Best condo insurance companies in South Carolina

In South Carolina, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in South Carolina. Below are the best condo insurance companies in South Carolina based on Insurance.com’s analysis.

CompanyJ.D. Power scoreAM Best ratingAverage rating (out of 5)
USAA884A++
5.0
State Farm829A++
4.0
Allstate815A+
3.6
Progressive801A+
3.0
Travelers794A++
2.6
Farmers792A
2.6
Data updated in 2024
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Average cost of condo insurance in South Carolina

The average cost of condo insurance in South Carolina is $579 a year or $48 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average annual premiumAverage monthly premium
$579$48
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in South Carolina
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in South Carolina

Most expensive

ZIP codeCityHighest rate
29439Folly Beach$1,050
29585Pawleys Island$941
29412Charleston$925
29575Garden City$917

Least expensive

ZIP codeCityLowest rate
29316Boiling Springs$416
29349Inman$420
29369Moore$421
29075Little Mountain$427
Data updated in 2024
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Condo insurance rates by companies in South Carolina

Rates for condo insurance by company in South Carolina vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in South Carolina. The cheapest company for condo insurance in South Carolina is USAA. Allstate, and State Farm, are the second and third cheapest options.

CompanyAverage annual rate
USAA$435
Allstate$511
State Farm$533
South Carolina Farm Bureau Mutual$576
Auto-Owners$588
Farmers$654
Progressive$678
Travelers$943
Data updated in 2024
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Compare condo insurance rates by city in South Carolina

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in South Carolina.

CityAnnual insurance premium
Charleston
$845
Columbia
$534
Florence
$555
Goose Creek
$693
Greenville
$503
Mount Pleasant
$897
North Charleston
$723
Rock Hill
$571
Summerville
$742
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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