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The beauty of a condo is that it offers you the chance to own your very own place while sharing expenses like insurance and maintenance with other owners. You also get all sorts of amenities, making this an excellent investment.

Condo insurance is necessary for those who live in a condominium and it's better than just having insurance from the homeowners association. You want to make sure that you are fully covered in case of an emergency, and that your policy will protect you from any potential damage.

Read this guide to know about the best condo insurance companies in New Hampshire, average condo insurance cost, the most and least expensive zip codes for condo insurance, and condo insurance rates by carrier.

Key takeaways

  • The residents of New Hampshire pay an average of $460 per year for condo insurance for a coverage level of $600,000 for personal property, $300,000 for liability protection with a $1,000 deductible.
  • Based on the analysis by, Amica Mutual is the top pick for the best condo insurance company in New Hampshire.
  • Vermont Mutual offers the cheapest condo insurance in New Hampshire at an average of $252 per year.

Best condo insurance companies in New Hampshire

In New Hampshire, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across New Hampshire. Below are the best condo insurance companies in New Hampshire based on's analysis.

CompanyAverage rating(out of 5)
Amica Mutual4
State Farm3.1

Compare best condo insurance companies in New Hampshire

When it comes to finding the best condo insurance company in New Hampshire, it can be difficult to know where to start. There are a lot of different options out there, and it can be hard to figure out which company is the right fit for you.

That's why we've put together a list of the best condo insurance companies. We've compared the insurance providers based on their J.D. Power score and AM Best rating to help you make the right decision.

Among the carriers surveyed, Amica Mutual scored the highest J.D. Power score, it has earned 4 scores out of 1000 and A+ ratings from AM Best. If you don't qualify for condo insurance from Amica Mutual, you can purchase an insurance policy from Auto-Owners. It has received 3.8 scores out of 1000 from J.D. Power and AM Best rated it A++.

Compare insurance carriers and their ratings to choose the one that best suits your needs.

CompanyJ.D. Power ScoreAM Best Rating
State Farm829A++
Amica Mutual849A+

Average cost of condo insurance in New Hampshire

Condo owners in New Hampshire pay an average of $460 a year or $38 monthly for insurance coverage of $40,000 in personal property, $100,000 in liability protection, and $1000 as deductible. There are several factors that affect the price of condo insurance. The size and value of the condo are two key factors, as larger and more expensive condos will tend to have higher premiums.

As with most types of insurance, the best way to get a low rate on condo insurance is to shop around, compare quotes and coverage options from different providers. By comparing rates, you can find the policy that best fits your needs and budget.

Average Annual PremiumAverage Monthly Premium


Average condo insurance rates in NEW HAMPSHIRE

3104 - Manchester
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.



Most & least expensive zip codes for condo insurance in New Hampshire

Most Expensive

Zip CodeCityHighest Rate
03874Seabrook Beach$615
03862North Hampton$584

Least Expensive

Zip CodeCityLowest Rate

Condo insurance rates by companies in New Hampshire

Based on's rate analysis, Vermont Mutual is the cheapest condo insurance company in New Hampshire. Its average annual premium for New Hampshire residents is [cheapest-compnay-annual-rate].

While the cost of condominium insurance will vary depending on your insurance provider, location, the coverage limits, and the deductible amount you choose. It's important to compare rates from multiple insurance companies to ensure you're getting the best deal.

Below are the companies that provide the most affordable condo insurance policies to New Hampshire condo owners along with their average annual premium.

CompanyAverage Annual Rate
Vermont Mutual$252
Amica Mutual$318
MMG Insurance$331
State Farm$623

Methodology compared condo insurance rates in 2022 provided by Quadrant Data Solutions for $60,000 personal property coverage with a $1000 deductible and $300,000 liability coverage for all available ZIP codes. ZIP codes were ranked based on the average rates for personal property coverage of $60,000, liability coverage of $300,000, and a $1,000 deductible and included good credit ratings. Content was updated in 2023.

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