Best condo insurance companies in Pennsylvania

In Pennsylvania, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Pennsylvania. Below are the best condo insurance companies in Pennsylvania based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
4.3
USAA884A++
4.0
Erie Insurance827A+
3.8
Allstate815A+
3.7
Nationwide816A+
3.5
Travelers794A++
2.6
Farmers792A
2.6

Average cost of condo insurance in Pennsylvania

The average cost of condo insurance in Pennsylvania is $612 a year or $51 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount, among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$612$51

Condo insurance calculator

Average condo insurance rates in Pennsylvania
$60,000
$40,000 $60,000 $80,000 $100,000
$1000
$1,000
$100,000
$100,000 $300,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for condo insurance in Pennsylvania

Most expensive

ZIP CodeCityHighest Rate
19122Philadelphia$1,221
19124Philadelphia$1,208
19140Philadelphia$1,206
19121Philadelphia$1,204

Least expensive

ZIP CodeCityLowest Rate
18351Portland$622
16911Arnot$626
18002Lehigh Valley$628
18001Lehigh Valley$631

Condo insurance rates by company in Pennsylvania

Rates for condo insurance by company in Pennsylvania vary. It’s important to shop around and compare quotes to find the best price. 

In the table below, you’ll see condo insurance rates for major companies in Pennsylvania. The cheapest company for condo insurance in Pennsylvania is State Farm. Allstate, and Erie Insurance, are the second and third cheapest options.

CompanyAverage Annual Rate
State Farm$292
Allstate$353
Erie Insurance$370
Nationwide$444
Farmers$568
USAA$831
Travelers$934

Compare condo insurance rates by city in Pennsylvania

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Pennsylvania.

CityAnnual insurance premium
Allentown
$605
Bethlehem
$590
Erie
$617
Harrisburg
$590
Lancaster
$580
Philadelphia
$921
Pittsburgh
$614
Reading
$598
Scranton
$610
York
$569

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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