Best condo insurance companies in Georgia

In Georgia, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Georgia. Below are the best condo insurance companies in Georgia based on Insurance.com’s analysis.

CompanyJ.D. Power scoreAM Best ratingAverage rating (out of 5)
USAA884A++
3.8
Allstate815A+
3.7
Country Financial830A+
3.3
State Farm829A++
3.1
Travelers794A++
2.8
Nationwide816A+
2.6
Farmers792A
2.0
Data updated in 2024
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Average cost of condo insurance in Georgia

The average cost of condo insurance in Georgia is $798 a year or $67 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$798$67
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Georgia
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Georgia

Most expensive

ZIP codeCityHighest rate
31523Brunswick$991
30363Atlanta$988
31522St. Simons$987
30361Atlanta$985

Least expensive

ZIP codeCityLowest rate
31632Hahira$801
30802Appling$802
31605Valdosta$803
31602Valdosta$804
Data updated in 2024
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Condo insurance rates by company in Georgia

Rates for condo insurance by company in Georgia vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Georgia. The cheapest company for condo insurance in Georgia is Georgia Farm Bureau. Allstate, and Auto-Owners, are the second and third cheapest options.

CompanyAverage annual rate
Georgia Farm Bureau$467
Allstate$492
Auto-Owners$596
Country Financial$711
Travelers$839
State Farm$881
Farmers$888
Nationwide$897
USAA$904
Data updated in 2024
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Compare condo insurance rates by city in Georgia

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Georgia.

CityAnnual insurance premium
Athens
$762
Atlanta
$884
Augusta
$747
Columbus
$801
Gainesville
$786
Johns Creek
$812
Lawrenceville
$809
Macon
$772
Marietta
$822
Sandy Springs
$848
Savannah
$867
Stockbridge
$846
Waleska
$806
Woodstock
$810
Data updated in 2024
Read our full methodology

Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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