annual Rates
Concord General Mutual$1,375
Geico$1,523
United$1,595
Nationwide$1,730
Progressive$2,057
Commerce$2,549
State Farm$2,599
Allstate$2,686
Metropolitan$3,676

Cheapest for drivers with a speeding ticket: United

United offers the cheapest auto insurance rates for drivers with a speeding ticket in Concord. It offers full coverage car insurance for drivers age 30 at about $1,051 per year.

Remember that the cheapest car insurance company for you may not be the cheapest company for someone else. To find the best deal, it's important to compare rates from multiple providers. This way, you can find the insurance company that offers the best rates and coverage for your specific needs.

CompaniesAverage Annual Rates
United$1,051
Concord General Mutual$1,080
State Farm$1,095
Progressive$1,443
Nationwide$1,664
Geico$1,971
Allstate$2,256
Metropolitan$2,517
Commerce$2,524

Cheapest auto insurance after an at-fault accident: United

United is the cheapest auto insurance provider for drivers with a history of accidents. Its average annual rate for a driver with an at-fault bodily injury accident in Concord is $1,310. If you've had an accident in the past, it's important to find a provider that offers rates that are affordable and won't hurt your pocket.

CompaniesAverage Annual Rates
United$1,310
State Farm$1,350
Concord General Mutual$1,368
Nationwide$1,694
Progressive$1,699
Geico$1,942
Commerce$2,381
Allstate$2,868
Metropolitan$3,222

Cheapest auto insurance after a DUI: Progressive

Progressive is the carrier that offers cheap auto insurance rates in Concord for drivers after a DUI. Its average annual rate for full coverage is $1,306.

If you are convicted of a DUI, your auto insurance rates are likely to go up. But one way to find an affordable insurance policy is to shop around and compare quotes from multiple insurers.

CompaniesAverage Annual Rates
Progressive$1,306
United$1,507
Concord General Mutual$1,647
State Farm$1,740
Nationwide$2,096
Geico$2,323
Allstate$2,483
Metropolitan$2,673
Commerce$2,921

Average car insurance cost in Concord

The average car insurance rate in Concord for full coverage is $918 per year or $077 a month. These rates are for coverage level of 100/300/100. Whereas the average rate for state minimum coverage in Concord is $333 per year.

You pay more for full coverage insurance than the state minimum, but it covers damage to your car besides providing coverage for other driver's vehicle. To lower your premium, consider comparing quotes from different companies.

Average Annual RatesState Minimum Average
$918$333