Cheapest car insurance companies in Claremont
According to a study by Insurance.com, the cheapest car insurance companies in Claremont for 2023 are Auto-Owners and MMG Insurance.
In Claremont, Auto-Owners provides the cheapest auto insurance rates to drivers at an average annual premium of $764 annually.
In Claremont, what you pay for car insurance depends on factors such as your location, driving history, coverage level, and the insurance carrier. Take time to compare price quotes from at least three insurers to get the best coverage at an affordable rate. The table below shows the car insurance companies with cheap insurance rates.
| Companies | Average annual rates |
|---|---|
| Auto-Owners | $764 |
| USAA | $855 |
| MMG Insurance | $979 |
| The Hanover | $1,009 |
| State Farm | $1,089 |
| Geico | $1,092 |
| Nationwide | $1,121 |
| Progressive | $1,325 |
| Farmers | $1,822 |
| Allstate | $2,067 |
Cheapest car insurance cost in Claremont by Age Group
Auto-Owners stands out as Claremont's cheapest auto insurance company for teen drivers at an average annual of $1,760. Insurance providers classify teenagers as high-risk drivers, and that's why they typically face increased insurance costs compared to other age groups.
However, teen drivers who maintain good grades or stay on their parent's policy can qualify for significant insurance discounts.
For young drivers in Claremont, Auto-Owners has the cheapest auto insurance rates, with an average annual cost of $1,213 annually.
As Claremont drivers transition into their 30s, they can enjoy significantly lower auto insurance costs compared to their 20s. Auto-Owners stands out as the cheapest car insurance option for adult drivers, with an annual premium of $796.
With an average annual premium of $811, Auto-Owners offers Claremont's senior drivers the cheapest car insurance premiums, ensuring financial security and peace of mind behind the wheel.
| Company | Teens | Young Adults | Adults | Seniors |
|---|---|---|---|---|
| Auto-Owners | $1,760 | $1,213 | $796 | $811 |
| The Hanover | $1,847 | $1,277 | $971 | $925 |
| MMG Insurance | $2,193 | $1,587 | $1,030 | $1,115 |
| Geico | $3,638 | $1,817 | $1,140 | $1,154 |
| State Farm | $3,737 | $1,879 | $1,099 | $1,058 |
| USAA | $3,927 | $1,474 | $878 | $940 |
| Nationwide | $4,236 | $2,012 | $1,119 | $1,108 |
| Allstate | $4,736 | $3,017 | $2,159 | $2,282 |
| Progressive | $6,365 | $2,386 | $1,341 | $1,407 |
| Farmers | $7,007 | $3,507 | $1,812 | $1,777 |
Cheapest car insurance companies in Claremont by driver profile
Driver profile is one of the many factors that insurers take into account to determine car insurance premiums in Claremont. Drivers with a history of accidents or traffic citations on their record can expect significantly higher costs than those with a clean driving record.
Finding the cheapest car insurance in Claremont requires comparing quotes from multiple companies. This way, you can get the best coverage for your budget. Don't settle for the first offer; explore options for the most affordable fit.
Below are some of the cheapest car insurance companies in Claremont by driver profile.
- Cheapest for a driver with poor credit: Geico
- Cheapest for a driver with a speeding ticket: State Farm
- Cheapest for accident: State Farm
- Cheapest for DUI: USAA
Cheapest for a driver with poor credit: Geico
Geico is the cheapest car insurance option for drivers with poor credit. Its average annual auto insurance cost for Claremont drivers is $1,082.
Drivers with poor or bad credit scores in Claremont can consider the following car insurance companies to get the affordable car insurance coverage.
| Company | Average annual rates |
|---|---|
| Geico | $1,082 |
| Nationwide | $1,230 |
| USAA | $1,391 |
| Progressive | $1,545 |
| State Farm | $1,821 |
| Allstate | $2,222 |
Cheapest for drivers with a speeding ticket: State Farm
State Farm offers the cheapest auto insurance rates for drivers with a speeding ticket in Claremont. It offers full coverage car insurance for drivers aged 30 at about $820 per year.
Some companies are known for providing the cheapest car insurance rates, but finding the most affordable policy depends highly on individual factors.
Comparing quotes from various car insurance companies can prove beneficial for getting the best deal. With this, you can get the coverage you need at an affordable price.
| Company | Average annual premium |
|---|---|
| State Farm | $820 |
| USAA | $894 |
| Progressive | $1,158 |
| Nationwide | $1,285 |
| Geico | $1,367 |
| Allstate | $1,869 |
Cheapest auto insurance after an at-fault accident: State Farm
If you've had an accident, State Farm might be your best bet for affordable auto insurance.
For Claremont drivers with an at-fault accident, State Farm offers the cheapest average annual rate at $982. It's a great option if you're looking for affordable coverage that won't break the bank.
After an accident, your insurance rates are likely to go up. Finding a provider with competitive rates can help you minimize the financial impact.
| Company | Average annual rates |
|---|---|
| State Farm | $982 |
| USAA | $1,207 |
| Nationwide | $1,349 |
| Progressive | $1,538 |
| Geico | $1,599 |
| Allstate | $2,462 |
Cheapest auto insurance after a DUI: USAA
In Claremont, USAA has the cheapest car insurance rates for individuals with DUI on their record. The company provides a full coverage policy at an average cost of $1,290 a year.
If you are convicted of a DUI, your auto insurance rates are likely to go up. To obtain the best possible offer, it is essential to compare car insurance quotes from multiple carriers.
| Company | Average annual rates |
|---|---|
| USAA | $1,290 |
| Progressive | $1,341 |
| State Farm | $1,743 |
| Geico | $1,871 |
| Nationwide | $2,109 |
| Allstate | $2,299 |
Average car insurance cost in Claremont
In Claremont, the annual cost of car insurance for the coverage level of 100/300/100 is $1,212 or around $101 per month. However, the average yearly rate for state minimum coverage in Claremont is $372.
While full coverage car insurance is more expensive than the state minimum, it provides valuable protection for your own vehicle in addition to coverage for other drivers in the event of an accident. To save money, consider comparing quotes from multiple insurance companies.
| Average annual Rates | State minimum average |
|---|---|
| $1,212 | $372 |
Methodology
Insurance.com commissioned 2023 data for the cheapest car insurance rates in cities from Quadrant Data Services for all 50 states and Washington D.C. Rates are based on the following profile:
- 40-year-old male driver
- Honda Accord LX
- 12-mile daily commute, 10,000 annual miles
- Good credit
- Clean record
While the rates for drivers with poor credit, speeding tickets, DUI and at-fault accidents were sourced from the Auto Problems Report 2023.
Rates are based on coverage limits of:
- $100,000 bodily injury per person
- $300,000 bodily injury per accident
- $100,000 property damage per accident
- $500 comprehensive and collision deductible
Insurance.com analyzed rates from over 34,000 ZIP codes, 56 million quotes, and 136 companies. Based on the analysis, we have created lists of the cheapest companies for different driver profiles. USAA also made it to the list, but it offers services only to current and former military members and their families. Rates sourced from Quadrant Data Services for comparison purposes only; your rates may differ.
