Call our licensed agents toll free 844.855.0163
Go To Top
Why you can trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

Condo insurance is a must-have for condo owners. Even if you have the protection offered by your association, it may not cover the things inside of your condo like furniture and personal belongings. Therefore, purchasing condo insurance is a necessity.

Finding the best condo insurance in Utah is no easy task. There are many factors to consider when looking for condo insurance and it can be difficult to know which company will provide you with the best coverage at a fair rate.

In this guide we'll provide a list of the best companies in Utah, how much condo insurance costs and condo insurance rates by companies.

KEY TAKEAWAYS
  • Condo owners in Utah pay an average of $709 per year or $59 per month in condo(HO6) insurance.
  • Allstate is the cheapest condo insurance company in Utah at only $194 per year.

Best condo insurance companies in Utah

In Utah, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Utah. Below are the best condo insurance companies in Utah based on Insurance.com's analysis.

  • USAA
  • State Farm
  • American Family
  • Auto-Owners
  • Allstate

Compare best condo insurance companies in Utah

USAA is our top pick for the best condo insurance company in Utah, based on Insurance.com's rate analysis. It has earned 882 scores out of 1000 from J.D. Power and AM Best awarded it A++ rating. But only military officials, veterans and their families are eligible to purchase condominium insurance from USAA.

State Farm and American Family are other top performers on our list. All these providers have a strong reputation and offer competitive rates. Compare the carriers using their J.D. Power score and AM Best rating mentioned in the table below.

CompanyJ.D. Power scoreAM Best rating
USAA882A++
State Farm835A++
American Family831A
Auto-Owners831A++
Allstate829A+
Nationwide812A+
Travelers800A++

Average cost of condo insurance in Utah

Utah residents pay an average of $709 annually or $59 per month for condo insurance. The recommended coverage level for condo insurance is $40,000 for personal property, $100,000 for liability protection with $1000 deductible.

Your particular condominium insurance cost will depend on the coverage level, the value of your condo, your location and the deductible amount you choose among other factors.

Average annual premiumAverage monthly premium
$709$59

CONDO INSURANCE CALCULATOR

Average condo insurance rates in UTAH

$60,000
$1,000
$100,000
84104 - Salt Lake City
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $639

HIGHEST RATE: $1,510 LOWEST RATE: $205

Most & least expensive zip codes for condo insurance in Utah

Most Expensive

Zip CodeCityHighest Rate
84098Park City$749
84092Sandy$733
84060Park City$715
84526Helper$713

Least Expensive

Zip CodeCityLowest Rate
84716Boulder$570
84735Hatch$583
84338Trenton$583
84322Logan$585

Condo insurance rates by companies in Utah

Allstate offers the cheapest condo insurance rate in Utah at an average of $194 annually, among the carriers surveyed. Condo insurance rates vary between companies for the same policy. So, if you don't shop around, you will not know which insurer offers the most affordable rates.

Below you will find the average annual premium of major condo insurance companies in Utah.

CompanyAverage annual premium
Allstate$194
State Farm$279
American Family$337
Travelers$368
Nationwide$372
Fire Ins Exch$404
USAA$586
Garrison$588
Auto Owners$3,637

You may also like to explore