Best condo insurance companies in Colorado

In Colorado, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Colorado. Below are the best condo insurance companies in Colorado based on Insurance.com’s analysis.

CompanyJ.D. Power scoreAM Best ratingAverage rating (out of 5)
State Farm829A++
4.1
USAA884A++
3.8
Chubb Ltd809A++
3.8
Allstate815A+
3.8
Country Financial830A+
3.6
American Family842A
3.4
Farmers792A
2.9
Data updated in 2024
Read our full methodology

Average cost of condo insurance in Colorado

The average cost of condo insurance in Colorado is $760 a year or $63 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$760$63
Data updated in 2024
Read our full methodology

Condo insurance calculator

Average condo insurance rates in Colorado
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Colorado

Most expensive

ZIP codeCityHighest rate
80218Denver$1,009
80926Colorado Springs$1,004
81435Mountain Village$996
80203Denver$993

Least expensive

ZIP codeCityLowest rate
80538Loveland$724
80528Fort Collins$725
80525Fort Collins$727
80513Berthoud$727
Data updated in 2024
Read our full methodology

Condo insurance rates by company in Colorado

Rates for condo insurance by company in Colorado vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Colorado. The cheapest company for condo insurance in Colorado is Allstate. State Farm, and Chubb Ltd, are the second and third cheapest options.

CompanyAverage annual rate
Allstate$296
State Farm$402
Chubb Ltd$449
Farmers$464
Country Financial$556
American Family$621
USAA$1,204
Data updated in 2024
Read our full methodology

Compare condo insurance rates by city in Colorado

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Colorado.

CityAnnual insurance premium
Arvada
$727
Aurora
$763
Colorado Springs
$742
Denver
$800
Fort Collins
$652
Greeley
$726
Pueblo
$891
Data updated in 2024
Read our full methodology

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

Tip icon You might also be interested in