Best condo insurance companies in Kansas

In Kansas, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Kansas. Below are the best condo insurance companies in Kansas based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
4.5
American Family842A
3.9
Allstate815A+
3.6
Nationwide816A+
3.3
Farmers792A
2.0

Average cost of condo insurance in Kansas

The average cost of condo insurance in Kansas is $475 a year or $40 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$475$40

Condo insurance calculator

Average condo insurance rates in Kansas
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Kansas

Most expensive

ZIP CodeCityHighest Rate
67260Wichita$495
67215Wichita$491
67108Mount Hope$491
67149Viola$490

Least expensive

ZIP CodeCityLowest Rate
66018De Soto$450
66062Olathe$450
66030Gardner$450
66019Clearview City$450
Data refreshed as of Apr 2024
Read our full methodology

Condo insurance rates by company in Kansas

Rates for condo insurance by company in Kansas vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Kansas. The cheapest company for condo insurance in Kansas is Iowa Farm bureau. State Farm, and Auto-Owners, are the second and third cheapest options.

CompanyAverage Annual Rate
Iowa Farm Bureau$309
State Farm$366
Auto-Owners$372
Shelter Insurance$422
Allstate$443
American Family$464
Nationwide$533
Marysville Mutual$637
Farmers$666

Compare condo insurance rates by city in Kansas

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Kansas.

CityAnnual insurance premium
Kansas City
$471
Lawrence
$457
Lenexa
$457
Manhattan
$458
Olathe
$456
Overland Park
$456
Salina
$462
Shawnee
$459
Topeka
$466
Wichita
$494

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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