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Geico offers the cheapest car insurance rates in Nevada for full coverage, at $834 annually, or $70 per month. Whereas USAA is rated as the best car insurance company in Nevada, based on Insurance.com's analysis.

There are a lot of different car insurance companies in Nevada, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?

To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.

Key takeaways

  • USAA offers the best car insurance rates in Nevada among the companies analyzed by Insurance.com.
  • In Nevada, Geico provides the cheapest car insurance at $834 per year.
  • Car insurance rates differ with various driving profiles. Geico offers the cheapest car insurance prices for drivers with poor credit.
  • State Farm has the cheapest car insurance rates for any driver with a DUI in Nevada. The insurance premium is $3,885 per year.

Best car insurance companies in Nevada

USAA is the best car insurance company in Nevada with a 4 auto star rating, highest among the companies surveyed.

Experts at Insurance.com have analyzed the companies and compiled data from across Nevada to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Nevada.

CompanyAuto star ratings
Travelers4.6
The General3.7
Farmers3.6
American Family3.6
USAA3.4

Cheapest car insurance companies in Nevada

Geico is the cheapest car insurance company in Nevada that offers full coverage car insurance at an average rate of $834 annually or $70 a month.

CompanyAverage annual premiumAverage monthly premium
Geico$834$70
Auto-Owners$1,296$108
USAA$1,422$119
State Farm$1,433$119
Nationwide$1,484$124
Progressive$1,602$133
Travelers$1,838$153
Mercury Insurance$1,912$159
Farmers$2,110$176
American Family$2,370$198
Allstate$2,574$215
Kemper Insurance$2,779$232
CSAA Insurance (AAA)$3,947$329

Cheapest car insurance for teens in Nevada

Geico offers the cheapest car insurance for teens in Nevada at about $2,990 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.

Find below average annual premium of cheapest auto insurance companies in Nevada for teens.

CompanyAverage annual premium
Geico$2,990
Auto-Owners$3,666
State Farm$4,391
USAA$4,685
Nationwide$4,687
American Family$5,639
Travelers$7,082
Kemper Insurance$8,080
Allstate$9,643
CSAA Insurance (AAA)$9,659
Progressive$10,415
Mercury Insurance$10,657
Farmers$11,208

Cheapest car insurance for young drivers in Nevada

Geico is the cheapest car insurance company for young drivers in Nevada. Its average annual premium is $1,177 annually or $98 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.

CompanyAverage annual premium
Geico$1,177
USAA$2,276
State Farm$2,489
Nationwide$2,514
Auto-Owners$2,554
Progressive$2,852
Travelers$3,024
American Family$3,439
Allstate$3,896
Farmers$4,308
Kemper Insurance$4,475
Mercury Insurance$4,883
CSAA Insurance (AAA)$6,206

Cheapest car insurance for adults in Nevada

Geico offers the cheapest car insurance for adults in Nevada for a full coverage policy with an average annual premium of $842 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.

CompanyAverage annual premium
Geico$842
Auto-Owners$1,311
State Farm$1,471
USAA$1,473
Nationwide$1,522
Progressive$1,601
Travelers$1,910
Mercury Insurance$2,098
Farmers$2,099
American Family$2,382
Allstate$2,613
Kemper Insurance$2,737
CSAA Insurance (AAA)$3,970

Cheapest car insurance for seniors in Nevada

Geico is the cheapest car insurance company for seniors in Nevada. Its average annual premium is $858 a year or about $72 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.

CompanyAverage annual premium
Geico$858
Auto-Owners$1,139
State Farm$1,406
Nationwide$1,454
USAA$1,479
Progressive$1,746
Travelers$1,950
Farmers$2,304
American Family$2,330
Mercury Insurance$2,334
Allstate$2,771
Kemper Insurance$3,003
CSAA Insurance (AAA)$3,676

Cheapest car insurance rates in Nevada by driving record

Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.

The best way to find affordable coverage in Nevada is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Nevada.

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Nevada drivers at an average of $3,673 a year.

Compare average annual premium of cheapest car insurance companies in Nevada for drivers with poor credit.

CompanyAverage annual premium
Geico$1,413
Auto-Owners$2,044
Nationwide$2,514
Progressive$3,004
State Farm$3,315
USAA$3,375
Mercury$3,533
Travelers$3,849
American Family$4,272
Kemper$4,334
Farmers$4,488
Allstate$5,158
CSAA$6,450

Cheapest auto insurance for drivers with a speeding ticket: USAA

USAA offers the cheapest car insurance for drivers with a speeding ticket at about $3,055 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.

CompanyAverage annual premium
USAA$1,816
State Farm$1,874
Auto-Owners$1,902
Geico$2,022
Nationwide$2,034
Progressive$2,524
Allstate$3,320
Travelers$3,339
Mercury$3,360
Farmers$3,589
American Family$3,657
Kemper$4,311
CSAA$5,971

Cheapest auto insurance after an at-fault accident: Geico

Geico has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $3,544 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.

CompanyAverage annual premium
Geico$1,878
State Farm$2,013
Auto-Owners$2,100
USAA$2,154
Nationwide$2,627
Progressive$3,138
Travelers$3,222
Farmers$3,947
American Family$4,074
Allstate$4,078
Kemper$4,629
Mercury$4,809
CSAA$7,408

Cheapest auto insurance after a DUI: State Farm

The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $3,885 a year or $324 a month.

If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.

CompanyAverage annual premium
State Farm$1,874
Geico$2,248
Auto-Owners$2,701
Progressive$2,739
USAA$3,118
Nationwide$3,416
Travelers$3,619
Allstate$4,064
Mercury$4,270
Farmers$4,278
Kemper$4,998
CSAA$6,359
American Family$6,816

Average cost of car insurance in Nevada

The average annual cost of car insurance in Nevada for a full coverage policy is $1,969. For full coverage, the recommended coverage limits for Nevada drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

For the state minimum coverage, the average annual cost in Nevada is $655.

State minimum average annual rateFull coverage average annual rate
$530$1,625

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