Best condo insurance companies in Montana

In Montana, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Montana. Below are the best condo insurance companies in Montana based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
USAA884A++
4.2
State Farm829A++
3.9
Chubb Ltd809A++
3.6
Nationwide816A+
3.2
Travelers794A++
2.6
Farmers792A
2.6

Average cost of condo insurance in Montana

The average cost of condo insurance in Montana is $444 a year or $37 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$444$37

Condo insurance calculator

Average condo insurance rates in Florida
$60,000
$40,000 $60,000 $80,000 $100,000
$1000
$1,000
$100,000
$100,000 $300,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for condo insurance in Florida

Most expensive

ZIP CodeCityHighest Rate
33404Palm Beach Shores$3,001
33480Palm Beach$2,982
33405West Palm Beach$2,832
33401West Palm Beach$2,814

Least expensive

ZIP CodeCityLowest Rate
32138Grandin$693
34267Fort Ogden$699
32226Jacksonville$715
32439Freeport$721

Condo insurance rates by companies in Montana

Rates for condo insurance by company in Montana vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Montana. The cheapest company for condo insurance in Montana is Sentry Insurance. Kemper Insurance, and State Farm, are the second and third cheapest options.

CompanyAverage Annual Rate
Sentry Insurance$151
Kemper Insurance$211
State Farm$347
Chubb Ltd$376
Nationwide$442
Farmers$473
USAA$587
Travelers$795

Compare condo insurance rates by city in Montana

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Montana.

CityAnnual insurance premium
Anaconda-Deer Lodge County
$450
Belgrade
$412
Billings
$440
Bozeman
$417
Butte
$442
Great Falls
$445
Havre
$444
Helena
$433
Missoula
$423

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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