Best condo insurance companies in Mississippi

In Mississippi, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Mississippi. Below are the best condo insurance companies in Mississippi based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
USAA884A++
4.6
State Farm829A++
4.2
Allstate815A+
3.7
Nationwide816A+
3.4
Farmers792A
3.1
Travelers794A++
2.6

Average cost of condo insurance in Mississippi

The average cost of condo insurance in Mississippi is $797 a year or $66 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$797$66

Condo insurance calculator

Average condo insurance rates in Mississippi
$60,000
$40,000 $60,000 $80,000 $100,000
$1000
$1,000
$100,000
$100,000 $300,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for condo insurance in Mississippi

Most expensive

ZIP CodeCityHighest Rate
39581Pascagoula$1,914
39595Pascagoula$1,907
39563Moss Point$1,894
39567Pascagoula$1,881

Least expensive

ZIP CodeCityLowest Rate
39736Artesia$795
39753Mayhew$808
39740Caledonia$818
39702Columbus$828

Condo insurance rates by company in Mississippi

Rates for condo insurance by company in Mississippi vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Mississippi. The cheapest company for condo insurance in Mississippi is Southern Farm Bureau. State Farm, and Allstate, are the second and third cheapest options.

CompanyAverage Annual Rate
Southern Farm Bureau$702
State Farm$721
Allstate$723
Farmers$727
Nationwide$811
USAA$832
Travelers$1,083

Compare condo insurance rates by city in Mississippi

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Mississippi.

CityAnnual insurance premium
Biloxi
$1,540
Greenville
$779
Gulfport
$1,543
Hattiesburg
$865
Jackson
$805
Madison
$776
Meridian
$740
Olive Branch
$756
Southaven
$767
Tupelo
$749

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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