Best condo insurance companies in Hawaii

In Hawaii, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Hawaii. Below are the best condo insurance companies in Hawaii based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
4.8
Allstate815A+
2.6

Average cost of condo insurance in Hawaii

The average cost of condo insurance in Hawaii is $394 a year or $33 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$394$33

Condo insurance calculator

Average condo insurance rates in Hawaii
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Hawaii

Most expensive

ZIP CodeCityHighest Rate
96701Aiea$390
96703Anahola$390
96704Captain Cook$390
96705Eleele$390

Least expensive

ZIP CodeCityLowest Rate
96701Aiea$390
96703Anahola$390
96704Captain Cook$390
96705Eleele$390
Data refreshed as of Apr 2024
Read our full methodology

Condo insurance rates by company in Hawaii

Rates for condo insurance by company in Hawaii vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Hawaii. The cheapest company for condo insurance in Hawaii is AIG. State Farm, and Dongbu Insurance, are the second and third cheapest options.

CompanyAverage Annual Rate
AIG$222
State Farm$284
Dongbu Insurance$298
Universal Insurance Co$310
Island Insurance$407
Allstate$467
Ocean Harbor$469
RLI Insurance$512
Tokio Marine Holdings$577

Compare condo insurance rates by city in Hawaii

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Hawaii.

CityAnnual insurance premium
Hilo
$394
Honolulu
$394
Kahului
$394
Kailua
$394
Kapolei
$394
Pearl City
$394

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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