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Condo insurance is a must-have for condo owners. Even if you have the protection offered by your association, it may not cover the things inside of your condo like furniture and personal belongings. Therefore, purchasing condo insurance is a necessity.

Finding the best condo insurance in Wisconsin is no easy task. There are many factors to consider when looking for condo insurance and it can be difficult to know which company will provide you with the best coverage at a fair rate.

In this guide we'll provide a list of the best companies in Wisconsin, how much condo insurance costs and condo insurance rates by companies.

  • Condo owners in Wisconsin pay an average of $347 per year or $29 per month in condo(HO6) insurance.
  • West Bend Mut Ins Co is the cheapest condo insurance company in Wisconsin at only $83 per year.

Best condo insurance companies in Wisconsin

In Wisconsin, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Wisconsin. Below are the best condo insurance companies in Wisconsin based on's analysis.

  • USAA
  • State Farm
  • American Family
  • Auto-Owners
  • Allstate

Compare best condo insurance companies in Wisconsin

USAA is our top pick for the best condo insurance company in Wisconsin, based on's rate analysis. It has earned 882 scores out of 1000 from J.D. Power and AM Best awarded it A++ rating. But only military officials, veterans and their families are eligible to purchase condominium insurance from USAA.

State Farm and American Family are other top performers on our list. All these providers have a strong reputation and offer competitive rates. Compare the carriers using their J.D. Power score and AM Best rating mentioned in the table below.

CompanyJ.D. Power scoreAM Best rating
State Farm835A++
American Family831A
Liberty Mutual806A

Average cost of condo insurance in Wisconsin

Wisconsin residents pay an average of $508 annually or $42 per month for condo insurance. The recommended coverage level for condo insurance is $40,000 for personal property, $100,000 for liability protection with $1000 deductible.

Your particular condominium insurance cost will depend on the coverage level, the value of your condo, your location and the deductible amount you choose among other factors.

Average annual premiumAverage monthly premium


Average condo insurance rates in WISCONSIN

53205 - Milwaukee
Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.



Most & least expensive zip codes for condo insurance in Wisconsin

Most Expensive

Zip CodeCityHighest Rate
54873Solon Springs$724
54849Lake Nebagamon$723

Least Expensive

Zip CodeCityLowest Rate
54532Heafford Junction$575

Condo insurance rates by companies in Wisconsin

West Bend offers the cheapest condo insurance rate in Wisconsin at an average of $83 annually, among the carriers surveyed. Condo insurance rates vary between companies for the same policy. So, if you don't shop around, you will not know which insurer offers the most affordable rates.

Below you will find the average annual premium of major condo insurance companies in Wisconsin.

CompanyAverage annual premium
West Bend Mut Ins Co$83
American Family$258
State Farm$300
Auto Owners$447
Fire Ins Exch$529
Liberty Mutual$596
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