Best condo insurance companies in Oregon

In Oregon, you have a lot of options when it comes to finding the best condo insurance company. Our insurance experts have analyzed premiums, coverage offerings, J.D Power scores and the customer satisfaction ratings of major insurers in Oregon. Below are the best condo insurance companies in Oregon based on that analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
4.3
USAA884A++
3.8
Allstate815A+
3.8
American Family842A
3.5
Country Financial830A+
3.2
Nationwide816A+
2.8
Farmers792A
2.8
Data updated in 2024
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Average cost of condo insurance in Oregon

The average cost of condo insurance in Oregon is $575 a year or $48 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount, among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$575$48
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Oregon
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Oregon

Most expensive

ZIP CodeCityHighest Rate
97503White City$1,412
97058Chenoweth$778
97205Portland$738
97493Westlake$736

Least expensive

ZIP CodeCityLowest Rate
97850La Grande$537
97883Union$543
97824Cove$543
97841Imbler$543
Data updated in 2024
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Condo insurance rates by company in Oregon

Rates for condo insurance in Oregon vary by company. It’s important to shop around and compare quotes to find the best price. 

In the table below, you’ll see condo insurance rates for major companies in Oregon. The cheapest company for condo insurance in Oregon is State Farm. Allstate and Farmers are the second and third cheapest options.

CompanyAverage Annual Rate
State Farm$320
Allstate$328
Farmers$445
American Family$448
Country Financial$603
Nationwide$678
USAA$764
Data updated in 2024
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Compare condo insurance rates by city in Oregon

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Oregon.

CityAnnual insurance premium
Beaverton
$544
Bend
$580
Corvallis
$533
Eugene
$569
Gresham
$562
Hillsboro
$531
Medford
$605
Portland
$589
Salem
$564
Springfield
$581
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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