Best condo insurance companies in Louisiana

In Louisiana, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Louisiana. Below are the best condo insurance companies in Louisiana based on Insurance.com’s analysis.

CompanyJ.D. Power scoreAM Best ratingAverage rating (out of 5)
USAA884A++
4.8
State Farm829A++
4.2
Allstate815A+
3.6
Farmers792A
3.1
Data updated in 2024
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Average cost of condo insurance in Louisiana

The average cost of condo insurance in Louisiana is $1,040 a year or $87 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$1,040$87
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Louisiana
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Louisiana

Most expensive

ZIP codeCityHighest rate
70358Grand Isle$2,377
70357Golden Meadow$2,084
70041Boothville$1,997
70354Galliano$1,979

Least expensive

ZIP codeCityLowest rate
71115Shreveport$803
71112Bossier City$809
71104Shreveport$811
71105Shreveport$816
Data updated in 2024
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Condo insurance rates by company in Louisiana

Rates for condo insurance by company in Louisiana vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Louisiana. The cheapest company for condo insurance in Louisiana is United Insurance Holdings. State Farm, and Farmers, are the second and third cheapest options.

CompanyAverage annual rate
United Insurance Holdings$640
State Farm$679
Farmers$762
Allstate$996
USAA$1,017
La Farm Bureau Mutual$1,048
FedNat Holding$2,669
Data updated in 2024
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Compare condo insurance rates by city in Louisiana

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Louisiana.

CityAnnual insurance premium
Alexandria
$1,065
Baton Rouge
$1,165
Bossier City
$653
Houma
$1,277
Kenner
$1,341
Lafayette
$1,185
Lake Charles
$1,303
Monroe
$696
New Orleans
$1,301
Shreveport
$673
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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