Best condo insurance companies in Oklahoma

In Oklahoma, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Oklahoma. Below are the best condo insurance companies in Oklahoma based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
State Farm829A++
3.9
USAA884A++
3.8
Allstate815A+
3.1
Farmers792A
2.8

Average cost of condo insurance in Oklahoma

The average cost of condo insurance in Oklahoma is $980 a year or $82 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$980$82

Condo insurance calculator

Average condo insurance rates in Oklahoma
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Oklahoma

Most expensive

ZIP CodeCityHighest Rate
74171Tulsa$1,209
74046Milfay$1,204
74569Stringtown$1,191
74435Carlisle$1,168

Least expensive

ZIP CodeCityLowest Rate
73097Wheatland$951
73019Norman$957
74350Langley$968
74340Disney$969
Data refreshed as of Apr 2024
Read our full methodology

Condo insurance rates by company in Oklahoma

Rates for condo insurance by company in Oklahoma vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Oklahoma. The cheapest company for condo insurance in Oklahoma is Oklahoma Farm Bureau. Shelter Insurance, and State Farm, are the second and third cheapest options.

CompanyAverage Annual Rate
Oklahoma Farm Bureau$356
Shelter Insurance$456
State Farm$660
Farmers$700
Allstate$954
USAA$1,493

Compare condo insurance rates by city in Oklahoma

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Oklahoma.

CityAnnual insurance premium
Broken Arrow
$1,038
Edmond
$917
Enid
$910
Lawton
$986
Midwest City
$924
Moore
$885
Norman
$898
Oklahoma City
$945
Stillwater
$914
Tulsa
$1,075

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

Compare condo insurance rates with other states

Alabama
$726/year
Alaska
$695/year
Arizona
$710/year
Arkansas
$775/year
California
$705/year
Colorado
$760/year
Connecticut
$626/year
Delaware
$419/year
Florida
$1,516/year
Georgia
$798/year
Hawaii
$394/year
Idaho
$486/year
Illinois
$571/year
Indiana
$558/year
Iowa
$414/year
Kansas
$475/year
Kentucky
$491/year
Louisiana
$1,040/year
Maine
$358/year
Maryland
$580/year
Massachusetts
$596/year
Michigan
$659/year
Minnesota
$384/year
Mississippi
$797/year
Missouri
$434/year
Montana
$444/year
Nebraska
$521/year
Nevada
$610/year
New Hampshire
$460/year
New Jersey
$487/year
New Mexico
$415/year
New York
$611/year
North Carolina
$843/year
North Dakota
$319/year
Ohio
$574/year
Oregon
$575/year
Pennsylvania
$612/year
Rhode Island
$530/year
South Carolina
$579/year
South Dakota
$347/year
Tennessee
$641/year
Texas
$921/year
Utah
$563/year
Vermont
$283/year
Virginia
$525/year
Washington
$607/year
West Virginia
$313/year
Wisconsin
$491/year
Wyoming
$212/year
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