Best Condo insurance in Wisconsin

Condo insurance is a must-have for condo owners. Even if you have the protection offered by your association, it may not cover the things inside of your condo like furniture and personal belongings. Therefore, purchasing condo insurance is a necessity.

Finding the best condo insurance in Wisconsin is no easy task. There are many factors to consider when looking for condo insurance and it can be difficult to know which company will provide you with the best coverage at a fair rate.

In this guide we'll provide a list of the best companies in Wisconsin, how much condo insurance costs and condo insurance rates by companies.

Best condo insurance companies in Wisconsin

In Wisconsin, you have a lot of options when it comes to finding the best condo insurance company. To make your task easier, our insurance experts have analyzed premiums, coverage offerings, J.D Power score and customer satisfaction rating of all the major insurers across Wisconsin. Below are the best condo insurance companies in Wisconsin based on Insurance.com's analysis.

• USAA
• State Farm
• American Family
• Auto-Owners
• Allstate

Compare best condo insurance companies in Wisconsin

USAA is our top pick for the best condo insurance company in Wisconsin, based on Insurance.com's rate analysis. It has earned 882 scores out of 1000 from J.D. Power and AM Best awarded it A++ rating. But only military officials, veterans and their families are eligible to purchase condominium insurance from USAA.

State Farm and American Family are other top performers on our list. All these providers have a strong reputation and offer competitive rates. Compare the carriers using their J.D. Power score and AM Best rating mentioned in the table below.

Average cost of condo insurance in Wisconsin

Wisconsin residents pay an average of $508 annually or $42 per month for condo insurance. The recommended coverage level for condo insurance is $40,000 for personal property, $100,000 for liability protection with $1000 deductible.

Your particular condominium insurance cost will depend on the coverage level, the value of your condo, your location and the deductible amount you choose among other factors.

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CONDO INSURANCE CALCULATOR

Average condo insurance rates in WISCONSIN

Zip

Personal Property Coverage Covers your personal belongings, such as your furniture, electronics, clothing, artwork, etc. Choose the amount you believe would cover all of your belongings.

$40,000$60,000$80,000$100,000 $60,000

Deductible Choose the amount you want to pay out-of-pocket before insurance kicks in. This applies to your dwelling and personal belongings claims.

$1,000 $1,000

Liability Covers the medical expenses of people who are hurt while in your home or on your property, as well as damage you caused to others’ property. Also covers legal fees if you are sued by someone hurt in your home or on your property. Limits of $300,000 or $500,000 are recommended.

$100,000$300,000 $100,000

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53205 - Milwaukee

Personal Property Coverage $60,000, Deductible $1,000 and Liability $100,000.

AVERAGE RATE: $677

HIGHEST RATE: $2,842 LOWEST RATE: $100

Most & least expensive zip codes for condo insurance in Wisconsin

Most Expensive

Zip Code	City	Highest Rate
54873	Solon Springs	$724
54854	Maple	$724
54849	Lake Nebagamon	$723
54820	Brule	$723

Least Expensive

Zip Code	City	Lowest Rate
54442	Irma	$567
54435	Gleason	$567
54487	Tomahawk	$567
54532	Heafford Junction	$575

• Methodology ×

  Insurance.com commissioned Quadrant Information Systems to provide condo insurance rates for nearly every ZIP code in the country from up to six major insurers. The applicant profile is of a married, 35-year-old who has filed no claims in five years. Coverage includes dwelling coverage of $50,000, medical payments coverage of $5,000, contents replacement at replacement value and loss of use at 10 percent of personal property limit.

  METHODOLOGY +

Condo insurance rates by companies in Wisconsin

West Bend offers the cheapest condo insurance rate in Wisconsin at an average of $83 annually, among the carriers surveyed. Condo insurance rates vary between companies for the same policy. So, if you don't shop around, you will not know which insurer offers the most affordable rates.

Below you will find the average annual premium of major condo insurance companies in Wisconsin.