Best condo insurance companies in Nevada

In Nevada, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Nevada. Below are the best condo insurance companies in Nevada based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
USAA884A++
4.2
Country Financial830A+
4.0
Allstate815A+
3.6
State Farm829A++
3.5
Nationwide816A+
3.5
American Family842A
3.1
Farmers792A
2.5

Average cost of condo insurance in Nevada

The average cost of condo insurance in Nevada is $610 a year or $51 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$610$51

Condo insurance calculator

Average condo insurance rates in Nevada
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Nevada

Most expensive

ZIP CodeCityHighest Rate
89104Las Vegas$683
89101Las Vegas$680
89109Las Vegas$678
89121Las Vegas$670

Least expensive

ZIP CodeCityLowest Rate
89436Spanish Springs$522
89503Reno$523
89506Golden Valley$525
89512Reno$525
Data refreshed as of Apr 2024
Read our full methodology

Condo insurance rates by company in Nevada

Rates for condo insurance by company in Nevada vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Nevada. The cheapest company for condo insurance in Nevada is Country Financial. Allstate, and Nationwide, are the second and third cheapest options.

CompanyAverage Annual Rate
Country Financial$415
Allstate$485
Nationwide$512
Farmers$682
American Family$688
State Farm$695
USAA$727
CSAA Insurance (AAA)$870

Compare condo insurance rates by city in Nevada

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Nevada.

CityAnnual insurance premium
Boulder City
$613
Elko
$581
Fernley
$575
Henderson
$645
Incline Village
$660
Las Vegas
$659
Mesquite
$610
North Las Vegas
$644
Pahrump
$618
Reno
$556
Silver Springs
$574
Sparks
$562
West Wendover
$566
Yerington
$588

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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