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If you live in a condo, your homeowners association is responsible for insuring the building and common areas, but it won’t cover your personal property if it gets destroyed or damaged. To protect your belongings, you’ll need to buy condo insurance, also known as HO-6 insurance.

The average condo insurance cost in Oklahoma is $1,033 annually. However, your rates will vary depending on the coverage limit, zip code, and the insurance company you choose.

Read this guide to compare quotes from major insurance companies and find out which carrier offers the best rates for condo insurance in Oklahoma.

KEY TAKEAWAYS
  • Condo owners in Oklahoma pay an average of $1033 per year or $86 per month in condo(HO6) insurance.
  • Travelers is the cheapest condo insurance company in Oklahoma at only $418 per year.

Best condo insurance companies in Oklahoma

In Oklahoma, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Oklahoma. Below are the best condo insurance companies in Oklahoma based on Insurance.com's analysis.

  • USAA
  • State Farm
  • Allstate
  • CSAA
  • Safeco

Compare best condo insurance companies in Oklahoma

While looking for a condo insurance policy cost is important, but it shouldn't be the only thing to consider when buying condominium insurance. You should take into account the insurance company's customer service, financial stability, and claims handling.

Our team of experts has analyzed major insurance carriers across Oklahoma using their J.D. Power score and AM Best rating. Based on Insurance.com's analysis, USAA tops the list of the best condo insurance companies with a J.D. Power score of 882 out of 1000 and it also gets an A++ rating from AM Best, which is the highest rating they offer. However, USAA offers its services only to military officials, veterans, and their family members.

With a J.D. power score of 835, State Farm ranks second on our list. If not USAA, State Farm is another great option for purchasing condominium insurance. Below we provide a list of the best condo insurance companies in Oklahoma along with their J.D. Power score and AM Best rating.

CompanyJ.D. Power scoreAM Best rating
USAA882A++
State Farm835A++
Allstate829A+
CSAA828-
Safeco810A
Liberty Mutual806A
Travelers800A++

Average cost of condo insurance in Oklahoma

The average cost of condo insurance in Oklahoma is $1,033 a year or $86 per month. This rate is for the coverage level of $40,000 in personal property, $100,000 for liability protection with a $1000 deductible. Condo insurance rates can be as low as $29 or as high as $130 a month, depending on your location among other factors.

Average annual premiumAverage monthly premium
$1,033$86

CONDO INSURANCE CALCULATOR

Average condo insurance rates in OKLAHOMA

$60,000
$1,000
$100,000
74110 - Tulsa
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $1,245

HIGHEST RATE: $4,449 LOWEST RATE: $326

Most & least expensive zip codes for condo insurance in Oklahoma

Most Expensive

Zip CodeCityHighest Rate
74106Tulsa$1,284
74429Coweta$1,254
74126Tulsa$1,248
74110Tulsa$1,245

Least Expensive

Zip CodeCityLowest Rate
74075Stillwater$982
73012Edmond$992
74078Stillwater$995
74077Stillwater$1,000

Condo insurance rates by companies in Oklahoma

As we have mentioned above, your condo insurance rates vary depending on the insurance carrier you choose. Based on Insurance.com's rate analysis, Travelers offers the most affordable rate for condo insurance in Oklahoma at an average cost of $418 per year. That's $615 less expensive annually than the state average of ($1,033).

Compare the best condo insurance companies in Oklahoma using their average annual premium mentioned below.

CompanyAverage annual premium
Travelers$418
Allstate$601
Safeco$799
State Farm$856
Foremost$906
Liberty Mutual$1,140
USAA$1,196
Garrison$1,257
CSAA$1,903

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