Best condo insurance companies in North Dakota

In North Dakota, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in North Dakota. Below are the best condo insurance companies in North Dakota based on Insurance.com’s analysis.

CompanyJ.D. Power scoreAM Best ratingAverage rating (out of 5)
State Farm829A++
4.6
American Family842A
4.2
Country Financial830A+
4.1
Allstate815A+
3.7
Auto-Owners825A++
3.4
Farmers792A
2.3
Data updated in 2024
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Average cost of condo insurance in North Dakota

The average cost of condo insurance in North Dakota is $319 a year or $27 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$319$27
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in North Dakota
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in North Dakota

Most expensive

ZIP codeCityHighest rate
58505Bismarck$367
58520Almont$366
58524Braddock$366
58533Elgin$366

Least expensive

ZIP codeCityLowest rate
58002Absaraka$353
58012Casselton$353
58007Ayr$353
58013Cayuga$353
Data updated in 2024
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Condo insurance rates by company in North Dakota

Rates for condo insurance by company in North Dakota vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in North Dakota. The cheapest company for condo insurance in North Dakota is Metropolitan. Nodak Insurance, and State Farm, are the second and third cheapest options.

CompanyAverage annual rate
Nodak Insurance$242
State Farm$259
American Family$274
Agraria Mutual$276
Allstate$298
Country Financial$308
North Star Mutual$332
Farmers$405
Auto-Owners$475
Data updated in 2024
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Compare condo insurance rates by city in North Dakota

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in North Dakota.

CityAnnual insurance premium
Bismarck
$325
Dickinson
$326
Fargo
$317
Grand Forks
$315
Jamestown
$316
Mandan
$324
Minot
$319
Wahpeton
$316
West Fargo
$315
Williston
$321
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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