Call our licensed agents toll free 844.855.0163
Go To Top
Why you should trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

Condo insurance isn’t required by law in Wyoming, but your mortgage company likely requires it. Condo insurance is a home insurance policy that covers everything inside your condo, while the homeowners association’s insurance covers the outside of your building and common areas.

Depending on your HOA’s rules, your condo insurance may cover not only personal property, but also provides dwelling coverage known as building property coverage, for the interior of the structure. Make sure you know how much condo insurance you need before you buy condo insurance.

To find the best condo insurance in Wyoming, we’ve gathered data on the top companies. Below you’ll find a list of the best condo insurance companies in Wyoming with average annual rates.

Key takeaways

  • The residents of Wyoming pay an average of $212 per year for condo insurance for a coverage level of $60,000 for personal property, $300,000 for liability protection with a $1,000 deductible.
  • Based on the analysis by Insurance.com, USAA is the top pick for the best condo insurance company in Wyoming.
  • USAA offers the cheapest condo insurance in Wyoming at an average of $181 per year.

Best condo insurance companies in Wyoming

In Wyoming, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Wyoming. Below are the best condo insurance companies in Wyoming based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
USAA884A++
5.0
State Farm829A++
3.4
Nationwide816A+
2.3

Average cost of condo insurance in Wyoming

The average cost of condo insurance in Wyoming is $212 a year or $18 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$212$18

CONDO INSURANCE CALCULATOR

Average condo insurance rates in WYOMING

$60,000
$1,000
$100,000
82009 - Cheyenne
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $456

HIGHEST RATE: $2,869 LOWEST RATE: $221

Most & least expensive zip codes for condo insurance in Wyoming

Most Expensive

Zip CodeCityHighest Rate
82053Burns$456
82054Carpenter$456
82050Albin$456
82001Cheyenne$456

Least Expensive

Zip CodeCityLowest Rate
82055Centennial$401
82051Bosler$401
82052Buford$401
82058Garrett$401

Condo insurance rates by company in Wyoming

Rates for condo insurance by company in Wyoming vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Wyoming. The cheapest company for condo insurance in Wyoming is USAA. State Farm, and Nationwide, are the second and third cheapest options.

CompanyAverage Annual Rate
USAA$181
State Farm$212
Nationwide$242

Methodology

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

See How Much You Can Save
See How Much You Can Save
Please enter valid zip
Want to bundle home and auto insurance for potential discounts?

You may also like to explore