Call our licensed agents toll free 844.855.0163
Go To Top
Why you should trust is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. maintains editorial integrity through strict independence from insurance companies.

Condo insurance is a must-have for condo owners. Even if you have the protection offered by your association, it may not cover the things inside of your condo like furniture and personal belongings. Therefore, purchasing condo insurance is a necessity.

Finding the best condo insurance in Vermont is no easy task. There are many factors to consider when looking for condo insurance and it can be difficult to know which company will provide you with the best coverage at a fair rate.

In this guide we'll provide a list of the best companies in Vermont, how much condo insurance costs and condo insurance rates by companies.

Key takeaways

  • The residents of Vermont pay an average of $283 per year for condo insurance for a coverage level of $600,000 for personal property, $300,000 for liability protection with a $1,000 deductible.
  • Based on the analysis by, USAA is the top pick for the best condo insurance company in Vermont.
  • Vermont Mutual offers the cheapest condo insurance in Vermont at an average of $150 per year.

Best condo insurance companies in Vermont

In Vermont, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Vermont. Below are the best condo insurance companies in Vermont based on's analysis.

CompanyAverage rating(out of 5)
State Farm4

Compare best condo insurance companies in Vermont

USAA is our top pick for the best condo insurance company in Vermont, based on's rate analysis. It has earned 4.5 scores out of 1000 from J.D. Power and AM Best awarded it A++ rating.

State Farm and Auto-Owners are other top performers on our list. All these providers have a strong reputation and offer competitive rates. Compare the carriers using their J.D. Power score and AM Best rating mentioned in the table below.

CompanyJ.D. Power ScoreAM Best Rating
State Farm829A++

Average cost of condo insurance in Vermont

Vermont residents pay an average of $283 annually or $24 per month for condo insurance. The recommended coverage level for condo insurance is $40,000 for personal property, $100,000 for liability protection with $1000 deductible.

Your particular condominium insurance cost will depend on the coverage level, the value of your condo, your location and the deductible amount you choose among other factors.

Average Annual PremiumAverage Monthly Premium


Average condo insurance rates in VERMONT

5446 - Colchester
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.



Most & least expensive zip codes for condo insurance in Vermont

Most Expensive

Zip CodeCityHighest Rate
05490Underhill Center$447
05741East Poultney$441

Least Expensive

Zip CodeCityLowest Rate
05471Montgomery Center$303

Condo insurance rates by companies in Vermont

Vermont Mutual offer the cheapest condo insurance rate in Vermont at an average of $150 annually, among the carriers surveyed. Condo insurance rates vary between companies for the same policy. So, if you don't shop around, you will not know which insurer offers the most affordable rates.

Below you will find the average annual premium of major condo insurance companies in Vermont.

CompanyAverage Annual Rate
Vermont Mutual$150
MMG Insurance$162
Frankenmuth Insurance$166
Union Mutual$246
State Farm$277
Co-operative Insurance$280

Methodology compared condo insurance rates in 2022 provided by Quadrant Data Solutions for $60,000 personal property coverage with a $1000 deductible and $300,000 liability coverage for all available ZIP codes. ZIP codes were ranked based on the average rates for personal property coverage of $60,000, liability coverage of $300,000, and a $1,000 deductible and included good credit ratings. Content was updated in 2023.

See How Much You Can Save
See How Much You Can Save
Please enter valid zip
Want to bundle home and auto insurance for potential discounts?

You may also like to explore