Best condo insurance companies in Ohio

In Ohio, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction ratings of major insurers in Ohio. Below are the best condo insurance companies in Ohio based on Insurance.com’s analysis.

CompanyJ.D. Power ScoreAM Best RatingAverage rating (out of 5)
USAA884A++
4.1
State Farm829A++
4.1
Allstate815A+
3.7
Erie Insurance827A+
3.6
American Family842A
3.5
Nationwide816A+
3.2
Travelers794A++
2.6
Data updated in 2024
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Average cost of condo insurance in Ohio

The average cost of condo insurance in Ohio is $574 a year or $48 a month with $1,000 as deductible, $60,000 in personal property coverage, and liability coverage of $300,000. Your average annual premium will vary depending on your location, the coverage limits you select, and the deductible amount among other factors.

To find the most affordable policy for your situation, compare quotes from multiple providers based on the coverage you need.

Average Annual PremiumAverage Monthly Premium
$574$48
Data updated in 2024
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Condo insurance calculator

Average condo insurance rates in Ohio
$40,000
$40,000 $60,000 $80,000 $100,000
$100,000
$100,000 $300,000
$1,000
$1,000

Most & least expensive ZIP codes for condo insurance in Ohio

Most expensive

ZIP CodeCityHighest Rate
44101Cleveland$676
45423Dayton$656
44103Cleveland$655
44104Cleveland$654

Least expensive

ZIP CodeCityLowest Rate
44215Chippewa Lake$502
44608Beach City$503
43029Irwin$503
44613Brewster$506
Data updated in 2024
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Condo insurance rates by company in Ohio

Rates for condo insurance by company in Ohio vary. It’s important to shop around and compare quotes to find the best price. 

In the table given below, you’ll see condo insurance rates for major companies in Ohio. The cheapest company for condo insurance in Ohio is Grange Mutual. Allstate, and State Farm, are the second and third cheapest options.

CompanyAverage Annual Rate
Grange Mutual$268
Allstate$294
State Farm$346
Auto-Owners$449
American Family$458
Erie Insurance$480
Nationwide$602
USAA$808
Travelers$1,035
Data updated in 2024
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Compare condo insurance rates by city in Ohio

Condo insurance rates vary significantly across cities, influenced by various factors, including weather patterns, crime rates, and property values. You must consider these factors and compare quotes from different insurers to get the best deal on condo insurance for your specific city in Ohio.

CityAnnual insurance premium
Akron
$576
Canton
$552
Cincinnati
$593
Cleveland
$645
Columbus
$573
Dayton
$589
Hamilton
$572
Lorain
$569
Toledo
$614
Data updated in 2024
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Insurance.com compared condo insurance rates provided by Quadrant Data Solutions in 2022 for $60,000 of personal property coverage with a $1,000 deductible and $300,000 of liability coverage for all available ZIP codes and with a good credit score. The content was updated in 2023.

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