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GEICO Advantage offers the cheapest car insurance rates in Nevada for full coverage, at $796 annually, or $66 per month. Whereas Travelers is rated as the best car insurance company in Nevada, based on Insurance.com's analysis.

There are a lot of different car insurance companies in Nevada, and it can be tough to choose the one that suits your needs. Plus, car insurance rates can vary a lot from company to company. So how do you know which company is the best and cheapest for you?

To get the best rates, always compare quotes from multiple insurers. Factors such as your age, driving history, vehicle, and location significantly affect how much you pay for auto insurance.

Best car insurance companies in Nevada

Travelers is the best car insurance company in Nevada with a 4.6 auto star rating, highest among the companies surveyed.

Experts at Insurance.com have analyzed the companies and compiled data from across Nevada to help you make an informed decision. The table below shows the auto star rating for the insurers we have rated as the best car insurance companies in Nevada.

CompanyAuto star ratings
Travelers4.6
The General3.7
Farmers3.6
American Family3.6
USAA3.4

Cheapest car insurance companies in Nevada

GEICO Advantage is the cheapest car insurance company in Nevada that offers full coverage car insurance at an average rate of $796 annually or $66 a month.

CompanyAverage annual premiumAverage monthly premium
GEICO Advantage$796$66
United Svcs Automobile Assn$1,087$91
Nevada Capital$1,126$94
State Farm Mutl Automobile Ins$1,181$98
Depositors$1,231$103
Progressive Direct$1,363$114
Standard Fire$1,378$115
Mercury Casualty Co$1,400$117
American Family$1,871$156
Allstate F&C$1,953$163
Farmers Ins Exchange$2,039$170
Financial Ind Co$2,056$171
Metropolitan P&C$2,143$179
CSAA General$3,121$260

Cheapest car insurance for teens in Nevada

Geico offers the cheapest car insurance for teens in Nevada at about $3,753 a year. Teenagers pay higher rates for car insurance than experienced drivers. The cost of car insurance for an 18-year-old driver is much more than it is for drivers age 30.

Find below average annual premium of cheapest auto insurance companies in Nevada for teens.

CompanyAverage annual premium
Geico Cas Co$3,753
State Farm Mut Auto$4,358
Allstate Fire & Cas$10,063
Farmers Ins Exch$11,843
Victoria Fire & Cas Co$11,982
Progressive Northern$12,489

Cheapest car insurance for young drivers in Nevada

Geico is the cheapest car insurance company for young drivers in Nevada. Its average annual premium is $1,822 annually or $152 a month. On average, insurance rates for most people go down as they get older. People usually see a substantial drop in rates when they turn 25.

CompanyAverage annual premium
Geico Cas Co$1,822
State Farm Mut Auto$2,673
Farmers Ins Exch$3,296
Allstate Fire & Cas$3,980
Progressive Northern$4,545
Victoria Fire & Cas Co$6,025

Cheapest car insurance for adults in Nevada

Geico offers the cheapest car insurance for adults in Nevada for a full coverage policy with an average annual premium of $1,660 annually. The age group 25-55 pay lower rates than teen and young drivers because insurance companies see people of these age groups as experienced. And they are less likely to be involved in accidents and file insurance claims thus leading to less expensive car insurance premiums.

CompanyAverage annual premium
Geico Cas Co$1,660
State Farm Mut Auto$1,696
Farmers Ins Exch$2,264
Progressive Northern$2,677
Allstate Fire & Cas$2,844
Victoria Fire & Cas Co$3,391

Cheapest car insurance for seniors in Nevada

State Farm is the cheapest car insurance company for seniors in Nevada. Its average annual premium is $1,626 a year or about $136 a month. It's common for drivers to see their rates go up as they enter the senior years of their lives. However, shopping around can help them save hundreds of dollars annually.

CompanyAverage annual premium
State Farm Mut Auto$1,626
Geico Cas Co$1,878
Farmers Ins Exch$2,152
Progressive Northern$2,372
Allstate Fire & Cas$2,927
Victoria Fire & Cas Co$2,953

Cheapest car insurance rates in Nevada by driving record

Location does matter, but it's not the only thing that impacts your car insurance rates. Your driving record also has an effect on how much you pay for coverage. A clean record doesn't necessarily mean lower premiums, but it may help persuade the insurer to give you a better deal than someone with a speeding ticket or accident record.

The best way to find affordable coverage in Nevada is by comparing the rates of different insurance companies. Even if you have a bad driving history, there are companies that offer cheap rates for drivers in Nevada.

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest auto insurance company for drivers with poor credit. It offers car insurance policies to Nevada drivers at an average of $1,123 a year.

Compare average annual premium of cheapest car insurance companies in Nevada for drivers with poor credit.

CompanyAverage annual premium
Geico$1,123
Nevada Capital$1,420
Depositors$1,902
Progressive$2,086
State Farm$2,323
Financial Ind Co$2,504
Mercury$2,704
Standard Fire$2,754
United$2,898
Farmers Ins$2,912
American Family$3,402
Allstate$3,725
CSAA$5,000
Metropolitan$6,021

Cheapest auto insurance for drivers with a speeding ticket: State Farm

State Farm offers the cheapest car insurance for drivers with a speeding ticket at about $1,295 annually for a full coverage auto insurance policy. When you receive a speeding ticket, your car insurance rates will go up for 3-5 years. Each insurance company uses different ways to calculate rates. Make sure you compare price quotes from different insurance providers to get the best deal.

CompanyAverage annual premium
State Farm$1,295
Nevada Capital$1,337
Depositors$1,545
United$1,622
Progressive$1,717
Geico$1,735
Standard Fire$2,343
Farmers Ins$2,375
Mercury$2,391
Allstate$2,507
Financial Ind Co$2,512
American Family$3,059
Metropolitan$3,495
CSAA$4,685

Cheapest auto insurance after an at-fault accident: State Farm

State Farm has the cheapest auto insurance rate for drivers after an at-fault accident with an average of $1,388 per year. An accident stays on your driving record for 3-5 years, but comparison shopping can help you get cheap car insurance rates.

CompanyAverage annual premium
State Farm$1,388
Geico$1,507
United$1,864
Nevada Capital$1,973
Depositors$1,977
Progressive$2,103
Standard Fire$2,331
Farmers Ins$2,565
Financial Ind Co$2,688
Allstate$3,044
Mercury$3,329
American Family$3,377
Metropolitan$4,389
CSAA$6,143

Cheapest auto insurance after a DUI: State Farm

The cheapest auto insurance company for drivers after a DUI is State Farm. It offers auto insurance at about $1,295 a year or $108 a month.

If you have a DUI conviction, you are considered a high-risk driver to insurers. Your rates will go up, but comparison shopping might help you get cheap auto insurance.

CompanyAverage annual premium
State Farm$1,295
Geico$1,755
Progressive$1,854
Nevada Capital$1,899
Standard Fire$2,456
Depositors$2,523
United$2,705
Farmers Ins$2,759
Financial Ind Co$2,936
Mercury$2,945
Allstate$3,058
CSAA$4,985
American Family$5,839
Metropolitan$6,586

Average cost of car insurance in Nevada

The average annual cost of car insurance in Nevada for a full coverage policy is $1,625. For full coverage, the recommended coverage limits for Nevada drivers is 100/300/100, where $100,000 is for bodily injury coverage per person, $30,000 for bodily injury per accident and property damage coverage of $100,000.

For the state minimum coverage, the average annual cost in Nevada is $530.

State minimum average annual rateFull coverage average annual rate
$530$1,625

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