Best condo insurance companies in Delaware

In Delaware, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Delaware. Below are the best condo insurance companies in Delaware based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
4.2
Allstate815A+
3.4
American Family842A
3.2
Nationwide816A+
3.2
Travelers794A++
3.0

Average cost of condo insurance in Delaware

The average cost of condo insurance in Delaware is $419 a year or $35 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$419$35

Condo insurance calculator

Average condo insurance rates in Delaware
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000
View most and least expensive ZIP codes

Most & least expensive ZIP codes for condo insurance in Delaware

Most expensive

ZIP CodeCityHighest Rate
19930Bethany Beach$525
19944Fenwick Island$524
19971Dewey Beach$462
19967Millville$460

Least expensive

ZIP CodeCityLowest Rate
19953Hartly$352
19979Viola$352
19952Harrington$353
19980Woodside$355
Data refreshed as of Mar 2024
Read our full methodology

Condo insurance rates by company in Delaware

Rates for condo insurance by company in Delaware vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Delaware. The cheapest company for condo insurance in Delaware is Cumberland Insurance. State Farm, and Allstate, are the second and third cheapest options.

CompanyAverage Annual Rate
Cumberland Insurance$193
State Farm$338
Allstate$410
Travelers$461
Nationwide$470
American Family$596

Compare condo insurance rates by city in Delaware

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Delaware.

CityAnnual insurance premium
Dover
$382
Elsmere
$408
Georgetown
$450
Middletown
$414
Milford
$391
Newark
$400
Seaford
$421
Smyrna
$407
Wilmington
$407

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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