Call our licensed agents toll free 844.855.0163
Go To Top
Why you can trust Insurance.com
Insurance.com is dedicated to informing, educating, and empowering you to make confident insurance decisions. Our content is carefully reviewed by insurance experts, and we rely on a data-driven approach to create unbiased, accurate insurance recommendations. Insurance.com maintains editorial integrity through strict independence from insurance companies.

If you own a condo, it is important to have the best condo insurance. This type of insurance will protect your home and belongings in case of a disaster or other event. In addition to protecting your belongings from damage or destruction, condo insurance also provides liability coverage that could provide protection in the event of an accident.

Condo insurance is a great way to protect your investment from an unexpected damage. It covers your condo's interior structure, belongings that are not covered by your homeowners association (HOA) insurance policy.

This guide will help you know about the best condo insurance companies in Nebraska, also find out the least and most expensive zip codes for Nebraska homeowners. Use this resource to find the most affordable condo insurance company in Nebraska under your budget.

KEY TAKEAWAYS
  • Condo owners in Nebraska pay an average of $545 per year or $45 per month in condo(HO6) insurance.
  • Allstate is the cheapest condo insurance company in Nebraska at only $217 per year.

Best condo insurance companies in Nebraska

In Nebraska, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Nebraska. Below are the best condo insurance companies in Nebraska based on Insurance.com's analysis.

  • State Farm
  • American Family
  • Allstate
  • Farmers
  • Nationwide

Compare best condo insurance companies in Nebraska

State Farm is our top pick for the best condo insurance company in Nebraska. It has earned 835 scores out of 1000 from J.D. Power, the highest among the carriers surveyed. Apart from State Farm, American Family can be your best bet for condo insurance. It has received 831 scores out of 1000 from J.D. Power and an 'A' rating from AM Best.

Buying condo insurance is different from getting a standard homeowners insurance policy. Condo insurance and single-family homeowners insurance seem to be the same thing. Just like a traditional home insurance policy, condominium insurance covers-

  • Personal property coverage- This covers your personal belongings such as furniture, electronics, clothing, and jewelry.
  • Liability protection- This provides protection if someone is hurt or injured on your property, or you damage someone else's property.
  • Dwelling coverage- It protects the building itself and any structures in it.
CompanyJ.D. Power scoreAM Best rating
State Farm835A++
American Family831A
Allstate829A+
Farmers813A
Nationwide812A+
Safeco810A
Liberty Mutual806A
Travelers800A++

Average cost of condo insurance in Nebraska

The average cost of condo insurance in Nebraska is $359 per year or $30 per month for $40,000 as personal property coverage with a $1,000 deductible and $100,000 in liability protection. However, rates can vary, based on the insurance company you choose and the zip code you live in.

If you are looking to buy a condominium, condo insurance is an important consideration. Not only does it provide coverage for common areas and appliances in the building but also provides protection for personal belongings and the interior of the unit against damage caused by fire or theft, vandalism, or natural disasters.

Investing in a condo is one of the largest investments you'll make in your lifetime. Therefore, it makes sense to protect this investment with condo insurance.

Average annual premiumAverage monthly premium
$359$30

CONDO INSURANCE CALCULATOR

Average condo insurance rates in NEBRASKA

$60,000
$1,000
$100,000
68110 - Omaha
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $636

HIGHEST RATE: $3,152 LOWEST RATE: $205

Most & least expensive zip codes for condo insurance in Nebraska

Most Expensive

Zip CodeCityHighest Rate
68022Omaha$683
68138Omaha$679
68136Omaha$671
69040Palisade$656

Least Expensive

Zip CodeCityLowest Rate
68382Dunbar$500
68056St Columbans$503
68738Hadar$504
68364Goehner$504

Condo insurance rates by companies in Nebraska

Based on Insurance.com's rate analysis, Allstate is the cheapest condo insurance company among the carriers surveyed. Its average annual premium is $217---$142 less than the state average ($359). Apart from Allstate, Farm Bureau and Farmers are the other two cheap insurance companies in Nebraska for condo insurance.

Condo insurance rates can vary based on where you live, how much liability protection you need and how comprehensive your condo insurance coverage is. In order to find the perfect condo insurance policy, it's important that you get a number of quotes and compare rates. This is one of the best ways to get a great condo insurance policy in Nebraska.

Below is the list of best condo insurance providers and their average annual premium for Nebraska residents.

CompanyAverage annual premium
Allstate$217
Farm Bureau$231
Farmers$236
Nationwide$259
State Farm$373
Travelers$375
American Family$432
Safeco$472
Liberty Mutual$486
Fire Ins Exch$551

You may also like to explore