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The beauty of a condo is that it offers you the chance to own your very own place while sharing expenses like insurance and maintenance with other owners. You also get all sorts of amenities, making this an excellent investment.

Condo insurance is necessary for those who live in a condominium and it's better than just having insurance from the homeowners association. You want to make sure that you are fully covered in case of an emergency, and that your policy will protect you from any potential damage.

Read this guide to know about the best condo insurance companies in Kansas, average condo insurance cost, the most and least expensive zip codes for condo insurance, and condo insurance rates by carrier.

Best condo insurance companies in Kansas

In Kansas, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Kansas. Below are the best condo insurance companies in Kansas based on Insurance.com's analysis.

  • USAA
  • State Farm
  • American Family
  • Allstate
  • Farmers

Compare best condo insurance companies in Kansas

When it comes to finding the best condo insurance company in Kansas, it can be difficult to know where to start. There are a lot of different options out there, and it can be hard to figure out which company is the right fit for you.

That's why we've put together a list of the best condo insurance companies. We've compared the insurance providers based on their J.D. Power score and AM Best rating to help you make the best decision.

Among the carriers surveyed, USAA scored the highest J.D. Power score, it has earned 882 scores out of 1000 and A++ ratings from AM Best. However, USAA only offers services to military veterans and their families. If you don't qualify for condo insurance from USAA, you can purchase an insurance policy from State Farm. It has received 835 scores out of 1000 from J.D. Power and AM Best rated it A++.

Compare insurance carriers and their ratings to choose the one that best suits your needs.

CompanyJ.D. Power scoreAM Best rating
USAA882A++
State Farm835A++
American Family831A
Allstate829A+
Farmers813A
Nationwide812A+
Safeco810A
Liberty Mutual806A
Travelers800A++

Average cost of condo insurance in Kansas

Condo owners in Kansas pay an average of $546 a year or $46 monthly for insurance coverage of $40,000 in personal property coverage, $100,000 in liability coverage, and $1000 as deductible. There are several factors that affect the price of condo insurance. The size and value of the condo are two key factors, as larger and more expensive condos will tend to have higher premiums.

As with most types of insurance, the best way to get a low rate on condo insurance is to shop around, compare quotes and coverage options from different providers. By comparing rates, you can find the policy that best fits your needs and budget.

Average annual premiumAverage monthly premium
$546$46

CONDO INSURANCE CALCULATOR

Average condo insurance rates in KANSAS

$60,000
$1,000
$100,000
66105 - Kansas City
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $618

HIGHEST RATE: $2,151 LOWEST RATE: $270
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Most & least expensive zip codes for condo insurance in Kansas

Most Expensive

Zip CodeCityHighest Rate
67260Wichita$663
67950Elkhart$661
67954Rolla$661
67862Manter$660

Least Expensive

Zip CodeCityLowest Rate
66937Clifton$599
66943Greenleaf$599
66953Linn$599
66962Palmer$599

Condo insurance rates by companies in Kansas

Based on Insurance.com's rate analysis, Allied Property is the cheapest condo insurance company in Kansas. Its average annual premium for Kansas residents is $315---$231 less than the state average ($546).

While the cost of condominium insurance will vary depending on your insurance provider, location, the coverage limits, and the deductible amount you choose. It's important to compare rates from multiple insurance companies to ensure you're getting the best deal.

Below are the companies that provide the most affordable condo insurance policies to Kansas homeowners along with their average annual premium.

CompanyAverage annual premium
Allied Property$315
Allstate$342
Nationwide$412
American Family$415
Travelers$421
Farm Bureau$430
State Farm$437
Garrison$619
USAA$619
Safeco$625
Liberty Mutual$713
Farmers$1,029