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Condo insurance is a must-have for condo owners. Even if you have the protection offered by your association, it may not cover the things inside of your condo like furniture and personal belongings. Therefore, purchasing condo insurance is a necessity.

Finding the best condo insurance in Vermont is no easy task. There are many factors to consider when looking for condo insurance and it can be difficult to know which company will provide you with the best coverage at a fair rate.

In this guide we'll provide a list of the best companies in Vermont, how much condo insurance costs and condo insurance rates by companies.

  • Condo owners in Vermont pay an average of $348 per year or $29 per month in condo(HO6) insurance.
  • Concord is the cheapest condo insurance company in Vermont at only $78 per year.

Best condo insurance companies in Vermont

In Vermont, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Vermont. Below are the best condo insurance companies in Vermont based on's analysis.

  • USAA
  • State Farm
  • Safeco
  • Travelers

Compare best condo insurance companies in Vermont

USAA is our top pick for the best condo insurance company in Vermont, based on's rate analysis. It has earned 882 scores out of 1000 from J.D. Power and AM Best awarded it A++ rating. But only military officials, veterans and their families are eligible to purchase condominium insurance from USAA.

State Farm, Safeco and Travelers are other top performers on our list. All these providers have a strong reputation and offer competitive rates. Compare the carriers using their J.D. Power score and AM Best rating mentioned in the table below.

CompanyJ.D. Power scoreAM Best rating
State Farm835A++

Average cost of condo insurance in Vermont

Vermont residents pay an average of $306 annually or $25 per month for condo insurance. The recommended coverage level for condo insurance is $40,000 for personal property, $100,000 for liability protection with $1000 deductible.

Your particular condominium insurance cost will depend on the coverage level, the value of your condo, your location and the deductible amount you choose among other factors.

Average annual premiumAverage monthly premium


Average condo insurance rates in VERMONT

5446 - Colchester
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.



Most & least expensive zip codes for condo insurance in Vermont

Most Expensive

Zip CodeCityHighest Rate
05490Underhill Center$447
05741East Poultney$441

Least Expensive

Zip CodeCityLowest Rate
05471Montgomery Center$303

Condo insurance rates by companies in Vermont

Concord offers the cheapest condo insurance rate in Vermont at an average of $78 annually, among the carriers surveyed. Condo insurance rates vary between companies for the same policy. So, if you don't shop around, you will not know which insurer offers the most affordable rates.

Below you will find the average annual premium ofmajor condo insurance companies in Vermont.

CompanyAverage annual premium
Vermont Mut Ins Co$143
Co Operative Ins Co$223
State Farm$329

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