Best condo insurance companies in Iowa

In Iowa, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Iowa. Below are the best condo insurance companies in Iowa based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
3.9
USAA884A++
3.8
American Family842A
3.4
Nationwide816A+
3.2
Allstate815A+
3.0
Farmers792A
2.0

Average cost of condo insurance in Iowa

The average cost of condo insurance in Iowa is $414 a year or $35 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$414$35

Condo insurance calculator

Average condo insurance rates in Iowa
$60,000
$40,000 $60,000 $80,000 $100,000
$1000
$1,000
$100,000
$100,000 $300,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for condo insurance in Iowa

Most expensive

ZIP CodeCityHighest Rate
50323Urbandale$500
50325Clive$499
50263Waukee$497
50310Des Moines$496

Least expensive

ZIP CodeCityLowest Rate
52623Danville$432
52637Mediapolis$434
52638Middletown$434
52601Burlington$434

Condo insurance rates by company in Iowa

Rates for condo insurance by company in Iowa vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Iowa. The cheapest company for condo insurance in Iowa is West Bend Mutual. IMT Insurance, and Iowa Farm bureau, are the second and third cheapest options.

CompanyAverage Annual Rate
West Bend Mutual$116
IMT Insurance$161
Iowa Farm Bureau$222
State Farm$256
American Family$317
Auto-Owners$351
Nationwide$357
Allstate$443
Farmers$642
USAA$646

Compare condo insurance rates by city in Iowa

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Iowa.

CityAnnual insurance premium
Ames
$423
Ankeny
$426
Cedar Rapids
$409
Council Bluffs
$433
Davenport
$388
Des Moines
$429
Iowa City
$405
Sioux City
$434
Waterloo
$416
West Des Moines
$431

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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