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The beauty of a condo is that it offers you the chance to own your very own place while sharing expenses like insurance and maintenance with other owners. You also get all sorts of amenities, making this an excellent investment.

Condo insurance is necessary for those who live in a condominium and it's better than just having insurance from the homeowners association. You want to make sure that you are fully covered in case of an emergency, and that your policy will protect you from any potential damage.

Read this guide to know about the best condo insurance companies in New Hampshire, average condo insurance cost, the most and least expensive zip codes for condo insurance, and condo insurance rates by carrier.

  • Condo owners in New Hampshire pay an average of $359 per year or $30 per month in condo(HO6) insurance.
  • Allstate is the cheapest condo insurance company in New Hampshire at only $224 per year.

Best condo insurance companies in New Hampshire

In New Hampshire, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across New Hampshire. Below are the best condo insurance companies in New Hampshire based on's analysis.

  • USAA
  • Amica
  • State Farm
  • Allstate
  • Farmers

Compare best condo insurance companies in New Hampshire

When it comes to finding the best condo insurance company in New Hampshire, it can be difficult to know where to start. There are a lot of different options out there, and it is not easy to figure out which company is the right fit for you.

That's why we've put together a list of the best condo insurance companies. We've compared the insurance providers based on their J.D. Power score and AM Best rating to help you make an informed decision.

Among the carriers surveyed, USAA scored the highest J.D. Power score, it has earned 882 scores out of 1000 and A++ ratings from AM Best. However, USAA only offers services to military veterans and their families. If you don't qualify for a condo insurance policy from USAA, you can purchase insurance from Amica. It has received 854 scores out of 1000 from J.D. Power.

Compare insurance carriers and their ratings to choose the one that best suits your needs.

CompanyJ.D. Power scoreAM Best rating
State Farm835A++
Liberty Mutual806A

Average cost of condo insurance in New Hampshire

Condo owners in New Hampshire pay an average of $555 a year or $46 monthly for insurance coverage of $40,000 in personal property coverage, $100,000 in liability coverage, and $1000 as deductible. There are several factors that affect the price of condo insurance. The size and value of the condo are two key factors, as larger and more expensive condos will tend to have higher premiums.

As with most types of insurance, the best way to get a low rate on condo insurance is to shop around, compare quotes and coverage options from different providers.

Average annual premiumAverage monthly premium


Average condo insurance rates in NEW HAMPSHIRE

3104 - Manchester
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.



Most & least expensive zip codes for condo insurance in New Hampshire

Most Expensive

Zip CodeCityHighest Rate
03874Seabrook Beach$615
03862North Hampton$584

Least Expensive

Zip CodeCityLowest Rate

Condo insurance rates by companies in New Hampshire

Based on's rate analysis, Allstate is the cheapest condo insurance company in New Hampshire. Its average annual premium for New Hampshire residents is $224---$331 less than the state average ($555).

While the cost of condominium insurance will vary depending on your insurance provider, location, the coverage limits, and the deductible amount you choose. It's important to compare rates from multiple insurance companies to ensure you're getting the best deal.

Below are the companies that provide the most affordable condo insurance policies to New Hampshire residents along with their average annual premium.

CompanyAverage annual premium
Liberty Mutual$551
State Farm$668

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