Best condo insurance companies in New Hampshire
In New Hampshire, you have a lot of options when it comes to finding the best condo insurance company for you. Our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in New Hampshire. Below are the best condo insurance companies in New Hampshire based on Insurance.com’s analysis.
| Company | J.D. Power Score | AM Best Rating | Average rating (out of 5) |
|---|---|---|---|
| Amica Mutual | 849 | A+ | |
| USAA | 884 | A++ | |
| Auto-Owners | 825 | A++ | |
| Allstate | 815 | A+ | |
| Nationwide | 816 | A+ | |
| State Farm | 829 | A++ | |
| Farmers | 792 | A |
Average cost of condo insurance in New Hampshire
The average cost of condo insurance in New Hampshire is $460 a year or $38 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount, among other factors.
To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.
| Average Annual Premium | Average Monthly Premium |
|---|---|
| $460 | $38 |
Condo insurance calculator
Average condo insurance rates in New HampshireMost & least expensive ZIP codes for condo insurance in New Hampshire
Most expensive
| ZIP Code | City | Highest Rate |
|---|---|---|
| 03870 | Rye | $586 |
| 03874 | Seabrook Beach | $579 |
| 03842 | Hampton | $565 |
| 03871 | Rye Beach | $550 |
Least expensive
| ZIP Code | City | Lowest Rate |
|---|---|---|
| 03784 | West Lebanon | $458 |
| 03765 | Haverhill | $458 |
| 03584 | Lancaster | $459 |
| 03597 | West Stewartstown | $459 |
Condo insurance rates by company in New Hampshire
Rates for condo insurance in New Hampshire vary by company. It’s important to shop around and compare quotes to find the best price.
In the table below, you’ll see condo insurance rates for major companies in New Hampshire. The cheapest company for condo insurance in New Hampshire is Vermont Mutual. Farmers and Amica Mutual are the second and third cheapest options.
| Company | Average Annual Rate |
|---|---|
| Vermont Mutual | $252 |
| Farmers | $311 |
| Amica Mutual | $318 |
| MMG Insurance | $331 |
| Allstate | $351 |
| Auto-Owners | $387 |
| Nationwide | $416 |
| State Farm | $623 |
| USAA | $633 |
Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in New Hampshire.Compare condo insurance rates by city in New Hampshire
City Annual insurance premium
Methodology
Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.
Compare condo insurance rates with other states
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